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Best Wells Fargo Credit Cards
WalletHub experts track 1,500+ offers to help you get the right Wells Fargo credit card
FILTER WELLS FARGO CREDIT CARDS
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- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee

- No membership fees
- 0% intro APR on purchases
- 0% intro APR on qualifying balance transfers
- Reports to the three major credit bureaus
- No rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR

- 20,000-point initial bonus
- 3 points / $1 spent in bonus categories
- $0 annual fee
- 0% for 12 months from account opening on purchases intro offer
- $600 in cell phone protection (subject to a $25 deductible)
- 19.99% - 29.99% Variable regular APR
- No balance transfer promotion

- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% Off Shopping Pass initial rewards bonus
- No balance transfers allowed
- High regular APR
- Foreign fee
- Requires good/excellent credit

- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% Off Shopping Pass initial rewards bonus
- High regular APR

- No membership fees
- High rewards rate
- 60,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit

- No membership fees
- Qualify with fair credit
- No rewards
- High regular APR
Why people trust WalletHub
Unlike other sites that only promote cards they're paid by, WalletHub's editors focus on finding the best cards. WalletHub makes it easy to find the best Wells Fargo credit cards.
Our picks

Each Wells Fargo credit card has its merits. If you want a 0% intro APR, for example, the Reflect card is the way to go. It all depends on what you’re looking for. And for your convenience, we’ll recap the latest Wells Fargo credit card offers in the table below.
Best Wells Fargo Credit Cards Comparison
Credit Card | Best For | Annual Fee | Editor’s Rating |
Wells Fargo Active Cash® Card | Overall | $0 | 4.7/5 |
Wells Fargo Reflect® Card | 0% Intro APR | $0 | 4.8/5 |
Wells Fargo Business Platinum Credit Card | Business | $0 | 4.6/5 |
Wells Fargo Autograph℠ Card | Travel | $0 | 4.4/5 |
You can check your latest credit score for free on WalletHub to see if you’re likely to qualify for a Wells Fargo credit card.
How we picked the best Wells Fargo credit cards
WalletHub’s editors regularly compare all of the Wells Fargo credit card offers from our database of 1,500+ credit cards. This includes normal Wells Fargo-branded credit cards as well as credit cards issued by Wells Fargo but co-branded with another popular company. We then calculate how much the average cardholder is likely to save with each card over the first couple years of use. Expected savings in turn lead us to the best Wells Fargo credit cards for cash back, travel rewards, low interest and more.
Sources
WalletHub actively maintains a database of 1,500+ credit card offers, from which we select the best Wells Fargo credit cards for different applicants as well as derive market-wide takeaways and trends. The underlying data is compiled from credit card company websites or provided directly by the credit card issuers. We also leverage data from the Bureau of Labor Statistics to develop cardholder profiles, used to estimate cards’ potential savings.
Best Wells Fargo Credit Cards FAQ
Comparing Wells Fargo credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
Expert Opinions
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- Why don’t some big banks - Wells Fargo, for example - have celebrity credit card spokespeople?
- Do you think Wells Fargo’s credit card business has been affected by the company’s recent scandals? Should consumers be concerned?
CPA, Director, Commercial Banking Program and Associate Professor of Finance, Marquette University, College of Business Administration
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Ph.D., Professor of Business Administration, Ben L. Fryrear Faculty Fellow and and Director, Katz Doctoral Program, University of Pittsburgh, Katz Graduate School of Business
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Ph.D., Associate Professor of Finance, Menlo College
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Associate Professor in the Department of Marketing & Logistics and Behavioral Lab Coordinator at Florida International University
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MBA, Assistant Professor of Business, Carson-Newman University
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Ph.D., Assistant Professor of Marketing, Elon University
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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