The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worth it for applicants who want a $0 annual fee and bonus rewards on groceries, gas and select department store purchases. The Blue Cash Everyday... show more
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
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Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
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Amex Blue Cash Everyday does not offer points. As a cash back card, Blue Cash Everyday disburses its rewards in the form of Blue Cash Reward Dollars. Cardholders earn reward dollars based on a percentage of each eligible purchase amount in a particular spending category. The card gives 3% cash back, up to the first $6,000 spent each year at U.S. supermarkets (superstores and warehouse clubs excluded) and 2% cash back at gas stations and department stores located in the U.S. All other purchases, including those that exceed the $6,000 annual limit on supermarkets, earn 1% cash back.
You can redeem reward dollars for statement credits, gift cards or merchandise at an earning rate of 1 cent per reward dollar. The minimum redemption amount is $25 and you can only redeem reward dollars in multiples of 25.
The Blue Cash Everyday balance transfer limit depends on the limit you are approved for. In other words, the amount you can request to be transferred needs to be lower than your actual approved credit limit. The minimum balance transfer amount is $50.
Please note that you can't transfer a... show more
The Blue Cash Everyday® Card from American Express late fee is up to $40, which applies when cardholders don't make the minimum payment by the due date. The late fee for the Amex Blue Cash Everyday card can never exceed the minimum payment amount, though, thanks to the CARD...show more
You can get a Blue Cash Everyday cash advance at any ATM that takes American Express credit cards. As a rule of thumb, ATMs in the U.S. display the American Express logo, but you can always use this tool to find the nearest eligible ATM.
Yes, you may get approved for Amex Blue Cash Everyday after a bankruptcy, but only if it is discharged. Unfortunately, the issuer doesn't disclose how long after a discharged bankruptcy you can get approved for the card. However, Amex Blue Cash Everyday takes into consideration all aspects of your credit... show more
Blue Cash Everyday® Card from American Express is not a Visa or a Mastercard – it is on the American Express network. This means the Amex Blue Cash Everyday Card has a bit less worldwide acceptance than a Visa or a Mastercard but should still be usable at most merchants... show more
The Amex Blue Cash Everyday has no disclosed minimum income requirement. However, as with any credit card, you will need to have sufficient income to afford payments. When applying, your total annual income may include wages, retirement income, rental properties and other personal income you can rely upon.
No, you cannot get approved for the Amex Blue Cash Everyday at 16. An applicant has to be at least 18 to be eligible for the Amex Blue Cash Everyday or any other credit card. And applicants who are 18 to 20 years old need to demonstrate that they have... show more
Share your insights and review the Blue Cash Everyday® Card from American Express
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2,834 reviews
2,834 reviews
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Phyllis Claud @prclaud
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3 Star Rating
Regarding the terms for the American Express Blue Cash Everyday Card, the length of time for the introductory rate of 0% is better than offered by my CitiBank gold card when I first enrolled; Citi rate was only for 12 months. I would hesitate to use this American Express card because of the foreign transaction fee. I travel a lot to foreign countries, and such an additional charge would be burdensome. My Citibank did not have such a charge; but now I'm going to double check current terms to make sure that was not a new condition added. The Amex late fee also seems excessive, and would cause me to not want the card. Due to traveling so much, there are times when I come close to missing the due date (even the grace period). Seems odd that the cash back percentage varies depending upon the type of purchase made. I prefer cards that have a set percentage, regardless of where I shop and what I purchase. The Capital One card that I had was a set percentage on everything. Also, the require to purchase $1000 in the first 3 months, just to get the first $100 back is a negative motivator; trying to get the customer to spend more than they might ordinarily spend is not good.
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Ashley Ransome @karansome21
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5 Star Rating
i love that the amex blue cash everyday has 0% for the first 15 months and is hassle free cash back. you get $100 after you spend $1000 in the first 3 months. that is such a great reward. you earn 3% back for groceries and 2% for gas and department stores. those are great numbers. the late fees are better than some other cards around and the intro rate for transfers is also 0%. i feel like you cant go wrong with this card.
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Senthil Kumar @sen.thil.5201
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5 Star Rating
AMEX Blue Cash Everyday is my all time best credit card right from the day I start using credit cards. Even though I had credit cards, I would always say Blue Cash Everyday work in a way towards cash back. Blue Cash Everyday has detailed split up with different type of merchants and each merchant category it has defined rewards percentage, unlike other credit cards broader classifications like Grocery, fuel, drugs. Blue Cash Everyday provides standard rewards points throughout the year irrespective of any seasonal offers, which might not help most of the customers. AMEX Blue Cash Everyday provides 0% intro APR on purchases and balance transfers for 15 months which helped me in financial critical situation. The most amazing feature which makes to love this card personally is their customer service, because one fine month, my auto payment stopped because of various issues with my back and accidentally called customer service to check the status and to check my late payment fee, I was really surprised the customer server person was very polite and said "we will wave the fee, since I had good history with them, this shows they know the value of their customer and more over they know how to respect their customer to grow their business. Keep up AMEX Blue Cash Everyday!!
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jim j @hifi_hokie
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5 Star Rating
For someone who doesn’t do a lot of grocery shopping, the Blue Cash Everyday makes the most sense. I did the math, and found that I’d have to spend a lot more on groceries to make the annual fee of the Blue Cash Preferred worth it. The interest rate is very high, yes – but you wouldn’t want to carry a balance on most cashback cards anyway. I tend to buy Amazon gift cards at supermarket checkouts anyway, so the 3% back definitely comes in handy.
Overall, I couldn’t be happier with my experiences so far.
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joshua knight @jfknight
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4 Star Rating
Blue Cash Everyday® Card from American Express overall is a good deal. This APR is nothing for 15 months which the only other time I've seen that is a Chase card. The late fee isn't bad compared to some of the others out there. The $100 bonus for $1,000 is something that is great if you are using this card strictly for rewards and paying the credit card off in full. However with the 15 month no APR, it's not as big of an issue. It is important to be careful as these deals attract people who love to buy things now and suffer the consequences later. Another thing to note is any American Express is not taken everywhere like Mastercard or Visa is. Most small businesses do not take AE, so if you shop local, you may want to avoid this card or AE in general.
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Wyn Vanderstyne @wyn.vanderstyne
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1 Star Rating
BEWARE!! BAIT AND SWITCH! AMEX is a scam! They do NOT provide reward points breakdown in any manner to the customer. They only way for you to know what you get back for points is to call and inquire about each purchase, they do not provide this for the customer to review online or on print out or in the statement! There is no way to verify you are getting the points they advertise! For example: I purchased an ipad from Apple, this is one of the "additional reward points retailers" that you are supposed to get 6% back for. When I called and did an online chat with amex they stated that I only received 1% because it was Paid for online at apple.com instead of in the actual store, even though I picked the item up AT THE STORE! Such a scam!! I spend thousands of dollars with the card and most points back was 1% even though the terms state otherwise. The places you can earn 6% back on are so few I can count them on 1 hand. Check out their terms here, even though I provided them with their terms they still refused! Many places will not take amex anyway! Your better off getting 2% for every purchase from other cc companies!
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Shawn Odom @shawno6
You can get 6% back? When I signed up I never saw that. That is a ridiculous amount of cash back
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Ryan Puckett @rubeio
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5 Star Rating
This card actually seems like it would very nice card. It offers 0% on purchases and balance transfers for fifteen months, which is a good perk. Once you spend one thousand dollars, you get one hundred cash back, that's American Express just giving you ten percent back on your first one thousand in purchases. The rewards system is very straight forward, and is actually a fairly nice reward system giving between one and three percent cash back on purchases. The annual percentage rate is actually nice because it is based upon your credit worthiness and the upper limit on the card is fairly high, but not outrageous for someone with a below six hundred credit score.
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Burhan Khan @beey_kaay
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5 Star Rating
I used to have a city simplicity card and a visa card which gave me so much stress that I gave up credit cards all together until my friend recommended me this Blue cash everyday card from American Express. I thought of giving it a try and it was such a nice experience. The paper work was easy and I never had to give up any confidential information. The best thing is that there is 0% APR and I receive bonuses when I make purchases through it. I really like this card and my experience with it has been incredible. I would proudly recommend this card to my other friends too.
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Kristan M Hall @Khall42377
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5 Star Rating
I use my capital one card and my visa card and they have been such a hassle that I gave up credit cards all together for a while but then I heard about this Blue Cash Everyday Card from American Express and I applied for it and wow was it a difference. The 0% APR and first years balance transfer fee-less help is just the wonderful start. I also got amazing rewards with this card such as a free Amazon Prime Membership for a year, which if you shop from Amazon alot, between the savings on shipping fees and you get 3% back on grocery stores and 2% on gas stations with 1% on everything else. How can you go wrong?
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David Figueroa @DTFprovidence
I'm about to receive this card, how did you get prime for a year free?
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Chance Wilson @chance.wilson.37
It was an old deal. Now you get Shop Runner. I'd prefer Prime, but Shop Runner lets you get free delivery of Dominos! lol
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Lori Davis @lori.a.davis.73
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4 Star Rating
I have had my card for several years now. Recently my card was comprimised, hacked I guess is the term, and used at a Targe sore in Brooklyn, NY. I contacted
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Review Blue Cash Everyday® Card from American Express
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
When do you think bonus rewards on purchases at gas stations and department stores will regain their popularity following COVID-19?
Ivan Fedorenko Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics Read More
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