What are those cards, you ask? Well, if you want rewards, I’d go with the business credit card offering the best terms of your biggest expenses. The Ink Bold with Ultimate Rewards and the American Express Simply Cash Card are pretty good options. If you want low rates, I’d go with the No Balance Transfer Fee Slate Card from Chase, which offers 0% on purchases and transfers for 15 months and does not charge a transfer fee. Yes, that is a personal credit card, that is intentional. You aren’t put at any additional risk by using a personal credit card and get to benefit from the fact that issuers cannot increase interest rates on personal credit card unless you’re at least 60 days delinquent.
American Bar Association (ABA) Business Credit Card

American Bar Association (ABA) Business Credit Card
We're sorry, but the American Bar Association (ABA) Business Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-732-9194, Ext.
You can review American Bar Association (ABA) Business Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 1 WorldPoints rewards point per $1 on all purchases
Redeem points for gift cards, cash, and travel with no blackout dates.
Start redeeming for rewards at 2,500 points
No limit to the points you can earn
APR on Purchases
0% intro APR for 9 months, 11.24% - 21.24% (V) APR after that
Balance Transfer
APR: 11.24% - 21.24% (V)
Balance Transfer Fee
American Bar Association (ABA) Business Credit Card's Additional Info
cash advance fee | 4% (min $10) |
cash advance APR | 24.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $49 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Link your credit card to a business checking account for overdraft protection
Receive monthly statements for easy expense tracking
Get employee cards at no additional cost to you and with credit limits you set
Access your account and pay bills 24/7 with convenient Online Banking service with Bill Pay.
Get up to $100,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars.
Get liability protection against card misuse by terminated employees up to $100,000 per cardholder.
Get protection for most purchases against loss, damage, theft, or fire for up to 90 days.
Double the manufacturer warranty period with extended purchase security protection up to 1 more year.
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What are those cards, you ask? Well, if you want rewards, I’d go with the business credit card offering the best terms of your biggest expenses. The Ink Bold with Ultimate Rewards and the American Express Simply Cash Card are pretty good options. If you want low rates, I’d go with the No Balance Transfer Fee Slate Card from Chase, which offers 0% on purchases and transfers for 15 months and does not charge a transfer fee. Yes, that is a personal credit card, that is intentional. You aren’t put at any additional risk by using a personal credit card and get to benefit from the fact that issuers cannot increase interest rates on personal credit card unless you’re at least 60 days delinquent.
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