That’s a great question, as our editors believe that everyone should have at least one Visa card in their wallet. Visa is the most widely accepted card network worldwide, after all. If you’re looking to lower the cost of existing debt or avoid interest on a big-ticket purchase, you’ll want a Visa with a 0% introductory rate. If you’re more interested in scoring free trips or earning cash back on everyday expenses that never lead to a balance, you’ll need a rewards Visa.
Our editors kept those fundamental rules in mind when comparing 599 offers in search of the best Visa credit cards for people’s most common needs. So check out their picks below, and check your credit score for free on WalletHub before submitting your application.
2017’s Best Visa Credit Cards
|Best For...||Card Name||Editors' Rating||Annual Fee||Minimum Credit Required|
|Initial Bonus||Chase Sapphire Preferred® Card||4.5 Stars||$0 Intro for the First Year, $95 after||Excellent|
|Cashback||Chase Freedom Unlimited||4.5 Stars||$0||Excellent|
|0% Intro Rate||Chase Slate®||5 Stars||$0||Good|
|Students||Journey® Student Rewards from Capital One®||5 Stars||$0||Limited|
|Travel Rewards||Chase Sapphire Reserve Credit Card||4.4 Stars||$450||Excellent|
|Rebuilding Credit||Harley-Davidson Secured Credit Card||5 Stars||$0||Bad|
|Small Business||Ink Business Preferred℠ Credit Card||4.3 Stars||$95||Excellent|
If none of the above offers meets your needs, you may want to consider our editors’ picks for the year’s best MasterCard credit cards. MasterCard is on even ground with Visa in terms of cardholder benefits, and it’s almost as widely accepted worldwide.