- Getting an anonymous credit score estimate (e.g. the credit score estimator on this page);
- Checking your actual credit score; or
- Reviewing your credit report(s)
- Credit Score Check - If you want to see your actual credit score, you can check it for free on WalletHub – the only site that offers free daily updates.
- Anonymous Credit Estimate – Performing a casual credit check by using a credit estimator like the one on this page is a great way to get a general sense of where you stand. It’s especially useful if you have a small-scale financial decision – such as applying for a credit card – in your near future.
- Credit Report Review – Reviewing your credit reports should be a regular practice. It allows you to find and dispute errors, which are all too common. And it gives you the chance to make sure there are no signs of identity theft on your files.
You can get your latest TransUnion credit report from WalletHub, the only site with free reports and scores that are updated daily. And you can check your Experian and Equifax reports for free through annualcreditreport.com.
Of the three options, checking your actual credit score is by far the most accurate way to see how good your credit is. But free credit scores are not all created equal.
Here are the best sites for a free credit check:
|Website||Free Credit Score?||Free Credit Report?||Update Frequency|
To learn more about the top places for a free credit check, check out our comparisons of 2018’s best credit score sites, best credit report sites and best credit monitoring services.