Wells Fargo Credit Cards
WalletHub makes it easy to find the best Wells Fargo credit card.
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Best Wells Fargo Credit Cards of 2021
- Wells Fargo Cash Wise Visa® card - Best for Cash Back
- Wells Fargo Platinum card - Best for 0% Intro APR
- Wells Fargo Propel American Express® card - Best for Rewards
- Wells Fargo Rewards® Card - Best for Gas Rewards
Wells Fargo Platinum card Wells Fargo Platinum card
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO® Credit Score with Wells Fargo Online®
- Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
- Convenient tools to help create a budget and manage your spending with My Money Map
- Select "Apply Now" to learn more about the product features, terms and conditions
- See More Details & Reviews About TheWells Fargo Platinum card
Wells Fargo Cash Wise Visa® card Wells Fargo Cash Wise Visa® card
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Select "Apply Now" to learn more about the product features, terms and conditions
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 annual fee
- See More Details & Reviews About TheWells Fargo Cash Wise Visa® card
Dillard's Store Card Dillard's Store Card

- Open a Dillard’s Card Account and earn a 10% Off Welcome Shopping Pass in your first statement when you charge $100 with Dillard’s today.
- Earn 2 Dillard's Reward Points per one dollar spent in net purchases at Dillard's.
- Reach 1,500 points and earn an All-Day 10% off rewards shopping pass.
- Exclusive events and offers.
- Shop your way to Elite Status and maintain that status by spending $2,000 in net purchases or more each calendar year.
- Equal Monthly Payment Financing: 0% APR for 12 months on men's tailored clothing, home furnishings, luggage and furniture purchases of $200 or more.
- Equal Monthly Payment Financing: 0% APR for 24 months on furniture purchases of $2,500 or more.
- See More Details & Reviews About TheDillard's Store Card
Kirkland's Credit Card Kirkland's Credit Card

- Earn 2 points for every $1 spent on qualifying purchases.
- Earn a $5 reward for every 150 points.
- Early Access and Advance Notice.
- Deferred Interest Details: No interest if paid in full within 6 or 12 months on purchases of at least $250 or $500.
- No pre-payment penalties.
- Easy-to-use online account management and bill payment options.
- See More Details & Reviews About TheKirkland's Credit Card
Bryant Store Card Bryant Store Card

- Revolving line of credit that you can use for future purchases and flexible financing terms. Contact your Bryant HVAC contractor to find out more.
- Convenient monthly payments to fit your budget.
- Special promotional offers where available.
- Easy-to-use online account management and bill payment options.
- See More Details & Reviews About TheBryant Store Card
American Furniture Warehouse Credit Card American Furniture Warehouse Credit Card

- Deferred Interest Details: No interest if paid in full within 6 or 12 months on purchases of at least $300 or $1,000 respectively.
- Apply in-store.
- See More Details & Reviews About TheAmerican Furniture Warehouse Credit Card
American Gem Society Credit Card American Gem Society Credit Card

- Special promotional offers where available.
- Revolving line of credit that you can use over and over again.
- Quick credit decision.
- Easy-to-use online account management and bill payment options.
- See More Details & Reviews About TheAmerican Gem Society Credit Card
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Best Wells Fargo Credit Cards of 2021

Each Wells Fargo credit card has its merits. If you want a 0% intro APR, for example, the Platinum card is the way to go. And if you want extra rewards on travel, dining and gas, you may want to consider the Wells Fargo Propel Amex card. It all depends on what you’re looking for. And for your convenience, we’ll recap where each Wells Fargo card excels.
Best Wells Fargo Credit Cards Compared
Credit Card | Best For | Annual Fee | Editor’s Rating |
Wells Fargo Propel American Express® card | Rewards | $0 | 4.5 / 5 |
Wells Fargo Cash Wise Visa® card | Cash Back | $0 | 4.5 / 5 |
Wells Fargo Rewards® Card | Gas Rewards | $0 | 3.0 / 5 |
Wells Fargo Platinum card | 0% Intro APR | $0 | 4.6 / 5 |
You can check your latest credit score for free on WalletHub to see if you’re likely to qualify for a Wells Fargo credit card.
Questions & Answers
Comparing wells fargo credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Featured Credit Cards
Ask the Experts
- What types of applicants are credit cards that give bonus rewards on digital-wallet purchases, like Wells Fargo Cash Wise, likely to attract?
- Why are some major banks - Capital One and Discover, for example - capable of offering secured credit cards with no annual fee, while others charge $25+ per year?
- Why don’t some big banks - Wells Fargo, for example - have celebrity credit card spokespeople?
- Do you think Wells Fargo’s credit card business has been affected by the company’s recent scandals? Should consumers be concerned?
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Dima Leshchinskii
Ph.D., Associate Professor of Finance, Menlo College
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Dennis F. Galletta
Ph.D., Professor of Business Administration, Ben L. Fryrear Faculty Fellow and and Director, Katz Doctoral Program, University of Pittsburgh, Katz Graduate School of Business
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Alexandra Aguirre-Rodriguez
Associate Professor in the Department of Marketing & Logistics and Behavioral Lab Coordinator at Florida International University
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John Alpers
MBA, Assistant Professor of Business, Carson-Newman University
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Prachi Gala
Ph.D., Assistant Professor of Marketing, Elon University
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Charles Lanier
D.B.A., Assistant Professor of Marketing and Business Administration, Barton College, School of Business
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