Accepted Credit Score 
Bad Credit
Amazon.com Secured Credit Card
Minimum. Security Deposit:
$100
$100
By:
Synchrony Bank
Info about the Amazon.com Secured Credit Card has been collected by WalletHub to help consumers better compare cards.
The financial institution did not provide the details.
Amazon.com Secured Credit Card's Key APRs & Fees
| ONE-TIME FEES |
|---|
| None |
| ANNUAL FEE |
| $0 |
| MONTHLY FEE |
| None |
| REGULAR RATE |
|---|
| 25.99% (V) |
| GRACE PERIOD |
| 23 days |
Amazon.com Secured Credit Card's Highlights
| Receive a $10 Gift Card after account opening deposit. Access to special financing and equal pay financing, with no Interest. Terms Apply. |
| You can submit a refundable security deposit from $100 to as much as $1,000, which will be your credit limit. |
| Report to 3 major credit bureaus every month which may help improve your credit. |
| Synchrony Bank will review your account starting in as little as 7 months to determine if you’re eligible for an upgrade to an unsecured card. If and when you’re upgraded, your security deposit will be returned. |
| Cardholders with an eligible Prime membership are instantly upgraded to the Amazon Prime Store Card Credit Builder and you can earn 5% back everyday. |
| You can’t apply for this Amazon credit card directly. Instead you must apply for the unsecured Amazon.com Store Card — and if you don’t qualify for that card, the card issuer will automatically consider you for the secured version. |
Amazon.com Secured Credit Card's Additional Info
| MAX LATE FEE |
$39 |
|---|---|
| MAX OVERLIMIT FEE |
None |
| MAX PENALTY APR |
None |
| FOREIGN TRANSACTION FEE |
N/A |
| SMART CHIP |
No |
-
CASH ADVANCE APR
N/A
-
CASH ADVANCE FEE
N/A
- Last updated on 12/1/2020
at Synchrony Bank's secure site
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Customer Questions and Answers
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Can I use my Amazon Secured Credit Card anywhere? Reply 2
Patrick Murphy
@stpatrick1982
You can only use the Amazon Secured credit card on amazon.com and through select "Pay with Amazon" merchants.
2
Upvotes
Amazon.com Secured Credit Card Reviews
Share your insights and review the Amazon.com Secured Credit Card.
1.0 out of 5
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Jun 06, 2020
You really should allow people to post negative Stars! Do not, I repeat do not, get an Amazon card through Synchrony Bank! I went in to make a payment for $50 like I do every month but two days later my entire bank account was drained because they took all my money out of my account and after repeated calls I get conflicting stories about whether or not I have to wait a month for a paper check to get my money back or they could just directly put it back into my account within 48 hours which they have not done either! So unless you like getting taken for everything you have and pay outrageous interest rates on top of that, do not get this card or any card through Synchrony Bank!… show more
Comment
May 05, 2020
Had this card for a year now..never late..never missed a payment..with only a 100.00 limit that I chose...and have never received an upgrade to a non secured..at first they said it took seven monthly on time payments to be considered for an upgrade..then they changed it to a year when I reached the seven month grace period..as of 5/5/20 still no upgrade and its been a year...would not recommend
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Last updated on: December 1st, 2020 at 08:51
Related Credit Cards
If you are interested in the Amazon.com Secured Credit Card, check out the following credit cards as well:
Related Credit Card Categories
Amazon.com Secured Credit Card is related to the following categories:
Other Amazon.com Cards
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Dec 1st, 2020 at 08:51 ET