Does it pay for foreign medical bill when sick overseas?
11
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Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
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Sponsored CardRates & Fees
Rewards2,867Reviews121Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn up to $250 – Here’s How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Terms Apply.
APR on Purchases
0% intro APR for 15 months, 17.74% - 28.74% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 17.74% - 28.74% (V) APR after that
Balance Transfer Fee
WalletHub Review
by John Kiernan
November 28th, 2022
Amex Blue Cash Everyday Pros & Cons
$0 annual fee
Good welcome bonus offer
High rewards rate
Spending caps on rewards
2.7% foreign transaction fee
Balance transfer fee
Amex Blue Cash Everyday's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 28.99% (V) |
| foreign transaction fee | 2.7% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 25 days |
No Annual Fee.
Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 17.74% - 28.74% variable APR.
Amex Blue Cash Everyday FAQ
Can't find what you are looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Does this card offer extended product protection?
11
UpvotesReply
Charles Tilley
Yes, they'll match a warranty up to a year at the minimum.
How does the American Express Blue Cash card work?
6
UpvotesReply
Keyaira Sutton
The American Express Blue Cash cards work like normal credit cards, allowing users to borrow money for purchases, carry a balance, and pay off that balance later. Both the Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express are regular credit cards that...
How does American Express Blue Cash Everyday purchase protection work?
5
UpvotesReply
Keyaira Sutton
Amex Blue Cash Everyday purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse Amex Blue Cash Everyday cardholders for up to $1,000 per covered purchase and up to $50,000 for all covered incidents per cardholder during...
How can I activate a Blue Cash Everyday card?
4
UpvotesReply
William Drake
To activate a Blue Cash Everyday card, visit the American Express website. Enter your card number and the 4-digit code on the back of the card and click “Confirm.” American Express does not require you create an Amex online account before activating the card through the website. To activate...
What should I do if I was denied for Blue Cash Everyday?
4
UpvotesReply
Peter Fox
If your Blue Cash Everyday® Card from American Express application was denied, the best thing you can do is call the Amex Blue Cash Everyday reconsideration line at (800) 567-1083. The Amex Blue Cash Everyday reconsideration line is a way for denied applicants to request a second review of...
How can I get the Blue Cash Everyday card with a co-signer?
4
UpvotesReply
Denise Ward
You cannot get the Blue Cash Everyday card with a co-signer.
None of the 15 largest credit card issuers allow cosigners on your first application. However, if you apply for a credit card from Bank of America, U.S. Bank, or USAA and get rejected, you may be able to re-apply...
Does Blue Cash Everyday do a hard pull?
4
UpvotesReply
Alex Wise
Yes, the Amex Blue Cash Everyday will do a hard pull on your credit report when evaluating your credit card application. You will need a credit score of at least 700 to get it. That means you need good credit or better for approval. If you don't know where you...
Does the Blue Cash Everyday card accept balance transfers to a checking account?
4
UpvotesReply
Rose Williams
No, the Blue Cash Everyday card doesn't allow balance transfers to a checking account.
A credit card balance is a debt that you owe. A checking account balance is an asset that you own. And a credit card balance transfer is when you use a credit card to pay...
Is Amex Blue Cash Everyday Card metal?
3
UpvotesReply
Chip Lupo
The Blue Cash Everyday® Card from American Express is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Amex Blue Cash Everyday Card and a metal credit card, though, so don't dismiss the ...
Compare The Amex Blue Cash Everyday
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Purchase Intro APRNot Offered
Transfer Intro APR0% for 15 months|Transfer Fee: 3% (min $5)
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Transfer Intro APR0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR17.74% - 28.74% (V)
Regular APR14.99% - 25.99% Variable
Regular APR17.74% - 27.74% (V)
Rewards Rate1 - 3% Cash Back
Rewards Rate1 - 5% Cash Back
Rewards Rate2% Cash Back
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Amex Blue Cash Everyday Reviews
Share your insights and review the Blue Cash Everyday® Card from American Express
3.6
2,867 reviews
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1 Star Rating
American express is a shit company. It takes them way too long to take care of fraudulent charges, their customer service is some of the worst I've ever experienced, and in order to get even a slight increase in your credit limit you have to have excellent credit, good is not enough. I have had this card for 2 years, have maintained good credit, doubled my yearly income, and never come close to the limit they have set. I have asked for an increase twice in these 2 years just benefit my credit and every time I have been denied. My other 4 credit cards with other companies (who started me off at a higher limit than this shit company did) have all increased my limit 3 times in these past 2 years without even being asked by me. Once this card is fully paid off, I will no longer be doing any business with American Express.
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This shit company gave me a 12K CLI by my 2nd statement. When someone gets denied they send a very clear letter stating why.
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1 Star Rating
They charge me, interest charge on shopping and interest charge on balance. I am charged $10 every month. It will be $120 annual interest. This is ridiculous. I will cancel my card!!
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Something is wrong here, or there's a misunderstanding of your bill. AMEX has never charged me like that. Of course, if you had a balance transfer, they'll charge any unpaid amount on that. You need to call AMEX & see what's wrong with your bill or get them to explain.
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1 Star Rating
I've had Blue Cash Back card for years. I use it a LOT -- never had an issue. Until two weeks ago when I noticed I hadn't been getting the correct (higher) percent of cash back, despite clearly reaching the required spend. I called. After many holds, the rep said, "Yes, we made an error." Really? You're American Express? Isn't this what you're building your business on -- CASH BACK? Isn't it kind of essential you know how to do that? So the guy apologizes and basically says "We'll be fixing it at some point in the future." No other correspondence from them. Scheez. So incredibly disappointing.
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5 Star Rating
I got the Blue Cash card about 3 years ago because I wanted a rewards card that was easy to use for everyday purchases. I decided on the blue card because of the 3% cash back on supermarkets and 2% on gas because those two categories are the ones I tend to spend the most on. I have found that the card is very easy to use, especially because there are no rotating categories and you know you are getting cash as a reward and not redeemable points. I really like that there is no annual fee and I think the APR is pretty standard for rewards cards. I have had no issues with customer service so far. I would definitely recommend this card to anybody looking for an easy to use cash back card.
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4 Star Rating
This card has been pretty great for me. I got it so that I could help build my credit by having a revolving credit source that I would use regularly. The reason I went for this card in particular was because I wanted something that gave good rewards. So far the only complaint I have is the interface on the website; I've heard from others that it's very intuitive and easy to follow, but I personally found it difficult to navigate and unintuitive. However, that may just be my opinion. I have had no interactions with customer service so I cannot comment on them, but I would recommend this card regardless.
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I have found if I linger on a certain topic the live chat will pop up to help me answer what question I am looking for try just sitting on the page for a minute longer.
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4 Star Rating
I got this card about a year ago around Christmas to keep track of my purchases and earn rewards. The rewards added up quick and I was able to quickly find things in my statement. I am now using this card for gas and groceries and the rewards do add up. I am pleased with this card and the rewards that offered. The only thing that would be made this card better would for it to be accepted everywhere. There are some places that do not accept it.
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5 Star Rating
I got this card because my other American Express card was with Costco and there was a question about whether or not Costco would cut its ties with AMEX. I really liked having an AMEX card, so I went ahead and got this one. It has a nice low rate, and a pretty good cash-back rewards system. I get savings on things like groceries, gas, and travel. The one thing I would change is that it looks kind of cheap - the clear plastic just doesn't look 'classy' to me. But this isn't a big deal at all. I would highly recommend this card to anyone. American Express customer service is second to none. Whenever I have called, my issue was addressed very quickly by well-trained staff who were native English speakers.
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1 Star Rating
This card is awful, Stay away from American Express, There customer service is all outsourced to India. They have attitudes when you speak with them. basically I did a balance transfer online, they duplicated it and wouldn't fix. So they stole money form me. I called 4 times in one week and got different answers from everyone I spoke with. They are terrible stay away
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4 Star Rating
Best for groceries at 3%.
Fixed categories make it easy to know when it's best to swipe this one.
Amex is not accepted everywhere so a second card should be carried.
The card offers other deals that can be added and used at certain retailers to increase savings.
The card usually comes with intro cash bonus and 0% APR
No annual fee makes it a great candidate to have in your portfolio of cards
Amex customer service will usually fight vendors on your behalf if you happen to have a complaint on a charge you feel is unfair.
Fixed categories make it easy to know when it's best to swipe this one.
Amex is not accepted everywhere so a second card should be carried.
The card offers other deals that can be added and used at certain retailers to increase savings.
The card usually comes with intro cash bonus and 0% APR
No annual fee makes it a great candidate to have in your portfolio of cards
Amex customer service will usually fight vendors on your behalf if you happen to have a complaint on a charge you feel is unfair.
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5 Star Rating
My Blue Cash card is so easy to use. I am very comfortable with how the card works and the simplicity of it's features. I have received great customer service for the past 5 years and I have experienced minimal problems when using this card. I really like how I am able to save money and actually get money from the card. Hands up!!! this is one of the best cards that I have owned!
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Review Blue Cash Everyday® Card from American Express
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
- What should people look for in an everyday credit card?
- Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
- To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
Somak Banerjee
Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles
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Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles
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Ivan Fedorenko
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
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Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
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Offer last updated: Nov 28th, 2022 at 15:48 ET