after you spend $2,000 in purchases on your new Card within the first 6 months.
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Get $7 back each month after using your Blue Cash Everyday® Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Terms Apply.
APR on Purchases
0% intro APR for 15 months, 16.24% - 27.24% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 16.24% - 27.24% (V) APR after that
Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.
Can't find what you are looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
To dispute a Blue Cash Everyday® Card from American Express charge, log in to your Amex Blue Cash Everyday account online and search for the transaction to dispute, or call American Express customer service at 1 (800) 528-4800. Alternatively, the address to dispute a charge by mail is:
American Express Customer Service P.O. Box 981535 El Paso, TX 79998
Amex Blue Cash Everyday disputes are typically resolved within 30 days, though more complex issues may take a little longer.
How to Dispute a Amex Blue Cash Everyday Charge Online
Click on the Inquiry & Dispute Center to open an inquiry.
Check for a confirmation e-mail from American Express verifying receipt of the inquiry.
Before you dispute a charge through American Express, you should first contact the merchant associated with the charge on your card. Merchants have easier access to your purchase information and should be better able to quickly remedy the issue. If for some reason, the merchant is unable or unwilling to work with you on a disputed charge, you can then file a dispute with American Express.
Once you've initiated the dispute, American Express will then contact the merchant and review any information provided by both parties. You won't be charged for the disputed transaction, nor any associated fees or interest, while the dispute is under investigation. And you can still use your Amex Blue Cash Everyday card as you normally would while a dispute is ongoing.
American Express will notify you of the outcome of the dispute after they've completed their investigation. They will either issue a chargeback to your account for the contested amount, or allow the charge to stand. If the disputed charge is ruled to be valid, you would then have to pay that amount, including any applicable fees and interest charges that accrued during the dispute, starting from the original purchase date.
No, you cannot get approved for the Amex Blue Cash Everyday card with no credit. You must have a credit score of at least 700 (in other words good credit) to be considered eligible.
Share your insights and review the Blue Cash Everyday® Card from American Express
5
28%
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24%
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10%
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6%
3.6
2,855 reviews
2,855 reviews
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Lakeisha Morrison @lakeisha_morrison
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4 Star Rating
This card is AMAZING!! I love how there are no interest rates on purchases or transfers for the first 15 months which is great because it gives you time to start paying things before the interest rates go sky high. Getting $100 back every time you spend $1000 or more in the first 3 months of having the card. When it came in the mail it was just so shiny and now I use this card everyday for small and big purchases. I actually bought a brand new sectional couch and brand new dining room table for my house not to long ago and I got $200 back because my purchase price was $2000+. I was super happy.
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Stephanie Ann @stephaniea1
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5 Star Rating
American Express is by far one of the best credit card companies out there! They have awesome customer service that has helped me numerous times. When I first got my American Express card my name was wrong on the card so I contacted them and they were so helpful and fixed the problem literally as fast as they could. My new card was overnighted to me so I was able to get it the next day instead of waiting forever to get it in the mail. They also have a great rewards program which is an incentive for me to continue to charge things instead of paying with cash.
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5
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Frank Hamm @frankh_8
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5 Star Rating
This is a fantastic card. The Blue Cash Credit Card is an excellent option for many people. You have a variable, but overall great, interest rate, great intro rates, and rewards that can appeal to a lot of consumers. You get money back from grocery stores, gas stations, and department stores. Who couldn't benefit from that?
Even compared to something like the Capital One Rewards Card, this card trumps them in it's sheer convenience in how the rewards can be applied. This card is a definite win for just about anyone.
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Angela Thompson @angela.thompson.16503
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5 Star Rating
This is my preferred go to card for everyday purchases. I've found that the reward tier works well with the cash back ranging from 3% on groceries, 2% on gas and 1% on everything else.
I had an experience where my card number was compromised and several charges were posted to my account that were fraudulent. Customer Service was very responsive and quickly canceled my card, expedited a replacement and gave me peace of mind by assuring me I wasn't responsible for the charges.
The online card management tools are intuitive and easy to use. I love the various sorting options that allow me to see expenses by category or by time frame.
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So Lin @so_lin_988
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2 Star Rating
Blue Cash Everyday Amex is my backup card. I have had it for a couple of years.
Pro: - Reward amount (3% cash back on purchases at supermarkets, 2% on select department stores/gas stations, and 1% everywhere else) - No annual fee. - Wide range of redemption options including cash back, merchandise, and gift cards. - Amex offers that you can save to your card and use to receive additional cash back
Con: - Depends on where you travel to, American Express may not be as widely accepted as Visa - Foreign transaction cost! - Website does not list reward earned per purchase. - Redemption generally require a minimum of $25 in reward balance.
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Phyllis Claud @prclaud
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3 Star Rating
Regarding the terms for the American Express Blue Cash Everyday Card, the length of time for the introductory rate of 0% is better than offered by my CitiBank gold card when I first enrolled; Citi rate was only for 12 months. I would hesitate to use this American Express card because of the foreign transaction fee. I travel a lot to foreign countries, and such an additional charge would be burdensome. My Citibank did not have such a charge; but now I'm going to double check current terms to make sure that was not a new condition added. The Amex late fee also seems excessive, and would cause me to not want the card. Due to traveling so much, there are times when I come close to missing the due date (even the grace period). Seems odd that the cash back percentage varies depending upon the type of purchase made. I prefer cards that have a set percentage, regardless of where I shop and what I purchase. The Capital One card that I had was a set percentage on everything. Also, the require to purchase $1000 in the first 3 months, just to get the first $100 back is a negative motivator; trying to get the customer to spend more than they might ordinarily spend is not good.
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Ashley Ransome @karansome21
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5 Star Rating
i love that the amex blue cash everyday has 0% for the first 15 months and is hassle free cash back. you get $100 after you spend $1000 in the first 3 months. that is such a great reward. you earn 3% back for groceries and 2% for gas and department stores. those are great numbers. the late fees are better than some other cards around and the intro rate for transfers is also 0%. i feel like you cant go wrong with this card.
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Senthil Kumar @sen.thil.5201
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5 Star Rating
AMEX Blue Cash Everyday is my all time best credit card right from the day I start using credit cards. Even though I had credit cards, I would always say Blue Cash Everyday work in a way towards cash back. Blue Cash Everyday has detailed split up with different type of merchants and each merchant category it has defined rewards percentage, unlike other credit cards broader classifications like Grocery, fuel, drugs. Blue Cash Everyday provides standard rewards points throughout the year irrespective of any seasonal offers, which might not help most of the customers. AMEX Blue Cash Everyday provides 0% intro APR on purchases and balance transfers for 15 months which helped me in financial critical situation. The most amazing feature which makes to love this card personally is their customer service, because one fine month, my auto payment stopped because of various issues with my back and accidentally called customer service to check the status and to check my late payment fee, I was really surprised the customer server person was very polite and said "we will wave the fee, since I had good history with them, this shows they know the value of their customer and more over they know how to respect their customer to grow their business. Keep up AMEX Blue Cash Everyday!!
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jim j @hifi_hokie
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5 Star Rating
For someone who doesn’t do a lot of grocery shopping, the Blue Cash Everyday makes the most sense. I did the math, and found that I’d have to spend a lot more on groceries to make the annual fee of the Blue Cash Preferred worth it. The interest rate is very high, yes – but you wouldn’t want to carry a balance on most cashback cards anyway. I tend to buy Amazon gift cards at supermarket checkouts anyway, so the 3% back definitely comes in handy.
Overall, I couldn’t be happier with my experiences so far.
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joshua knight @jfknight
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4 Star Rating
Blue Cash Everyday® Card from American Express overall is a good deal. This APR is nothing for 15 months which the only other time I've seen that is a Chase card. The late fee isn't bad compared to some of the others out there. The $100 bonus for $1,000 is something that is great if you are using this card strictly for rewards and paying the credit card off in full. However with the 15 month no APR, it's not as big of an issue. It is important to be careful as these deals attract people who love to buy things now and suffer the consequences later. Another thing to note is any American Express is not taken everywhere like Mastercard or Visa is. Most small businesses do not take AE, so if you shop local, you may want to avoid this card or AE in general.
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Review Blue Cash Everyday® Card from American Express
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
When do you think bonus rewards on purchases at gas stations will regain their popularity following COVID-19?
Ivan Fedorenko Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics Read More
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