The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worth it for applicants who want a $0 annual fee and bonus rewards on groceries, gas and select department store purchases. The Blue Cash Everyday... show more
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
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Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
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To contact the Blue Cash Everyday® Card from American Express reconsideration line, call 1 (800) 567-1083. The Amex Blue Cash Everyday Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.
If you call to request reconsideration from American Express, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.
For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.
At the end of the day, you probably won't be successful in overturning your denial, but there's no harm in trying.
You can make a Blue Cash Everyday® Card from American Express payment online, by phone, through the American Express mobile app or by mail. To pay an Amex Blue Cash Everyday bill online, log in to your online account and click on "Payments." Then, choose how much to pay, when... show more
No, you cannot get approved for the Amex Blue Cash Everyday card with no credit. You must have a credit score of at least 700 (in other words good credit) to be considered eligible.
The Amex Blue Cash Everyday grace period is at least 25 days. It lasts from the end of each billing period until the payment due date. Interest charges will not apply if the cardholder pays the entire statement balance in full by the due date, unless there's an introductory 0%... show more
Yes, the Amex Blue Cash Everyday Card has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Amex Blue Cash Everyday Card will be subject to the regular APR of 13.99% - 23.99% (V).
There is no Blue Cash Everyday balance transfer limit, as the card does not allow balance transfers. No American Express-issued credit card offers balance transfers as of August 2020, but the feature may be available on Amex cards issued by other banks. Check the card's Terms & Conditions page to... show more
To redeem Blue Cash Everyday rewards, log in to your online account and select “Use Reward Dollars.” Then, choose a redemption option and the amount of reward dollars you'd like to redeem. Amex Reward Dollars are the cash back rewards Blue Cash Everyday cardholders earn on each eligible purchase. Reward... show more
Blue Cash Everyday travel insurance offers both car rental insurance and a 24/7 Global Assist Hotline that provides specific emergency services when traveling more than 100 miles from home. Blue Cash Everyday no longer has travel accident insurance, as American Express dropped the benefit from most of its cards as... show more
American Express Blue Cash Everyday travel benefits are car rental insurance that provides reimbursement for damages and theft when in a covered rental vehicle. There's also a Global Assist Hotline that coordinates and provides 24/7 access to select services when traveling more than 100 miles from home. Services include medical... show more
Share your insights and review the Blue Cash Everyday® Card from American Express
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2,834 reviews
2,834 reviews
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lisa @baygull
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5 Star Rating
The Blue Cash Everyday Card from American Express is a great card for those with a strong credit history looking for generous cash back rewards. I have this card and recommend it to anyone who qualifies. I do not carry cash or a debit card. Instead, I use this card to earn rewards wherever it’s accepted. You can get a $100 bonus if you spend $1000 in the first 3 months. You earn 3% on groceries, 2% on gas and a few select department stores, 1% on the rest. It goes without saying that American Express offers friendly customer support that’s available 24/7.
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Michelle Colledge @michellec_27
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5 Star Rating
I use this card on a regular basis. The Rewards received go towards Christmas gift cards. I have an incredibly good interest rate, after using the card for several years I contacted them and requested that the interest rate be lowered. Their customer service is always impeccable and they readily lowered it as I had a great payment history. I can use their system to set up a monthly payment system and I find it incredibly easy to use. This card is used for all of my vacations, monthly bills and seems to be accepted by most retailers. I'm very happy with their services.
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Ramon Morales @ramon.morales.9022
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4 Star Rating
I enjoy the flexibility this card offers. Rates are decent, but the bonuses are absolutely fantastic. The most attractive part of this card, however, is the service. There are no other companies offering credit cards that have better customer service than American Express. Nobody else comes close!
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Pamela @tobeym627
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5 Star Rating
This card is wonderful! I have the American Express Platinum card, which has great rewards as well. As a reward for using the card, they give you 100 dollars back after spending 1000. This makes using the card worthwhile! You also get 3% cash back whenever you use a supermarket! And 1% for a gas station. Instead of for only 12 months, this card gives you 0% for 15 MONTHS! The interest rate after the 15 months of 12.99%-21.99% is a little high, but worth it with all of the rewards offered by the use of this card.
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Tyler Corelli @tyler.corelli.3
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3 Star Rating
I am not a very big fan of the $100 back after spending $1000. I have the Disney Visa card and received $100 back after my first purchase. I am in fact a fan of the $0 annual fee. I also like the 0% interest on the first 15 months. The 3% cash back is always nice! It might be hard for most to get this card considering you need to have excellent credit. This card isn't too different compared to others, it kind of just blends in with the rest.
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Renyaie G @renyaieg
For the blue cash card you need at min good credit not excellent.
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Lakeisha Morrison @lakeisha_morrison
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4 Star Rating
This card is AMAZING!! I love how there are no interest rates on purchases or transfers for the first 15 months which is great because it gives you time to start paying things before the interest rates go sky high. Getting $100 back every time you spend $1000 or more in the first 3 months of having the card. When it came in the mail it was just so shiny and now I use this card everyday for small and big purchases. I actually bought a brand new sectional couch and brand new dining room table for my house not to long ago and I got $200 back because my purchase price was $2000+. I was super happy.
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Stephanie Ann @stephaniea1
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5 Star Rating
American Express is by far one of the best credit card companies out there! They have awesome customer service that has helped me numerous times. When I first got my American Express card my name was wrong on the card so I contacted them and they were so helpful and fixed the problem literally as fast as they could. My new card was overnighted to me so I was able to get it the next day instead of waiting forever to get it in the mail. They also have a great rewards program which is an incentive for me to continue to charge things instead of paying with cash.
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Frank Hamm @frankh_8
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5 Star Rating
This is a fantastic card. The Blue Cash Credit Card is an excellent option for many people. You have a variable, but overall great, interest rate, great intro rates, and rewards that can appeal to a lot of consumers. You get money back from grocery stores, gas stations, and department stores. Who couldn't benefit from that?
Even compared to something like the Capital One Rewards Card, this card trumps them in it's sheer convenience in how the rewards can be applied. This card is a definite win for just about anyone.
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Angela Thompson @angela.thompson.16503
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5 Star Rating
This is my preferred go to card for everyday purchases. I've found that the reward tier works well with the cash back ranging from 3% on groceries, 2% on gas and 1% on everything else.
I had an experience where my card number was compromised and several charges were posted to my account that were fraudulent. Customer Service was very responsive and quickly canceled my card, expedited a replacement and gave me peace of mind by assuring me I wasn't responsible for the charges.
The online card management tools are intuitive and easy to use. I love the various sorting options that allow me to see expenses by category or by time frame.
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So Lin @so_lin_988
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2 Star Rating
Blue Cash Everyday Amex is my backup card. I have had it for a couple of years.
Pro: - Reward amount (3% cash back on purchases at supermarkets, 2% on select department stores/gas stations, and 1% everywhere else) - No annual fee. - Wide range of redemption options including cash back, merchandise, and gift cards. - Amex offers that you can save to your card and use to receive additional cash back
Con: - Depends on where you travel to, American Express may not be as widely accepted as Visa - Foreign transaction cost! - Website does not list reward earned per purchase. - Redemption generally require a minimum of $25 in reward balance.
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Review Blue Cash Everyday® Card from American Express
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
When do you think bonus rewards on purchases at gas stations and department stores will regain their popularity following COVID-19?
Ivan Fedorenko Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics Read More
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