Best Wells Fargo Credit Cards

It is fairly hard to get a Wells Fargo credit card, as most Wells Fargo cards require good credit or better for approval.

Minimum Credit Score for Notable Wells Fargo Credit Cards

• Wells Fargo Active Cash® Card: Good credit
• Wells Fargo Reflect® Card: Good credit
• Wells Fargo Business Platinum Credit Card: Good credit

If you meet the credit score requirement, it becomes easier to get a Wells Fargo credit card. As with all credit cards, you’ll also need to have a steady income and you must be at least 18 years old. In addition, you’ll need to have an SSN or ITIN to get approved.

Wells Fargo credit card requirements include having a credit score of 700+ (for most cards) and providing standard personal information such as your name, address, and date of birth. A Social Security Number (SSN) or an Individual Tax Identification Number (ITIN) is also required, and all applicants must be 18+ years old.

Wells Fargo Credit Card Requirements

• A credit score of 700+ (good credit) for most cards
• Physical U.S. address (no P.O. boxes)
• ...

The Wells Fargo Platinum card required good credit at a minimum, which means applicants needed a credit score of 700 or higher to have good odds of being approved. However, the Wells Fargo Platinum card is no longer available to new applicants.

Alternative Credit Card Option

If you’re looking for a similar credit card, you should consider getting the Wells Fargo Reflect® Card. This card offers an introductory APR of 0% for 21 months from account opening on both new purchases and qualifying balance transfers. Keep in...

It will take a maximum of 10 business days to get a Wells Fargo credit card after approval. Unfortunately, there's no option to expedite it with this company, at least not at the moment.

Still, 2 weeks is pretty much standard with most lenders, so just be patient and the card will get to you.

Yes, Wells Fargo does home improvement loans. You can take out a personal loan from Wells Fargo and use it to pay for home improvement expenses, such as remodeling a kitchen, finishing a basement, putting on siding or many other projects. Wells Fargo does not specifically refer to their loans as “home improvement loans,” so you’ll need to take out a general-purpose personal loan.

Quick Facts About Wells Fargo Home Improvement Loans

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You can only cancel your Wells Fargo credit card over the phone at (800) 642-4720. But if your card is lost or stolen, you should report it immediately, by calling the same phone number.

Before completely cancelling your card, though, make sure you’re doing it for the right reasons. It might make sense for a card with an annual fee that you don’t plan to use anymore, for instance. But if your Wells Fargo credit card isn’t costing...

The best Wells Fargo cash back credit card is the Wells Fargo Active Cash® Card because it gives you 2% cash rewards on all purchases and has a $0 annual fee. This card also offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months.

Wells Fargo Active Cash even comes with an intro APR of 0% for 15 months from account opening on both purchases and qualifying balance transfers. These features make Wells Fargo Active Cash an attractive card all-around. Just note that the card’s regular APR is 19.99% - 29.99% Variable, and there’s a balance transfer fee: 3% intro for 120 days, then up to 5% (min $5).