My husband and I are self-employed architects; we made most of our income from buying, renovating and selling houses in Florida. In 2005 we had our first child, followed immediately by Hurricane Wilma and the beginning of the downturn in the real estate market (at least in Miami). Lost income from clients who could no longer pay, plummeting real-estate values and a non-existent job market for architects left us with virtually no income for four years. We used our credit cards and savings, my 401k, sold our home at a huge loss, all with the idea that the market had to pick up soon and we would then be able to pay off our debts without filing for bankruptcy. We were terrified of bankruptcy because we depended on being able to get a mortgage to finance home purchases and renovations, our main source of income. In retrospect not filing was a mistake, the market never recovered in time for us and we accumulated a massive amount of credit card debt which we could not pay, somewhere around $50-60,000. Much of this has been charged off or we negotiated settlements; however, we have two judgements, Amex for $1136 and Chase for $8566, which I’m going to try and settle, and a Citibank account that was bought by Asset Acceptance, original balance of $16,166 now pumped up to $26,340. I read about PINNACLE CREDIT SPECIALIST on Quora and I didn’t hesitate to contact him, to my greatest surprise, all the debts were cleared completely including the charge offs and credit card debts. More so our credit score was increased to 811 and 804 respectively. All thanks to PINNACLE CREDIT SPECIALIST the saviour I met a few months ago. You can reach him via [email protected] or Text him on +1 (323) 406 1225. Cheers.

Horrible experience. it has taken 2 days to try and get the card activated after sending in the requested documents and answering multiple questions to be told that they are going to send me a new card. This company is absolutely pathetic and everything is "I'm sorry, I'm sorry." Don't be sorry, be better and improve upon your business practices. DO NOT waste your time getting this card.

Total trash. How I was swindled into this racket I have no idea. 50 cents to check your balance via phone. $1 every purchase... Ace should be ashamed. Taking superfluous money out of poor peoples hand is unnecessary. It's next to impossible get by on just cash nowadays. You need a debit card to consume.

If i could rate zero I would! I was a customer for years and one day I was robbed at gunned point, taken to an ATM and forced to withdraw funds out of my account!Thank God I wasn't killed or physically hurt, but i complied as anyone should in a situation as such. I sent them a police report and still did not get money back! Who ever makes the decisions on whether or not "you deserve" to be refunded is unreachable and policies are in place so that there is NOTHING you can do but except the loss! I was told because I had used the bank before it appeared that I was lying! So my advice to you is, if you have this card and you happen to get robbed near your neighborhood ask the kind and understanding robbers to take you to a bank outside of your area to a bank you have never used and you MAY get your money back!

Money was stolen out of my account through scammer and even though I'VE had this account for years they refused to give me back my money like most banks. Told me to file a police report and then they would give me back my money. Then they said they'll let me Know within 10-45 days what their decision is. AWFUL. If I ever get my money back I'm DONE with this company

This card Is not good DO NOT GET THIS.. You call and they are rude because you call and the fees are ridiculous don't expect them to help you it's going to take over three months to dispute a transaction no English speaking reps no a good card

Fees hiding in fees. Apparently I spent $2 just trying to cancel the card this morning, because the automated customer service robot just hangs up if you don't input commands that take it somewhere, but it also loops with no way to speak with a person and no way to cancel the card. Oh, but don't worry, it'll still charge you for calling customer service and speaking to that unhelpful robot.

Just absolutely horrible.

If they do a direct deposit from another bank in how many days i get it or hours

horrible they are just complete idiots talking over you when ur trying to explained called in about fees being assessed to my account when i closed it 14 days prior had to call in 4x to get someone to actually listen to me and reverse the fees and send out my refund for my balance i will be switching over to chime card.

I have had the card for 9 years not one issue. I really think you see the results when you have a consistent direct deposit .