Compare Credit Cards American Express Credit CardsAd Disclosure

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Annual Fee

Rewards

Earn up to $250 – Here’s How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.

3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.

3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.

Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.

Terms Apply.

APR on Purchases

0% intro APR for 15 months, 17.74% - 28.74% (V) APR after that

Balance Transfer

0% intro APR for 15 months, 17.74% - 28.74% (V) APR after that

Balance Transfer Fee 3% (min $5)

WalletHub Review

by John Kiernan

November 28th, 2022

Amex Blue Cash Everyday Pros & Cons

$0 annual fee

Good welcome bonus offer

High rewards rate

Spending caps on rewards

2.7% foreign transaction fee

Balance transfer fee

Amex Blue Cash Everyday Review

The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worthwhile for applicants who want a $0 annual fee and bonus rewards on U.S. supermarket, U.S. gas station and U.S. online retail purchases. The Blue... show more

View 2867 User Reviews

Amex Blue Cash Everyday's Additional Info

cash advance fee

5% (min $10)

cash advance APR

28.99% (V)

foreign transaction fee

2.7%

smart chip

Yes, chip-and-PIN

max late fee

$40

max overlimit fee

max penalty APR

29.99% (V)

grace period

25 days

Apply Now

at American Express' secure site

No Annual Fee.

Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.

Apply Now

at American Express' secure site

Amex Blue Cash Everyday FAQ

Can't find what you are looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Is Amex Blue Cash Everyday hard to get?

Upvotes

Kendall Morris, Credit Cards Moderator

Yes, the Blue Cash Everyday® Card from American Express it is hard to get because applicants need to have a credit score of 700 or higher to be approved. Unless your credit score is at least good and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Cash Everyday.

In order to get the Amex Blue Cash Everyday, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You'll also need to have an SSN or ITIN.

Keep in mind that even if you meet all of the requirements for the Amex Blue Cash Everyday, you're never guaranteed to be approved.

View more answers

What is the Amex Blue Cash Everyday credit limit?

Upvotes

Chip Lupo, Credit Card Writer

The Amex Blue Cash Everyday credit limit is based on American Express's assessment of each application, so the card's credit limit will be different for each applicant.

For the most part, Amex Blue Cash Everyday credit limits depend on each applicant's overall credit standing. Those with the highest...

Is Amex Blue Cash Everyday a charge card?

Upvotes

Brianne Larch, WalletHub Credit Card Analyst

No, the Amex Blue Cash Everyday card is not a charge card. It's a regular credit card, so it allows you to carry a balance from one month to another.

It is worth noting that the main difference between a charge card and a traditional credit cardis that...

What's the Blue Cash Everyday credit score requirement?

Upvotes

Joyce Brown, WalletHub Credit Card Analyst

The Amex Blue Cash Everyday credit score requirement is 700, at a minimum. That means applicants for the Amex Blue Cash Everyday need good credit or better to be approved.

But your credit score is only one of the factors considered when you apply. American Express will also...

How much is the Amex Blue Cash Everyday annual fee?

Upvotes

Lisa Cahill, Credit Cards Moderator

The Amex Blue Cash Everyday annual fee is $0 per year. Amex Blue Cash Everyday's $0 annual fee is lower than the average annual fee among new credit card offers right now. Although Blue Cash Everyday® Card from American Express does not have an annual fee, there are other...

What is the Amex Blue Cash Everyday interest rate?

Upvotes

Sue Patterson, WalletHub Analyst

The Blue Cash Everyday® Card from American Express interest rate is 17.74% - 28.74% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The Amex Blue Cash Everyday card also offers new cardholders an introductory interest rate of 0% for 15...

How do I reach Blue Cash Everyday customer service?

Upvotes

thomas friedman, WalletHub Credit Card Analyst

To reach Blue Cash Everyday customer service, call 1 (800) 528-4800, 24 hours a day, 7 days a week. From the automated system, state the specific issue or press the related number on your keypad. Follow the prompts to verify the account. To speak to a live representative, press “0,”...

How do I earn the Amex Blue Cash Everyday welcome bonus?

Upvotes

Maria Adams, Credit Cards Moderator

To earn the Amex Blue Cash Everyday welcome bonus, new cardholders must spend $2,000 within the first 6 months of opening an account. The Amex Blue Cash Everyday bonus is a $100 statement credit. Plus, new cardholders earn 20% back as a statement credit when they use PayPal to...

How much is the American Express Blue Cash Everyday foreign transaction fee?

Upvotes

Jeff Pratley, WalletHub Credit Card Advisor

The Amex Blue Cash Everyday foreign transaction fee is 2.7%. Both Amex Blue Cash Everyday and the Blue Cash Preferred® Card from American Express have that same foreign fee, applicable to any purchases processed internationally.

American Express offers cards that do not have foreign transaction fees, like the ...

How do I estimate my Blue Cash Everyday approval odds?

Upvotes

Jeff Pratley, WalletHub Credit Card Advisor

The best way to estimate your Amex Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you'll be approved. But most people who are pre-qualified get approved. Another good way to gauge your ...

View more answers

Compare The Amex Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Discover it® Cash Back

Citi® Double Cash Card – 18 month BT offer

(2,867)

(1,560)

(1,965)

Purchase Intro APR0% for 15 months

Purchase Intro APRNot Offered

Transfer Intro APR0% for 15 months|Transfer Fee: 3% (min $5)

Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*

Transfer Intro APR0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer

Regular APR17.74% - 28.74% (V)

Regular APR14.99% - 25.99% Variable

Regular APR17.74% - 27.74% (V)

Rewards Rate1 - 3% Cash Back

Rewards Rate1 - 5% Cash Back

Rewards Rate2% Cash Back

Apply Now

Rates & FeesTerms Apply

Apply Now

Rates & Fees

Apply Now

Amex Blue Cash Everyday Reviews

Share your insights and review the Blue Cash Everyday® Card from American Express

3.6

What's Your Rating?

joseph
October 6, 2022 • @jcaulfield1973

Verified Customer

Not as many special deals for long time customers as Discover but a good rate of 3% off groceries, and 2% off gas. Pretty good with credit limits too. Merchant offers are also decent, and almost never run across a store that don't take AMEX. Update they now give 3% of gas as well as groceries! Hard to beat 3% off both groceries and gas with no annual fee. Good with credit increases.

Comment

Soe
August 14, 2022 • @nyimoehtwe3421

Verified Customer

My third credit card but it’s actually my first card from American Express.After I open it’s popped up with new rewards rate and other benefits.I love this card so much and use it as daily drivers.

Comment

Babak
August 13, 2022 • @BabaksJunkMail

Verified Customer

Cheap starting limit makes this TRAVEL CARD useless ! I did my research online for a good travel card and this card kept coming up. I applied with a Vantage Credit Score in mid-700s and got the card but with a stingy $1000 limit which barely covers a weekend hotel stay. Half a dozen of my other credit cards started at four times that amount. If my credit score hadn't already taken a hit because of this cheap card, I would've cut it in half and returned it.
The card arrived with another accompanying letter announcing "discontinuation" of several benefits which I haven't had time to read. THIS IS BAIT AND SWITCH and against the law ! If they can write a letter WITH the card to take benefits away, they can update/correct the tall tale of benefits on their own website at the first place.

Comment

David
August 11, 2022 • @davidg17

Verified Customer

This has been a great no fee credit card. I converted my Costco Amex to this when Costco switched to visa a few years ago. It has some cool benefits that you only get from an Amex card and it has a good reward for gas and grocery stores as well.

Comment

sharathcart
July 16, 2022 • @sharathcart

worst card ever got a copy to my mailing address saying I am eligible for 0% Apr for 15 months along with welcome offer of 200$. when I went on and applied for this credit card they said congratulations I am approved but they say I am not eligible for 0% Apr and welcome offer, worst experience ever never gonna apply for any Amex card again, trash service.

Comment

No NO
May 14, 2022 • @NoUserName

Due to financial difficulties in the past couple of years, that everyone has been having, I could not make a payment to my AMEX credit card. I have made on time payments for seven years. I had contacted customer service about the issue. I was told to wait until I could pay it, and contact them again once I have to have it waived. When I went to contact customer service once again, I was told I was declined. Don't you love being told something by one employee, just to be told another thing by another? The economy is getting bad, and they can't help out long time customers all of a sudden? Capital One, Discover, and Target were more understanding and waived my late fees. There is nothing specifically special about AMEX in the end. Don't waste your time with AMEX.

Comment

Allen
April 9, 2022 • @allenbee94

Verified Customer

This is an OK card overall but in 2022 there are lot of similar, better cards I'd take over this one. The real reason I believe most people (including myself) get this card is because it is effectively the starter card for building a relationship with Amex. Two good reasons to do that. One being Amex will only ever do a hard credit pull on you once (on your first approved card with them), so getting another card with Amex is a lot less risky to your credit than with other issuers. This is kinda nice for if you're going for something like a Gold/Platinum setup in the future. The other is that being in Amex earns you a LOT of exclusive offers, most of which you will probably never use even if you're a turbo-shopaholic. But these include many of the bigger shopping retailers like Adidas and Uniqlo.

If the above is important to you, then the BCE is a decent choice. But the perks themselves like the 3% back on groceries also exist on similar cards like the Chase Freedom Flex and Capital One SavorOne, with more competitive benefits and no minimum rewards redemption (compared with the BCE where annoyingly, you need to have at least $25 in cashback rewards to redeem it). I've since upgraded to the BC Preferred since it has a 6% groceries cashback, but it does carry the caveat of a $95 annual fee.

Comment

Patrick
February 28, 2022 • @patricks_195

Verified Customer

Only credit card that charges me an annual fee of $250. Didn’t receive a bill and they reported a missed payment. I paid and left.

Comment

whuser16449284
January 16, 2022 • @whuser16449284

They're really trying to pan these travel and hotel cards off here in the Covid era. With all the travel bans, chancy airline service, vax mandates, sickness, jobs loss, and general uncertainty. It says my chances are excellent if I were to apply but the biggest thing is once they check they're not going to give me any credit. If you get approved the next step, done at activation, is an IRS 4506 release of tax records. This is done by Equifax. I guess if you don't release your tax records to Equifax on behalf of Amex you can lose your other cards.

Comment

lisa
July 9, 2022 • @LisaInCali

I've never had to release tax records or any paperwork. Not sure why they are asking that other than they might be questioning your stated income? I have 4 AMEX cards and they never asked for any documents.

Comment

Stacy
August 3, 2022 • @stacy082459

Dear @LisaInCali, Agree! I’ve never been asked to release tax records (current or otherwise) either. I do not know anyone who has, nor can I understand why a credit card company would want or need this information. If I was to be asked, I would promptly refuse. I can think of no compelling reason why a credit card company would need this very personal information. An applicant is either creditworthy or isn’t. These companies dig far enough into a potential cardholder’s personal finances. Perusing tax information is just wrong on so many levels.

Comment

esraa
December 21, 2021 • @esraa

Verified Customer

Great card, great rewards, recommend it for categories like grocery shopping and gas! They have excellent customer service! Couldn't be more pleased

Comment

Review Blue Cash Everyday® Card from American Express

Expert Thoughts on Amex Blue Cash Everyday

To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.

What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?

Somak Banerjee
Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles
Read More

Ivan Fedorenko
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
Read More

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

WalletHub Review

Amex Blue Cash Everyday Pros & Cons

Amex Blue Cash Everyday Review

Amex Blue Cash Everyday's Additional Info

Amex Blue Cash Everyday FAQ

Compare The Amex Blue Cash Everyday

People Also Apply For

Related Credit Card Categories

Amex Blue Cash Everyday Reviews

What's Your Rating?

Expert Thoughts on Amex Blue Cash Everyday

People Also Apply For

Related Credit Card Categories