The Business Platinum® Card from American Express
Review: The Business Platinum® Card from American Express
Some people won’t be able to get past the Business Platinum Card’s $595 annual fee. But there’s a bevy of bonus rewards, yearly account credits and assorted benefits to offset the cost. Spending $10,000 to $25,000 in the first three months will get you $425 to $850, for example. Cardholders are also eligible to receive up to $400 in credits for airline fees and Dell purchases each year.
So, the Amex Business Platinum Card will be worth it for some high-spending business travelers who stay on the move. But there are plenty of less expensive, yet still rewarding options that will be more suitable for everyone else. Below, you can find an overview of the key things to consider before applying for the Amex Express Business Platinum Card.
American Express Business Platinum Review Highlights:
- Tied for most expensive business card. The American Express Business Platinum Card is one of three small business credit cards that charge a high annual membership fee, according to WalletHub’s database of 1,000+ credit card offers. In fact, there are only a handful of cards market-wide that are costlier than Amex Business Platinum. And such a steep fixed cost means you must earn a ton of rewards for it to be the most lucrative option available to you.
- Good small biz bonus points. The American Express Business Platinum Card offers up to 100,000 bonus points to new cardholders who meet certain initial spending requirements. That’s a big haul, worth about $850, according to WalletHub research. But you have to spend a ton within your first 3 months of membership to get it: $10,000 for the first 50,000 points and another $15,000 for the remaining 50,000 points.
- Enhanced travel rewards. The Business Platinum Card now offers 5 points per $1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com. That equates to about 4.25% cash back, which is very good, considering the average cash rewards card offers merely 1.07% back. Plus, Business Platinum points redeemed for a flight with your chosen airline are worth 35% more.
- Underwhelming base rewards rate. You will earn just 1 point per $1 on most purchases, which is about average. Credit card points are usually worth about a penny apiece, and Amex Membership Rewards points get you just 85% of that amount. So this part of the equation is worse than you might assume. Things improve for big purchases, but not enough. You will earn 1.5 points per $1 for each eligible transaction of $5,000 or more. That translates to just 1.3% “cash” back.
- Lounge access included. Perhaps the most notable thing about the Amex Platinum Business Card, aside from its expensive initial bonus and even costlier annual fee, is the access it gives you to the Global Lounge Collection. This includes more than 1,000 airport lounges in over 120 countries, and its value could help offset some of the card’s high cost. But most people don’t spend that much time in airport lounges.
- More premium travel perks. Cardholders are eligible for up to $200 per year in statement credits for incidental fees charged by their chosen airline. Amex Business Platinum also covers the cost of applying for TSA PreCheck or Global Entry. In addition, cardholders automatically earn Gold status in the Hilton and Marriott loyalty programs.
- Premium business benefits. Amex Business Platinum entitles you to up to $100 in statement credits for U.S. Dell purchases twice a year. If you need office space while traveling, you’ll also love the year of Platinum Global Access from WeWork that the Business Platinum Card provides.
- No financing appeal. Amex Business Platinum is a charge card, which means you must pay your bill in full every month to continue making purchases. That’s unlikely to come as a surprise, and it shouldn’t really matter. Business credit cards are bad for carrying a balance from month to month to begin with because issuers can jack up the interest rates on business-card debt whenever they want. But it’s important to point out nevertheless.
- No foreign fee. If your business involves international travel or purchases made through merchants based abroad, you’ll be pleased to know that the Business Platinum Amex won’t assess a foreign-transaction fee. With that being said, not as many international merchants take American Express as Mastercard or Visa. So make sure your favorite destinations and suppliers will accept this card before you apply.
- Good credit or better required. You need good or excellent personal credit to qualify for the American Express Platinum Business Card, which means you’d be wise to double-check your latest credit score for free on WalletHub before you even think about submitting an application. Besides, if you decide to take a pass on Amex Business Platinum, knowing exactly where you stand is crucial to finding the right credit card for your company’s needs.
Oct 21, 2019
The Business Platinum® Card from American Express' Rewards
- Welcome Offer: Earn up to 100,000 Membership Rewards® points.
- Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- Terms Apply
The Business Platinum® Card from American Express' Key Fees
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ANNUAL FEE
$595
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FOREIGN TRANSACTION
FEE
None
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LATE FEE
$39 or 2.99% of the past due amount, whichever is greater
The Business Platinum® Card from American Express' Additional Info
- Get one year of Platinum Global Access from WeWork. With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.
- This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card.
- No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
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Customer Questions and Answers
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What are the main Amex Business Platinum benefits? Reply 2
The main Amex Business Platinum benefits include a 75,000-point initial bonus, 5x points on flights and hotels, and access to airport lounges around the world. You also get travel accident insurance, rental car insurance and baggage insurance. Clearly, this card was built for business travel. And if you don’t travel enough to take advantage of all the perks, it’s probably not worth the annual fee.
Here are the top 10 Amex Business Platinum benefits:
- Rewards earning: You get a 75,000-point bonus for spending $20,000 in your first three months (or 50,000 for spending $10,000). You also earn 5 points per dollar for hotels and flights booked via amextravel.com, 1.5 points per dollar for purchases over $5,000, and 1 point per dollar everywhere else. If you redeem points for hotels and flights, you also get 35% of those points back as a bonus.
- Airline fee credit: You get $200 a year in statement credits for airline charges like baggage fees and in-flight refreshments. You can only get the airline fee credit on one airline in any given year. And you can only change that airline in January. Plus, you get 10 Gogo in-flight Wi-Fi passes and unlimited Boingo Wi-Fi access.
- TSA Pre or Global Entry credit: You can get a statement credit for the cost of renewing your membership in TSA Pre ($85) or Global Entry ($100) every four years.
- Airport lounge access: Amex Business Platinum members get free or discounted access to over 1,000 airport lounges around the world.
- Travel accident insurance: You get up to $3.5 million in coverage for death or serious injury while in transit. The insurance applies to the primary card holder, additional card members, and their spouses and dependent children. You just have to charge the fares to your Amex Business Platinum card.
- Rental car insurance: For the first 30 days of your rental, you’re covered for theft or damage. Coverage is up to the value of the car. To activate your coverage, charge the rental to your Amex Business Platinum card and decline the rental company’s insurance.
- Purchase protection: If a Platinum Business card purchase gets stolen or damaged in the first 90 days after you buy it, Amex may reimburse you for its value. The limit is $10,000 per purchase and $50,000 per year.
- Extended warranty: For eligible items purchased with your Business Platinum card, Amex will extend warranties of five years or less by up to one year. You can be reimbursed up to $10,000 per item.
- Baggage insurance: You get up to $3,000 per person per trip if your baggage gets lost, stolen, or damaged while in the airline’s care. Coverage applies to your spouse and dependent children under 23, as long as you charge the whole reservation to your card.
- Hotel perks: When you stay at one of the 900+ Amex partner hotels, you get perks like late checkout, hotel credits and complimentary room upgrades.
Those aren’t the only Amex Business Platinum benefits, but they are the most broadly useful. Most of the other perks are special experiences without a clear dollar value, like preferred seating at concerts. Or they’re services that very few people need, like private jet bookings.
Can I get the Amex Business Platinum 150k bonus? Reply 1
The Amex Business Platinum 150k point bonus is an expired offer. The Amex Business Platinum bonus is now 50,000 points for spending $10,000 in your first three months. Plus, you get another 25,000 points for spending a second $10,000 in the same time frame. All told, that’s 75,000 points for spending $20,000 in three months. That works out to about 3.75% cash back because Amex points are worth around 1 cent each.
Initial bonuses are just a one-time thing though, and they can obviously change. So it’s worth looking at the whole rewards package to see if Business Platinum is right for you.
Here’s what you get instead of the Amex Business Platinum 150k offer:
- 50,000 points for spending $10,000 in the first three months after opening your account
- 25,000 points for spending another $10,000 in the first three months
- 5 points per dollar spent on hotels and flights booked through amextravel.com
- 1.5 points per dollar on purchases of $5,000 or more, up to a million points a year
- 1 point per dollar on all other purchases
- 35% of your points back when you use them to pay for First or Business class flights, up to 500,000 points a year.
The Amex Business Platinum 150k point offer is no longer available, but you can get up to 75,000 bonus points to start with instead. And you can redeem those points for flights, hotels, gift cards, taxis, Ubers, and cash back, at a value of one cent each.
Is Amex Business Platinum a metal card? Reply 6
There has been an Amex Business Platinum metal card since March 30, 2017. So if you’re opening a new American Express Business Platinum account, you’ll automatically be issued a metal card. But if you already have a plastic card from before the switch, you can still switch to metal. There’s no fee for ordering an Amex Business Platinum metal card, and it should arrive within 3 business days.
Here’s how to get an Amex Business Platinum metal card online:
- Log in to your Amex Business Platinum Account.
- Go to “Card Management” and select “Order Replacement Card.”
- “Request Metal Card” will be one of your options.
Here’s how to get an Amex Business Platinum metal card by phone:
- Call customer service at 1-800-492-4344
- When the automated system asks what you would like to do, say “order a new metal card.”
- When prompted, enter your account number. From there, the automated system will guide you through the replacement process.
You should get your new metal card within three business days. Till then, you can keep using your current plastic card.
By the way, a new metal Business Platinum card isn’t the only change Amex announced in March 2017. Other new features include 5 points per dollar on hotels booked with Amex Travel, access to more airport lounges, and complimentary cards for up to 99 authorized users. Those extra cards are Amex Business Green cards, though, not Platinum. So the perks aren’t as good.
What happened to the Amex Business Platinum 100k offer? Reply 1
There is no Amex Business Platinum 100k point bonus. Amex Business Platinum currently offers an initial bonus of 75,000 points for spending $20,000 within three months of opening your account. But at one time, there were 100,000 point initial bonus offers for both the personal and business Platinum cards. They’re expired now though. And the Amex Business Platinum 100k bonus was a targeted offer, which means you only would’ve seen it if Amex selected you.
Here’s what you’ll get instead of an Amex Business Platinum 100k bonus:
- 50,000 points for spending $10,000 in your first three months.
- 25,000 points for spending a second $10,000 in your first three months.
- The points will be credited to your account 8-12 weeks after you meet the spending threshold.
- Your account can’t be canceled or past due when Amex posts your points, or you won’t get your bonus.
- You can only get one initial bonus per card, but additional card members can help meet the spending requirements.
You can’t get the Amex Business Platinum 100k point bonus because it doesn’t exist. But the 75,000 bonus is pretty close. To get the entire bonus, you have to spend $20,000 on purchases in three months. And the bonus is only worth it if that’s a natural fit for your business’ spending patterns.
Amex Platinum Business vs. Personal: which is better? Reply 21
Amex Platinum Business vs. Personal comes out in favor of Amex Platinum Business because it offers up to 75,000 bonus points for spending a combined $20,000 in the first three months after account opening. It also gives an extra 50% more points on purchases of $5,000 or more. Both cards give 5 points per $1 spent on flights and hotels booked on amextravel.com. Other purchases get 1 point per $1. Both cards offer a $200 annual airline fee credit and have $0 foreign transaction fees.
There are a few other differences in the cards’ terms, though. Amex Business Platinum offers up to 15,000 more initial bonus points than Amex Platinum. But you’ll have to spend $15,000 more in the first year to get them. Rewards exclusive to the business card include a 35% refund on up to 500,000 points redeemed for airfare with one selected airline each year. There’s also a 35% refund when using points for any first-class or business-class flight. And Business Platinum offers a $200 annual statement credit for purchases with Dell.
The personal Amex Platinum card offers a $200 annual Uber credit and a $100 annual Saks Fifth Avenue credit. But it has a $550 annual fee. The Business Platinum card’s fee is a little more expensive, at $595.
If you’re looking to add authorized users, the personal Amex Platinum card would be the better deal. You can add up to three authorized users for a single annual fee of $175. Business Platinum charges $300 per additional card.
When will I earn Amex Business Platinum points? Reply 123
There are several different ways to earn Amex Business Platinum points. You can spend $10,000 in the first three months for 50,000 bonus points, or $20,000 for 75,000 points. You’ll get 5 points per dollar for flights and hotels, and 1.5 points per $1 for any purchase of $5,000 or more. Plus, when you use points to play for flights, you’ll get 35% of them back.
Your points will show up in your account somewhere between 6-12 weeks after you earn them, depending on the type of bonus. I’ll walk you through the specifics below.
Here’s how you earn Amex Business Platinum Points:
- You get 50,000 points for spending $10,000 in the first three months your account is open. You also get 25,000 more points for spending another $10,000 within that period. You’ll get your points 8-12 weeks after you meet the spending requirements.
- You earn 5 points per $1 on flights and eligible hotels booked at amextravel.com. They’ll post to your account 10-12 weeks after you make such a purchase.
- You get 1.5 points per $1 on purchases of $5,000 or more. You can earn up to a million points per year this way. They’ll be credited to your account 8-12 weeks after you make this type of purchase.
- You get 1 point per $1 on all other purchases. They’ll appear in your account 8-12 weeks after you make a charge.
- You get a 35% rebate on points used to pay for first class or business class flights on amextravel.com. You can earn up to 500,000 points a year with this bonus. They’ll show up in your account 6-10 weeks after you book a flight.
If you don’t make your minimum payment on time, you forfeit your points for that month. You can get those points back, but you have to pay a $35 fee. Since Amex points are worth up to one cent each, paying the fee is only worth it if you have 3,500 points or more.
What are the top American Express Business Platinum travel benefits? Reply 219
The American Express Business Platinum travel benefits start with 5 points per dollar on flights and hotels at the Amex travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.
Those are the some of the most notable benefits, but since American Express Business Platinum was built for frequent travelers, there are several more.
Here are the top 10 American Express Business Platinum travel perks:
- Points earning: You get 5 points per dollar on flights and eligible hotels booked through amextravel.com. And you get 75,000 points for spending $20,000 in your first three months.
- 35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 500,000 points refunded per year.
- Airport lounges: Amex Business Platinum card members get free entry to 1,000+ airport lounges all over the world.
- Travel accident insurance: You are insured up to $3.5 million for death or serious injury aboard planes, ships, trains, and taxis when you book your reservation with Amex Business Platinum. Your spouse, dependent children, and additional card members are included. They just have to be on your reservation.
- Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your Amex Business Platinum card and decline the rental company’s insurance.
- Baggage insurance: You’re covered up to $3,000 per person per trip if your baggage gets lost, stolen, or damaged. Your spouse and any dependent children on your reservation are also covered.
- $200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
- TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA Pre ($85) or Global Entry ($100).
- Hotel perks: You can get free upgrades, late checkouts, and other benefits when use your Business Platinum card to book a stay in one of the 900+ Amex partner hotels.
- No foreign transaction fees: You won’t pay any extra fees when you make purchases in another country.
American Express Business Platinum travel benefits offer you peace of mind and comfort while traveling. And they pay you extra for booking if you do it right. So the card’s a contender if you spend a lot of time in airport lounges, the friendly skies and hotels.
Amex Business Gold vs. Platinum: what is the biggest difference? Reply 3
When it comes to Amex Business Gold vs. Platinum, the biggest difference is between their annual fees: Amex Business Platinum costs $450 a year, and Amex Business Gold has a $175 fee that’s waived the first year. That’s a $450 advantage for Amex Business Gold the first year and $275 every year after. However, the Platinum Card offers some extra perks, including a $200 annual airline fee credit and 3x points on flights and hotels at the Amex travel site. Plus, you get 35% of your points back when you redeem them for Amex travel.
Here’s what to consider with Amex Business Platinum vs. Gold:
- Annual fee: $450 for Amex Business Platinum, $175 for Amex Business Gold.
- Initial bonus: Platinum offers 50,000 points for spending $10,000 in your first three months, and an extra 25,000 points for spending another $10,000 within the same timeframe. With Gold, you get 50,000 points for spending $5,000 in the first three months.
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Bonus category rewards earning: Platinum gives you 5 points per $1 spent on flights and prepaid hotels booked on the Amex travel site. With Gold, you get 2-3 points per $1 spent in 5 bonus categories. Specifically, you’ll earn 3 points per $1 in a category of your choosing, up to $100,000 spent each year. And you’ll get 2 points per $1 on your first $100,000 spent in each of the other 4 categories.
Gold’s 5 bonus categories are: flights booked directly with the airline; advertising; gas station spending; shipping; and computer hardware, software, and cloud computing. - Big purchase bonus: Platinum offers 1.5 points per $1 spent on eligible purchases of $5,000 or more, up to 1 million points per year. Gold does not offer extra points for large purchases.
- Everyday rewards earning: Both cards offer 1 point per $1 spent on all purchases outside the bonus categories.
- Redemption bonus: Platinum refunds 35% of your points when you redeem them for flights on the Amex Travel site. You only get this benefit with one airline, and you can only pick your airline once a year, in January. Gold does not offer this perk.
- $200 airline fee credit: Platinum offers up to $200 in statement credits for incidental airline fees, like baggage charges. You can only get credits with one airline, and you can only change that airline every January. By the way, you have to pick the same airline for this and the 35% redemption bonus. Gold does not offer this type of credit.
- Global Entry or TSA Pre-Check credit: If you apply for one of the two airport security pre-screening programs, Amex Business Platinum will reimburse the application fee every four years. You’ll get an $85 statement credit for TSA Pre-Check or a $100 credit for Global Entry (you can’t get both). Gold doesn’t have this perk.
- Airport lounge access: Platinum gives you access to over 1,000 lounges in 120 countries through membership in the Amex Global Lounge Collection. Gold does not.
In Amex Business Platinum vs. Gold, the $275 per year difference between their fees makes for a compelling argument in favor of the Gold Card. But if you’re a frequent traveler who will take full advantage of the Platinum card’s airline statement credit and lounge access, it might be the card for you.
How much is the American Express Business Platinum foreign transaction fee? Reply 1
The American Express Business Platinum foreign transaction fee is $0. That’s because The Amex Business Platinum Card was made with travel in mind. You get 5x points when you book flights and hotels on Amex Travel, and a 35% bonus if you use your points to pay for them. Plus, you get to hang out in over 1,000 different airport lounges for free.
But just because Amex Business Platinum has no foreign transaction fee doesn’t mean you won’t have to pay any fees. Who could forget about the huge $450 annual fee? There’s also a $38 fee for late or returned payments and a $300 annual fee for additional Platinum cards. You can get up to 99 Green cards for authorized users for free though.
Here’s how the American Express Business Platinum foreign transaction fee compares:
- American Express Business Platinum foreign transaction fee: $0
- American Express Business Gold foreign transaction fee: 0$
- Capital One Spark Miles for Business foreign transaction fee: $0
- Chase Ink Business Preferred foreign transaction fee: $0
- Bank of America Business Advantage Cash Rewards foreign transaction fee: 3%
You won’t pay an American Express Business Platinum foreign transaction fee if you use your card to buy something abroad, or from an internationally based merchant. But you will pay a hefty $450 fee every year. Amex Business Platinum is only worth the price for people who travel enough to take full advantage of the rewards, and who value perks like airport lounge access.
How does Amex Business Platinum lounge access work? Reply 3
Amex Business Platinum lounge access lets you visit over 1,000 airport lounges in 120 cities around the world, for free. You just need to show your Platinum card, a valid ID, and a boarding pass for a flight that day, in most cases. All of the Amex partner lounges allow you to bring at least one guest or immediate family members for free.
Here’s where you can go with Amex Business Platinum lounge access:
- The Centurion Lounge: You need a Platinum card, a boarding pass for same-day travel, and a government-issued ID. You get 2 free guests.
- International American Express Lounges: Access requires a Platinum Card, government-issued ID, and same-day boarding pass. You get 1 free guest.
- Delta Sky Club: Present your Platinum Card, an ID, and a same-day Delta boarding pass. You can purchase up to 2 guest passes for $29 a person. Your spouse and dependent children under 21 can get in for free.
- Escape Lounge US: You need your Platinum Card, a government-issued ID, and a same-day boarding pass. You can bring 2 free guests
- Priority Pass Select: To get access to Priority Pass lounges, you need to enroll in Priority Pass online. You’ll get your Priority Pass card in 10-14 business days. Present your Priority Pass card and a same-day boarding pass. You can bring 2 free guests, and more for $27 each.
- Airspace: You’ll need to show your Platinum Card and an ID. You can bring your spouse and any children under 21 for free, or up to two guests.
- Plaza Premium Airport Lounges: Present your Platinum Card and an ID. You can bring two guests with you for free.
Amex Business Platinum access means you can sit in a comfy chair, have a drink, and sometimes even take a shower while you wait for your flight to leave. Different lounges have different amenities, but you can find out the details on the Amex website, along with hours and locations.
The Business Platinum® Card from American Express Reviews
Share your insights and review the The Business Platinum® Card from American Express.
Long time Amex customer, I use the Platinum card for many of the routine company expenses. Thanks to Amex my accounting process is simplified greatly, all neat on statement. Instead of multiple payments to expenses, all condensed down to one. Service is unbeatable, reputation is well known. Been using Amex since 1978, never had a problem. Real simple company to deal with, they back you. You pay them when due. get along just fine.
Dishonest business practices led me to cancel this card. I was signed up to receive bonus points at $5000 spending. They did not honor this saying I opened it in December when it was actually first opened in March.
I have had this card for over two years now, and it was the first credit card I ever received. I don't personally own a business, but am signed up under my parents' business so I am able to enjoy the benefits of a business member as a general consumer. However, I am still unsure of all the benefits that this card provides. I have never used the card to enter a business lounge or an airport club because I have not had time or needed to. The one benefit that I do enjoy is the points system where I can get cash back on every purchase. Although many cards offer this benefit now, it is still worth mentioning.
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Last updated on: October 21st, 2019 at 23:14
If you are interested in the The Business Platinum® Card from American Express, check out the following credit cards as well:
The Business Platinum® Card from American Express is related to the following categories:
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Oct 21st, 2019 at 23:14 ET