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Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Earn a $200 statement credit

after you spend $2,000 in purchases on your new Card within the first 6 months.

Apply Now

Annual Fee

Rewards

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

2% Cash Back at U.S. gas stations.

1% Cash Back on other purchases.

Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

Terms Apply.

APR on Purchases

0% intro APR for 15 months, 14.74% - 24.74% (V) APR after that

Balance Transfer

Balance Transfers Not Allowed

Editor's Take

by John Kiernan

May 5th, 2022

Amex Blue Cash Everyday Pros & Cons

$0 annual fee

$200 statement credit initial bonus offer

Up to 3% cash back

Spending caps on rewards

No balance transfers allowed

Foreign fee

Requires good/excellent credit

Amex Blue Cash Everyday Review

The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worth it for applicants who want a $0 annual fee and bonus rewards on groceries, gas and select department store purchases. The Blue Cash Everyday... show more

View 2844 User Reviews

Amex Blue Cash Everyday's Additional Info

cash advance fee

5% (min $10)

cash advance APR

25.99% (V)

foreign transaction fee

2.7%

smart chip

Yes, chip-and-PIN

max late fee

$40

max overlimit fee

max penalty APR

29.99% (V)

grace period

25 days

Apply Now

at American Express' secure site

Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%.

No annual fee.

Apply Now

at American Express' secure site

Amex Blue Cash Everyday FAQ

Don't see what you're looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Is Amex Blue Cash Everyday hard to get?

Upvotes

Kendall Morris, Credit Cards Moderator

Yes, the Blue Cash Everyday® Card from American Express it is hard to get because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Cash Everyday.

In order to get the Amex Blue Cash Everyday, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You'll also need to have an SSN or ITIN.

Keep in mind that even if you meet all of the requirements for the Amex Blue Cash Everyday, you're never guaranteed to be approved.

View more answers

What's the Blue Cash Everyday credit score requirement?

Upvotes

Joyce Brown, WalletHub Credit Card Analyst

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also... show more

What is the Amex Blue Cash Everyday credit limit?

Upvotes

Chip Lupo, Credit Card Writer

The Amex Blue Cash Everyday credit limit is based on American Express's assessment of each application, so the card's credit limit will be different for each applicant.

For the most part, Amex Blue Cash Everyday credit limits depend on each applicant's overall creditworthiness. Those with the highest income and... show more

Is American Express Blue Cash a good card?

Upvotes

Gina Marte, WalletHub Advisor

Yes, the Blue Cash Everyday® Card from American Express is a good choice for people with 700+ credit scores who want bonus rewards on groceries, gas, and select department store purchases. The Amex Blue Cash Everyday card earns 3% cash back at U.S. supermarkets (up to $6,000 spent per... show more

View more answers

How much is the Amex Blue Cash Everyday annual fee?

Upvotes

Lisa Cahill, Credit Cards Moderator

The Amex Blue Cash Everyday annual fee is $0 per year. Amex Blue Cash Everyday's $0 annual fee is lower than the average annual fee among new credit card offers right now. Although Blue Cash Everyday® Card from American Express does not have an annual fee, there are other... show more

View more answers

What is the Amex Blue Cash Everyday interest rate?

Upvotes

Sue Patterson, WalletHub Analyst

The Blue Cash Everyday® Card from American Express interest rate is 14.74% - 24.74% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The Amex Blue Cash Everyday card also offers new cardholders an introductory interest rate of 0% for 15... show more

How do I reach Blue Cash Everyday customer service?

Upvotes

thomas friedman, WalletHub Credit Card Analyst

To reach Blue Cash Everyday customer service, call 1 (800) 528-4800, 24 hours a day, 7 days a week. From the automated system, state the specific issue or press the related number on your keypad. Follow the prompts to verify the account. To speak to a live representative, press “0,”... show more

How do I earn the Amex Blue Cash Everyday welcome bonus?

Upvotes

Maria Adams, Credit Cards Moderator

To earn the Amex Blue Cash Everyday Card welcome bonus, new cardholders must spend $2,000 within the first 6 months of opening an account. The Amex Blue Cash Everyday Card bonus is $200 as a statement credit.

Keep in mind, however, that you will not be eligible for this... show more

How do I estimate my Blue Cash Everyday approval odds?

Upvotes

Jeff Pratley, WalletHub Credit Card Advisor

The best way to estimate your Amex Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you'll be approved. But most people who are pre-qualified get approved. Another good way to gauge your ... show more

View more answers

How much is the American Express Blue Cash Everyday foreign transaction fee?

Upvotes

Jeff Pratley, WalletHub Credit Card Advisor

The Amex Blue Cash Everyday foreign transaction fee is 2.7%. Both Amex Blue Cash Everyday and the Blue Cash Preferred® Card from American Express have that same foreign fee, applicable to any purchases processed internationally.

American Express offers cards that do not have foreign transaction fees, like the ... show more

Compare The Amex Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Discover it® Cash Back

Citi® Double Cash Card – 18 month BT offer

(2,844)

(1,491)

(1,953)

Purchase Intro APR0% for 15 months

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*

Transfer Intro APR0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer

Regular APR14.74% - 24.74% (V)

Regular APR12.24% - 23.24% Variable

Regular APR14.74% - 24.74% (V)

Rewards Rate1 - 3% Cash Back

Rewards Rate1 - 5% Cash Back

Rewards Rate2% Cash Back

Apply Now

Rates & FeesTerms Apply

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Rates & Fees

Apply Now

Amex Blue Cash Everyday Reviews

Share your insights and review the Blue Cash Everyday® Card from American Express

3.6

What's Your Rating?

No NO
May 14, 2022 • @NoUserName

Due to financial difficulties in the past couple of years, that everyone has been having, I could not make a payment to my AMEX credit card. I have made on time payments for seven years. I had contacted customer service about the issue. I was told to wait until I could pay it, and contact them again once I have to have it waived. When I went to contact customer service once again, I was told I was declined. Don't you love being told something by one employee, just to be told another thing by another? The economy is getting bad, and they can't help out long time customers all of a sudden? Capital One, Discover, and Target were more understanding and waived my late fees. There is nothing specifically special about AMEX in the end. Don't waste your time with AMEX.

Comment

Allen
April 9, 2022 • @allenbee94

Verified Customer

This is an OK card overall but in 2022 there are lot of similar, better cards I'd take over this one. The real reason I believe most people (including myself) get this card is because it is effectively the starter card for building a relationship with Amex. Two good reasons to do that. One being Amex will only ever do a hard credit pull on you once (on your first approved card with them), so getting another card with Amex is a lot less risky to your credit than with other issuers. This is kinda nice for if you're going for something like a Gold/Platinum setup in the future. The other is that being in Amex earns you a LOT of exclusive offers, most of which you will probably never use even if you're a turbo-shopaholic. But these include many of the bigger shopping retailers like Adidas and Uniqlo.

If the above is important to you, then the BCE is a decent choice. But the perks themselves like the 3% back on groceries also exist on similar cards like the Chase Freedom Flex and Capital One SavorOne, with more competitive benefits and no minimum rewards redemption (compared with the BCE where annoyingly, you need to have at least $25 in cashback rewards to redeem it). I've since upgraded to the BC Preferred since it has a 6% groceries cashback, but it does carry the caveat of a $95 annual fee.

Comment

Patrick
February 28, 2022 • @patricks_195

Verified Customer

Only credit card that charges me an annual fee of $250. Didn’t receive a bill and they reported a missed payment. I paid and left.

Comment

whuser16449284
January 16, 2022 • @whuser16449284

They're really trying to pan these travel and hotel cards off here in the Covid era. With all the travel bans, chancy airline service, vax mandates, sickness, jobs loss, and general uncertainty. It says my chances are excellent if I were to apply but the biggest thing is once they check they're not going to give me any credit. If you get approved the next step, done at activation, is an IRS 4506 release of tax records. This is done by Equifax. I guess if you don't release your tax records to Equifax on behalf of Amex you can lose your other cards.

Comment

esraa
December 21, 2021 • @esraa

Verified Customer

Great card, great rewards, recommend it for categories like grocery shopping and gas! They have excellent customer service! Couldn't be more pleased

Comment

Anthony
October 18, 2021 • @anthonyr_317

Verified Customer

A great card for everyday use. Excellent benefits, good intro rewards. This card is my go to card for purchases like gas and groceries which offer cash back rewards. I have both the Citi Double cash and 2 Discover cards, this is my main card for every day use.

Comment

whuser67203411
March 22, 2022 • @whuser67203411

Hey Anthony which two Discover do you have an second which Amex do you carry looking to get one the Blue prefer

Comment

Deepak
October 1, 2021 • @thisisdeep

Verified Customer

Amex has become my favorite because of their customer centric approach.
1. They approved my credit card based on my credit relationship in home country.
2. I got the highest limit than any other bank cards I had in the first year. They kept increasing my limit significantly every six month, obviously the repayment and US credit history remained same for all card providers.
3. The always come up with great promotions while supporting small shops and local businesses.
4. The reward rate and redemption process is smooth and simple.

Comment

jones_kelvin1215
September 10, 2021 • @jones_kelvin1215

Verified Customer

Great card with great rewards. I really like this card for its many benefits and utilized it to pay my monthly cable bill. I am thankful that I applied for this card and was accepted.

Comment

dennis1121
June 27, 2021 • @dennis1121

insurance benefit is a rip off. Had a 180 dollar electronic purchase get busted on the way home and I turned in a claim. They approved the claim and gave me a $6.66 credit, what a joke. I have been with them for eight years and this is my first claim which will be making me look for a new card.

Comment

whuser67014786
June 5, 2021 • @whuser67014786

Verified Customer

I love my American Express card! Interest rates are reasonable and the cash back rewards are a plus! They match your cash back at the end of the year dating to when you've opened your account. Maintain your account in good standing and you don't need to ask for a credit increase, they'll just give it to you!

Comment

Review Blue Cash Everyday® Card from American Express

Expert Thoughts on Amex Blue Cash Everyday

To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.

What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
When do you think bonus rewards on purchases at gas stations and department stores will regain their popularity following COVID-19?

Ivan Fedorenko
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

Editor's Take

Amex Blue Cash Everyday Pros & Cons

Amex Blue Cash Everyday Review

Amex Blue Cash Everyday's Additional Info

Amex Blue Cash Everyday FAQ

Compare The Amex Blue Cash Everyday

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