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Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Earn a $200 statement credit

after you spend $2,000 in purchases on your new Card within the first 6 months.

Apply Now

Annual Fee

Rewards

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.

3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.

Get $7 back each month after using your Blue Cash Everyday® Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.

Terms Apply.

APR on Purchases

0% intro APR for 15 months, 16.24% - 27.24% (V) APR after that

Balance Transfer

0% intro APR for 15 months, 16.24% - 27.24% (V) APR after that

Balance Transfer Fee 3% (min $5)

WalletHub Review

by John Kiernan

July 28th, 2022

Amex Blue Cash Everyday Pros & Cons

$0 annual fee

$200 statement credit initial bonus offer

High rewards rate

Spending caps on rewards

2.7% foreign transaction fee

Balance transfer fee

Amex Blue Cash Everyday Review

View 2855 User Reviews

Amex Blue Cash Everyday's Additional Info

cash advance fee

5% (min $10)

cash advance APR

27.49% (V)

foreign transaction fee

2.7%

smart chip

Yes, chip-and-PIN

max late fee

$40

max overlimit fee

max penalty APR

29.99% (V)

grace period

25 days

Apply Now

at American Express' secure site

No Annual Fee.

Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.

Apply Now

at American Express' secure site

Amex Blue Cash Everyday FAQ

Can't find what you are looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

What does Blue Cash Everyday travel insurance offer?

Upvotes

John Wittgap, WalletHub Analyst

Blue Cash Everyday travel insurance offers both car rental insurance and a 24/7 Global Assist Hotline that provides specific emergency services when traveling more than 100 miles from home. Blue Cash Everyday no longer has travel accident insurance, as American Express dropped the benefit from most of its cards in January 2020.

Amex Blue Cash Everyday rental car insurance covers eligible vehicles up to $50,000 for up to 30 consecutive days against damages resulting from theft or collision. For coverage to apply, you must charge the entire rental to your Amex Blue Cash Everyday card and decline the rental car agency's car rental insurance. The card provides secondary coverage and does not include liability coverage. Please keep in mind that not all vehicle types or rentals are covered and geographic restrictions also apply. The Global Assist Hotline (1-800-333-2639) offers services such as legal and medical referrals, passport replacement and lost luggage assistance at no cost. However, you are responsible for charges from any third-party service providers.

Insurance Benefits Disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Insurance is underwritten by AMEX Assurance Company.

What are the best American Express Blue Cash Everyday travel benefits?

Upvotes

Robert Stark, WalletHub Credit Cards Analyst

Does the Blue Cash Everyday card offer points?

Upvotes

Alex Wise, WalletHub Credit Cards Analyst

How much is the Blue Cash Everyday late fee?

Upvotes

Jason Miles, Wallethub Credit Card Consultant

How can I get a Blue Cash Everyday cash advance?

Upvotes

Mark Fellek

Can you get approved for Blue Cash Everyday after a bankruptcy?

Upvotes

Robert Sambrick, WalletHub Analyst

Is there a Blue Cash Everyday mobile app?

Upvotes

Tommy S Davidson, WalletHub Analyst

Is Amex Blue Cash Everyday a Visa or Mastercard?

Upvotes

Maria Adams, Credit Cards Moderator

Can you get approved for the Amex Blue Cash Everyday at 16?

Upvotes

Frankie Solomon, WalletHub Analyst

How does Amex Blue Cash Everyday trip cancellation insurance work?

Upvotes

Thomas Antonsson

Amex EveryDay doesn't include trip cancellation or delay coverage, nor baggage delay coverage.

Compare The Amex Blue Cash Everyday

Blue Cash Everyday® Card from American Express

Discover it® Cash Back

Citi® Double Cash Card – 18 month BT offer

(2,855)

(1,529)

(1,958)

Purchase Intro APR0% for 15 months

Purchase Intro APRNot Offered

Transfer Intro APR0% for 15 months|Transfer Fee: 3% (min $5)

Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*

Transfer Intro APR0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer

Regular APR16.24% - 27.24% (V)

Regular APR13.49% - 24.49% Variable

Regular APR16.24% - 26.24% (V)

Rewards Rate1 - 3% Cash Back

Rewards Rate1 - 5% Cash Back

Rewards Rate2% Cash Back

Apply Now

Rates & FeesTerms Apply

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Rates & Fees

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Amex Blue Cash Everyday Reviews

Share your insights and review the Blue Cash Everyday® Card from American Express

3.6

What's Your Rating?

Wyn Vanderstyne
March 1, 2015 • @wyn.vanderstyne

BEWARE!! BAIT AND SWITCH! AMEX is a scam! They do NOT provide reward points breakdown in any manner to the customer. They only way for you to know what you get back for points is to call and inquire about each purchase, they do not provide this for the customer to review online or on print out or in the statement! There is no way to verify you are getting the points they advertise! For example: I purchased an ipad from Apple, this is one of the "additional reward points retailers" that you are supposed to get 6% back for. When I called and did an online chat with amex they stated that I only received 1% because it was Paid for online at apple.com instead of in the actual store, even though I picked the item up AT THE STORE! Such a scam!! I spend thousands of dollars with the card and most points back was 1% even though the terms state otherwise. The places you can earn 6% back on are so few I can count them on 1 hand. Check out their terms here, even though I provided them with their terms they still refused! Many places will not take amex anyway! Your better off getting 2% for every purchase from other cc companies!

Comment

Shawn Odom
February 2, 2016 • @shawno6

You can get 6% back? When I signed up I never saw that. That is a ridiculous amount of cash back

Comment

Ryan Puckett
February 16, 2015 • @rubeio

This card actually seems like it would very nice card. It offers 0% on purchases and balance transfers for fifteen months, which is a good perk. Once you spend one thousand dollars, you get one hundred cash back, that's American Express just giving you ten percent back on your first one thousand in purchases. The rewards system is very straight forward, and is actually a fairly nice reward system giving between one and three percent cash back on purchases. The annual percentage rate is actually nice because it is based upon your credit worthiness and the upper limit on the card is fairly high, but not outrageous for someone with a below six hundred credit score.

Comment

Burhan Khan
February 11, 2015 • @beey_kaay

I used to have a city simplicity card and a visa card which gave me so much stress that I gave up credit cards all together until my friend recommended me this Blue cash everyday card from American Express. I thought of giving it a try and it was such a nice experience. The paper work was easy and I never had to give up any confidential information. The best thing is that there is 0% APR and I receive bonuses when I make purchases through it. I really like this card and my experience with it has been incredible. I would proudly recommend this card to my other friends too.

Comment

Kristan M Hall
December 29, 2014 • @Khall42377

I use my capital one card and my visa card and they have been such a hassle that I gave up credit cards all together for a while but then I heard about this Blue Cash Everyday Card from American Express and I applied for it and wow was it a difference. The 0% APR and first years balance transfer fee-less help is just the wonderful start. I also got amazing rewards with this card such as a free Amazon Prime Membership for a year, which if you shop from Amazon alot, between the savings on shipping fees and you get 3% back on grocery stores and 2% on gas stations with 1% on everything else. How can you go wrong?

Comment

David Figueroa
February 6, 2015 • @DTFprovidence

I'm about to receive this card, how did you get prime for a year free?

Comment

Chance Wilson
March 13, 2015 • @chance.wilson.37

It was an old deal. Now you get Shop Runner. I'd prefer Prime, but Shop Runner lets you get free delivery of Dominos! lol

Comment

Lori Davis
December 17, 2014 • @lori.a.davis.73

I have had my card for several years now. Recently my card was comprimised, hacked I guess is the term, and used at a Targe sore in Brooklyn, NY. I contacted

Comment

Ryan Lineaweaver
December 5, 2014 • @ryan.lineaweaver

This card is fantastic. Sure, you can't use it everywhere, but I've found that many places are accomodating. I used the 0% APR to purchase an engagement ring for my wife, and the additional cash back was a nice bonus. The only downside is that you need to wait until you rack up $25 in cash back before you can redeem.

Comment

Tania Goncalves
November 10, 2014 • @tgoncalves1

I recently applied for the Blue Cash Every day Card from American Express. I received approval in the mail a few days after application, with a generous credit limit. The introductory 0% APR for 15 months is a wonderful "plus." The cash-back bonuses combined with the extended grace period are a perfect combination for using this card for gas, grocery's or anything else. It also allows you to carry a balance, which is a great perk for those unexpected large expenses such as car repair bills, or a new furnace. I've been a member since July, and have been very happy so far.

Comment

Pamela Whilden
October 24, 2014 • @pamela_whilden_7

I like the hassle free cash back, which contrasts the Capitol One card I formerly have used. Although I think the interest rate on the cash advance is a little high. I don't care for the cash back only being redeemed as reward dollars in the form of statement credit. I like the fact that there is no yearly fee. I think if used correctly and responsibly, the Blue Cash Everyday Card from American Express could be a very good card to use on a regular basis.

Comment

Chance Wilson
March 13, 2015 • @chance.wilson.37

Don't use credit cards for cash advance! It's not worth it.

Comment

Heather Hagen
October 23, 2014 • @heatherthagen

Even though they advertise 0% on balance transfers, there's a (large) hidden fee in the fine print. Terrible customer service and really shady, false advertising. Not that I'm surprised...

Comment

Crystal Apodaca
October 23, 2014 • @crystal.apodaca.39

I currently have a Capitol One credit card and I must say that this Blue Cash Card from American express is great. It has a low APR and you get an awesome $100 bonus on top of that. And the best part is that there is no annual fee and all the benefits are still included. Would recommend to anyone.

Comment

Review Blue Cash Everyday® Card from American Express

Expert Thoughts on Amex Blue Cash Everyday

To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.

What should people look for in an everyday credit card?
Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
When do you think bonus rewards on purchases at gas stations will regain their popularity following COVID-19?

Ivan Fedorenko
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
Read More

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

WalletHub Review

Amex Blue Cash Everyday Pros & Cons

Amex Blue Cash Everyday Review

Amex Blue Cash Everyday's Additional Info

Amex Blue Cash Everyday FAQ

Compare The Amex Blue Cash Everyday

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