American Express Blue Cash Everyday Reviews: 2,800+ User RatingsReviews, rates, fees, and rewards details for The Blue Cash Everyday® Card from American Express. Compare to other cards and apply online in secondsJohn KiernanWalletHub$0 annual feeGood welcome bonus offerHigh rewards rateSpending caps on rewards2.7% foreign transaction feeBalance transfer fee
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
fees
8.7
cost
8.5
Interest Rates
7.6
User Reviews
6.0
Earn a $200 statement credit
after you spend $2,000 in purchases on your new Card within the first 6 months.
after you spend $2,000 in purchases on your new Card within the first 6 months.
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Amex Blue Cash Everyday Annual Fee
$0
Amex Blue Cash Everyday Rewards
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Terms Apply.
Amex Blue Cash Everyday APR on Purchases
0% intro APR for 15 months, 19.24% - 29.99% (V) APR after that
Amex Blue Cash Everyday Balance Transfer
0% intro APR for 15 months, 19.24% - 29.99% (V) APR after that
The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score. Amex Blue Cash Everyday is especially worthwhile for applicants who want a $0 annual fee and bonus rewards on U.S. supermarket, U.S. gas station and U.S. online retail purchases. The Blue... show more
Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
Can't find what you are looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can report a lost Amex Blue Cash Everyday card by calling American Express customer service at 1-800-528-4800. You can also report a lost Amex Blue Cash Everyday credit card through the American Express website or mobile app. American Express will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Amex Blue Cash Everyday Credit Card
Call American Express customer service at 1-800-528-4800.
Inform the customer service representative that you've...
To dispute a Blue Cash Everyday® Card from American Express charge, log in to your Amex Blue Cash Everyday account online and search for the transaction to dispute, or call American Express customer service at 1 (800) 528-4800. Alternatively, the address to dispute a charge by mail is:
American Express Customer Service P.O. Box 981535 El Paso, TX 79998
Amex Blue Cash Everyday disputes are typically resolved within 30 days, though more complex issues may take a little longer.
How to Dispute a Amex Blue Cash Everyday Charge Online
Verifying an American Express credit card is the same thing as activating it. Different issuers use the words “verification” and “activation” interchangeably.
How to Verify an Amex Blue Cash Everyday
Online: Go to the American Express online card verification page. Enter the 15-digit card number and 4-digit card...
To contact the Blue Cash Everyday® Card from American Express reconsideration line, call 1 (800) 567-1083. The Amex Blue Cash Everyday Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.
If you call to request reconsideration from American Express, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your...
You can make a Blue Cash Everyday® Card from American Express payment online, by phone, through the American Express mobile app or by mail. To pay an Amex Blue Cash Everyday bill online, log in to your online account and click on "Payments." Then, choose how much to pay, when to pay it, and where the payment is coming from. American Express does allow cardholders to set up automatic payments, too.
No, you cannot get approved for the Amex Blue Cash Everyday card with no credit. You must have a credit score of at least 700 (in other words good credit) to be considered eligible.
You can use your Blue Cash Everyday card anywhere American Express is accepted.
While Amex isn't considered to be amongst the most widely accepted credit card networks, it's still accepted in more than 10.6 million U.S. locations.
If you plan on using your Blue Cash Everyday card abroad, keep in mind that it has a 2.7% foreign transaction fee and it's not accepted in many restaurants and stores, especially in Europe. So you better have...
The Amex Blue Cash Everyday grace period is at least 25 days. It lasts from the end of each billing period until the payment due date. Interest charges will not apply if the cardholder pays the entire statement balance in full by the due date, unless there's an introductory 0% APR offer in effect. Once the intro rate expires, any balance remaining after the due date will accumulate interest daily at the card's regular APR of 19.24% - 29.99% (V). The...
Yes, the Amex Blue Cash Everyday Card has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Amex Blue Cash Everyday Card will be subject to the regular APR of 19.24% - 29.99% (V).
It's important to remember that even though you don't pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you'll want to pay off...
The Amex Blue Cash Everyday balance transfer limit is less than your credit limit and not more than $7,500. You should also keep in mind that you cannot request a balance transfer amount less than $100. A balance transfer limit is the maximum amount of debt you can move to a credit card.
Generally, an issuer will consider your credit score, annual income, existing debt, and other factors to determine the maximum amount of your balance transfer....
Share your insights and review for the Blue Cash Everyday® Card from American Express
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3.6
2,885 reviews
2,885 reviews
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Constantina Hauser @radio4by4fan
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5 Star Rating
This is simply the best card out there, I have had my Blue American Express card since early 2000s, and I absolutely love it. One of the best features of this card is the smart chip, AE had this technology for so long and others are slowly catching up. I use this card for gasoline purchases quite a bit and loving the convenience. It offers 2% cash back for gas purchases, which adds up after a while. Overall this is a great card from a great company
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Kaylee Trawinski @kaylee_trawinski
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5 Star Rating
I really do enjoy using this card one groceries and gas. I like to use it because you get cash back on them, 3% for groceries and 2% for gas. It's what your going to spend anyways on necessities so why not get a little bonus back? And on ALL purchases you get 1%, which of course promotes use of this card.
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Mike Julie @mikej_5
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4 Star Rating
The American Express Blue Cash Everyday card is a nice rewards card for gas and groceries. It earns 3% cash back on groceries and 2% on gas. All other purchases earn the default 1% so there are definitely better rewards cards for those purchases. However gas and groceries account for a lot of my spending (and I'm sure most other people as well) so the card is worthwhile to have for just those two categories. For all other purchases I use other cards which a higher rewards percentage.
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5
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Christie Dickson @christied_2
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1 Star Rating
I was sent an offer for $100 cash back after spending $500, so I called to apply for the card. After being bounced around between 3 representatives and wasting 30 minutes of my evening, a representative got on the phone and told me that because I already had the card and cancelled it, I wasn't eligible. If you don't want me to apply, DON'T SEND ME OFFERS!!!!
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nathan mormann @nathan.mormann
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5 Star Rating
Great card for someone interested in 'getting an AmEx' for the first time. Rewards are not amazing, but there is no annual fee and you still get the AmEx experience. The customer service is great, rewards redemption is very easy, and credit limits are on the upper end of the industry range.
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Dean Dillon @dean_dillon_9
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4 Star Rating
I love the 3% cash back feature in supermarkets and the 2% cash back at gas stations on the Blue Cash Everyday Card. Compared to other cards, this card offers much more rewards for its customers. With no annual fee, this card is a step above the rest. The balance transfer fee can be costly, especially if you are transferring a large balance. In addition, the varying interest rate can make the difference between a great experience or just another high interest card, so make sure you understand how the variable rate works.
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lisa @baygull
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5 Star Rating
The Blue Cash Everyday Card from American Express is a great card for those with a strong credit history looking for generous cash back rewards. I have this card and recommend it to anyone who qualifies. I do not carry cash or a debit card. Instead, I use this card to earn rewards wherever it’s accepted. You can get a $100 bonus if you spend $1000 in the first 3 months. You earn 3% on groceries, 2% on gas and a few select department stores, 1% on the rest. It goes without saying that American Express offers friendly customer support that’s available 24/7.
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Michelle Colledge @michellec_27
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5 Star Rating
I use this card on a regular basis. The Rewards received go towards Christmas gift cards. I have an incredibly good interest rate, after using the card for several years I contacted them and requested that the interest rate be lowered. Their customer service is always impeccable and they readily lowered it as I had a great payment history. I can use their system to set up a monthly payment system and I find it incredibly easy to use. This card is used for all of my vacations, monthly bills and seems to be accepted by most retailers. I'm very happy with their services.
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Ramon Morales @ramon.morales.9022
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4 Star Rating
I enjoy the flexibility this card offers. Rates are decent, but the bonuses are absolutely fantastic. The most attractive part of this card, however, is the service. There are no other companies offering credit cards that have better customer service than American Express. Nobody else comes close!
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Pamela @tobeym627
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5 Star Rating
This card is wonderful! I have the American Express Platinum card, which has great rewards as well. As a reward for using the card, they give you 100 dollars back after spending 1000. This makes using the card worthwhile! You also get 3% cash back whenever you use a supermarket! And 1% for a gas station. Instead of for only 12 months, this card gives you 0% for 15 MONTHS! The interest rate after the 15 months of 12.99%-21.99% is a little high, but worth it with all of the rewards offered by the use of this card.
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Review Blue Cash Everyday® Card from American Express Reviews
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
Mehdi T. Hossain Ph.D., Associate Professor of Marketing, College of Business, University of Rhode Island Read More
Drew Whitson Associate Professor, Bethel University Read More
Betty Jean Hebel Ph.D., Professor Emeritus, Madonna University Read More
Sujay Dutta Associate Professor of Marketing, Wayne State University, Mike Ilitch School of Business Read More
Sampath K Kumar Ph.D., Professor of Marketing, Academic Director: MS-Data Sciences, Austin E. Cofrin School of Business, University of Wisconsin-Green Bay Read More
Christian Hinsch Ph.D. – Associate Professor, Seidman College of Business, Grand Valley State University Read More
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Blue Cash Everyday® Card from American Express Reviews
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