But there are a lot of great Visa credit cards on the market right now. And everyone should have at least one Visa card, as it’s the most widely accepted card network worldwide. You’ll want a 0% Visa with no annual fee if you’re looking to lower the cost of existing debt or avoid interest on a big-ticket purchase. If you’d rather earn free trips or cash back on everyday expenses, you’ll need a Visa rewards card. Just make sure to pay your bill in full every month, as rewards cards tend to have high interest rates.
With those fundamental rules in mind, WalletHub’s editors compared 599 offers in search of the best Visa credit cards for people’s most common needs. And they determined that the following offers lead the way.
2018’s best Visa credit cards:
|Best Visa Card For...||Visa Card||Annual Fee||Editor’s Rating|
|Cash Back||Chase Freedom Unlimited®||$0||4.5 / 5|
|Travel Rewards||Capital One® Venture® Rewards Credit Card||$0 for 1st yr, $95 after||5.0 / 5|
|Bad Credit||Harley-Davidson® Secured Credit Card||None||5.0 / 5|
|Fair Credit||USAA Rate Advantage Visa Platinum®||None||2.0 / 5|
|Students||Journey® Student Rewards from Capital One®||None||5.0 / 5|
|Business||Ink Business Preferred℠ Credit Card||$95||5.0 / 5|
You may also want to consider our editors’ picks for the year’s best Mastercard credit cards. Mastercard is on even ground with Visa in terms of cardholder benefits, and it’s almost as widely accepted worldwide. You can see how these two worldwide card networks compare in key categories from WalletHub’s Visa vs. Mastercard review.
Where is the Visa card accepted? Who has Visa credit cards?
|Visa Credit Card Acceptance Locations||10.7 million|
|Visa Credit Cards in Circulation||344.7 million|
|Visa Credit Card Users||123.8 million|
|Visa Credit Card Purchase Volume||$1.549 billion|
|Average Visa Credit Card Purchase Amount||$81|
|Outstanding Balances on Visa Credit Cards||$419.85 billion|