How does Amex Blue Cash Everyday trip cancellation insurance work?
2
UpvotesReply
Thomas Antonsson
Amex EveryDay doesn't include trip cancellation or delay coverage, nor baggage delay coverage.
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
Sponsored Card
$200 back
after you spend $2,000 in purchases on your new Card within the first 6 months.
Rewards2,834Reviews111Q&AContact
RewardsAPREditor ReviewQ&ACustomer Reviews
$200 back
after you spend $2,000 in purchases on your new Card within the first 6 months.
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% Cash Back on other purchases.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
Terms Apply.
APR on Purchases
0% intro APR for 15 months, 13.99% - 23.99% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
Editor's Take
by John Kiernan
January 21st, 2022
Amex Blue Cash Everyday's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 25.24% (V) |
| foreign transaction fee | 2.7% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 25 days |
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
No annual fee.
Questions & Answers
Don't see what you're looking for? Submit your question about Blue Cash Everyday® Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
Can I use the Blue Cash Everyday credit card immediately after getting approved?
2
UpvotesReply
Joseph Bulebush
Yes, you can use the Amex Blue Cash Everyday credit card immediately after getting approved. You will receive your card number, a temporary four-digit card identification number and an expiration date that allows you to use your Amex Blue Cash Everyday card anywhere American Express is accepted.
Having... show more
View more answers
What are the countries that accept the American Express Blue Cash card?
2
UpvotesReply
Ben Chaplan
All the countries that accept American Express will also accept the Amex Blue Cash card, i.e. a little less than 100 countries, globally.
You can check here, in order to be sure that you will be able to use it.
Last but not least, whenever you see... show more
How much can I withdraw at a time?
2
UpvotesReply
Pauline Frey
You cash advance limit should be written on your monthly statement. Or just give them a call at 800-528-4800. Limits are different from on cardholder to another.
Can I transfer my balance to another credit card?
2
UpvotesReply
Francine Kansas
Sure. Just make sure the APR of the card you're transferring to is lower than yours, otherwise there's really no point in it.
I have my new card activated with 0% on balance transfers for 15 months. What do I need to do to start these balance transfers?
2
UpvotesReply
Philip Grias
Just call them at 1-800-528-4800, and they'll help you get started.
Will this card report to all 3 credit bureaus?
2
UpvotesReply
Jerry Fairfax
Yep, they'll update once a month.
Can the rewards be used towards hotel/flights or is it strictly cash back?
2
UpvotesReply
Nestor Kasten
Sorry, can't. You can get gift cards, merch or lower your balance.
Does Blue Cash Everyday offer rental car insurance?
2
UpvotesReply
Millie Berring
Yes, it does. Just pay for it with the card, and refuse the local insurance.
What supermarkets are eligible for Blue Cash Everyday's 3% cash back reward?
2
UpvotesReply
Jeff Pratley
Some of the supermarkets that are eligible for the Blue Cash Everyday 3% cash back rewards are: Gristedes, Foodtown, Meijer, Pathmark, Shoprite, Stop and Shop, Vons, Whole Foods, Winn-Dixie and online supermarkets such as FreshDirect.
Stores like Target and Walmart are considered superstores and you will not earn any... show more
Compare The Amex Blue Cash Everyday
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 14 months
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APR0% for 14 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Transfer Intro APR0% for 18 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR13.99% - 23.99% (V)
Regular APR11.99% - 22.99% Variable
Regular APR13.99% - 23.99% (V)
Rewards Rate1 - 3% Cash Back
Rewards Rate1 - 5% Cash Back
Rewards Rate2% Cash Back
People Also Apply For
Amex Blue Cash Everyday Reviews
Share your insights and review the Blue Cash Everyday® Card from American Express
3.5
2,834 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
5 Star Rating
This card is fantastic. Sure, you can't use it everywhere, but I've found that many places are accomodating. I used the 0% APR to purchase an engagement ring for my wife, and the additional cash back was a nice bonus. The only downside is that you need to wait until you rack up $25 in cash back before you can redeem.
Comment
Report Abuse
4 Star Rating
I recently applied for the Blue Cash Every day Card from American Express. I received approval in the mail a few days after application, with a generous credit limit. The introductory 0% APR for 15 months is a wonderful "plus." The cash-back bonuses combined with the extended grace period are a perfect combination for using this card for gas, grocery's or anything else. It also allows you to carry a balance, which is a great perk for those unexpected large expenses such as car repair bills, or a new furnace. I've been a member since July, and have been very happy so far.
Comment
Report Abuse
3 Star Rating
I like the hassle free cash back, which contrasts the Capitol One card I formerly have used. Although I think the interest rate on the cash advance is a little high. I don't care for the cash back only being redeemed as reward dollars in the form of statement credit. I like the fact that there is no yearly fee. I think if used correctly and responsibly, the Blue Cash Everyday Card from American Express could be a very good card to use on a regular basis.
Comment
Don't use credit cards for cash advance! It's not worth it.
Comment
Report Abuse
1 Star Rating
Even though they advertise 0% on balance transfers, there's a (large) hidden fee in the fine print. Terrible customer service and really shady, false advertising. Not that I'm surprised...
Comment
Report Abuse
5 Star Rating
I currently have a Capitol One credit card and I must say that this Blue Cash Card from American express is great. It has a low APR and you get an awesome $100 bonus on top of that. And the best part is that there is no annual fee and all the benefits are still included. Would recommend to anyone.
Comment
Report Abuse
5 Star Rating
The Blue Cash Card from American Express is incredible. By far my favorite card, compared to my Capital One and Discover cards. The low APR and the longer-than-normal grace period are a huge help as I'm constantly on the road and sometimes (though I hate to admit it), am not always on top of things the way I should be. I use this car to cover car repairs which sadly, have been over the $1,000, but the Blue Cash Card's $100 bonus took some of the sting out!
Comment
Report Abuse
4 Star Rating
The Blue Cash from American Express is a good credit card, it has similar cash back rewards as the bank of america card although the bank of america card is more accepted because is Visa plus you also get an extra 10% cash bonus if you bank with them but let's get back to AMEX, the $100 cash bonus is good but you have to spend $1,000 in 3 months while other cards is just $500 in 3 months, also with AMEX you need a higher FICO than almost any other card out there, that's a downside too....
Comment
Report Abuse
5 Star Rating
The Blue Cash Everyday Card is a very good American Express to have. There is not an annually fee and you still get all the benefits that is offered by the American Express cards that have annual fees (like the Gold and Platinum card). I have held both the Gold and Platinum card and I honest prefer the Blue Cash Everyday Card. The rewards are not that lucrative, but I use it for the benefits as such, replacement benefit, returns benefit, and the extended warranty benefit. I bought a phone without a contract that costed over $500 and it stopped working after 1 year and 11 months. The manufacture warranty is only 1 year, but American Express adds 1 more year to it. I sent the phone into American Express and received the full credit to my credit card. Talking about great benefits! That was like getting a phone for free for almost two years. I highly recommend this card.
Comment
Report Abuse
5 Star Rating
As a rewards card, this is by far the best of the best. Whatever I need, I can get, like gas, groceries, or even online shopping. Uniquely to this card though, I really like the rewards system and with all the online purchases I make, they add up!
Comment
Report Abuse
4 Star Rating
That's a pretty good reward card! I only get cards with 0% APR for a while and no annual fees. This one fits the bill pretty well (15 months 0% is quite good) and the 3% on groceries is a real plus, as this is where most people spend their money anyways. However, I regret the limit ($6000 in purchases for a year, that isn't much) that I find quite low. The initial cash bonus ($100) isn't that great either. Overall, a good addition in the no annual fee/ 0% APR category.
Comment
+3212 users submitted a rating without writing a full review
Review Blue Cash Everyday® Card from American Express
Expert Thoughts on Amex Blue Cash Everyday
To help people learn more about the Blue Cash Everyday Card from American Express, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
- What should people look for in an everyday credit card?
- Do you think cash back in the form of “Reward Dollars” is as valuable as actual cash?
- To what extent do you think a credit card like Blue Cash Everyday does or does not fit with the overall American Express brand?
- When do you think bonus rewards on purchases at gas stations and department stores will regain their popularity following COVID-19?
Ivan Fedorenko
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
Read More
Assistant Professor of Marketing, California State University, East Bay - College of Business & Economics
Read More
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: Jan 21st, 2022 at 14:53 ET