The Business Platinum Card® from American Express

No, you cannot get the American Express Business Platinum Card 150k point bonus, as it is an expired offer. The American Express Business Platinum Card bonus is now 85,000 points points for spending $15,000 in your first 3 months. Plus, you get 5 points per $1 on eligible U.S. purchases in 5 select business categories, up to 80,000 bonus points per category, within the first 3 months.

Initial bonuses are just a one-time thing though, and they can obviously change. So, it’s worth looking at the whole rewards package to see if this card is right for you.

Here’s what you get instead of the American Express Business Platinum Card 150k offer:

• 85,000 points points for spending $15,000 in the first 3 months after opening your account
• 5 points / $1 on eligible U.S. purchases in 5 select business categories, up to 80,000 bonus points per category, within the first 3 months
• 5 points / $1 spent on hotels and flights booked through amextravel.com
• 1.5 points per dollar on purchases of $5,000 or more, up to a million points a year
• 1 point / $1 on all other purchases
• 35% of your points back when you use them to pay for up to 500,000 bonus points per calendar year when you book on amextravel.com

The Business Platinum Card® from American Express 150k point offer is no longer available, but you can get up to 85,000 points bonus points to start with instead. And you can redeem those points for flights, hotels, gift cards, taxis, Ubers, and cash back, at a value of one cent each.

There has been an American Express Business Platinum Card metal card since March 30, 2017. So, if you’re opening a new American Express Business Platinum Card account, you’ll automatically be issued a metal card. But if you already have a plastic card from before the switch, you can still switch to metal. There’s no fee for ordering an Amex Business Platinum metal card, and it should arrive within 3 business days.

Here’s how to get an American Express Business Platinum Card metal card online:

1. Log in to your Amex Business Platinum Account.
2. Go to “Card Management” and select “Order Replacement Card.”
3. “Request Metal Card” will be one of your options.

Here’s how to get an American Express Business Platinum Card metal card by phone:

1. Call customer service at (800) 492-4344
2. When the automated system asks what you would like to do, say “order a new metal card.”
3. When prompted, enter your account number. From there, the automated system will guide you through the replacement process.

You should get your new metal card within three business days. Till then, you can keep using your current plastic card.

By the way, a new metal American Express Business Platinum Card isn’t the only change Amex announced in March 2017. Other new features include 5 points per dollar on flights and hotels booked with Amex Travel, access to more airport lounges, and complimentary cards for up to 99 authorized users. Those extra cards include the Business Green Rewards Card from American Express, though, not the American Express Business Platinum Card. So, the perks aren’t as good. 

There is no American Express Business Platinum Card 100k point bonus. The American Express Business Platinum Card currently offers an initial bonus of 85,000 points points for spending $15,000 within 3 months of opening your account.

But at one time, there were 100,000 point initial bonus offers for both the American Express Platinum card and the American Express Business Platinum Card. They’re expired now, though. The American Express Business Platinum Card 100k bonus was a targeted offer, which means you only would’ve seen it if Amex selected you.

Here’s what you’ll get instead of an American Express Business Platinum Card 100k bonus:

• 85,000 points points for spending $15,000 in your first 3 months.
• 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of card membership.
• The points will be credited to your account 8-12 weeks after you meet the spending threshold.
• Your account can’t be canceled or past due when Amex posts your points, or you won’t get your bonus.
• You can only get one initial bonus per card, but additional card members can help meet the spending requirements.

You can’t get the American Express Business Platinum Card 100k point bonus because it doesn’t exist. But the 85,000 points bonus is pretty close. To get the entire bonus, you have to spend $15,000 on purchases in 3 months. And the bonus is only worth it if that’s a natural fit for your business’ spending patterns.

American Express Business Platinum Card vs. American Express Platinum card comes out in favor of American Express Business Platinum Card because it offers up to 85,000 points bonus for spending a combined $15,000 in the first 3 months after account opening. It also gives an extra 50% more points on purchases of $5,000 or more. Both cards give 5 points per $1 spent on flights and hotels booked on amextravel.com. Other purchases get 1 point per $1. Both cards offer a $100-$200 annual airline fee credit and have $0 foreign transaction fees.

There are a few other differences in the cards’ terms, though. American Express Business Platinum Card offers a higher initial bonus than American Express Platinum card, which gives 75,000 points but requires only $5,000 on purchases to get it. Rewards exclusive to the business card include a 35% refund on up to 500,000 points redeemed for airfare with one selected airline each year. There’s also a 35% refund when using points for any first-class or business-class flight. And American Express Business Platinum Card offers a $200 annual statement credit for purchases with Dell.

The personal American Express Platinum card card offers a $200 annual Uber credit and a $100 annual Saks Fifth Avenue credit. But it has a $550 annual fee. The American Express Business Platinum Card card’s fee is a little more expensive, at $595.

If you’re looking to add authorized users, the personal American Express Platinum card card would be the better deal. You can add up to three authorized users for a single annual fee of $175. American Express Business Platinum Card charges $300 per additional card.

There are several different ways to earn Amex Business Platinum points. You can spend $15,000 in the first 3 months for 85,000 bonus points. You’ll get 5 points per dollar for flights and hotels, and 1.5 points per $1 for any purchase of $5,000 or more. Plus, when you use points to play for flights, you’ll get 35% of them back.

Your points will show up in your account somewhere between 6-12 weeks after you earn them, depending on the type of bonus. I’ll walk you through the specifics below.

Here’s how you earn Amex Business Platinum Points:

• You get 85,000 points for spending $15,000 in the first 3 months your account is open. Plus, you will also earn 5 points per $1 spent on purchases in 5 select business categories (U.S. shipping, wireless telephone services from U.S. service providers, U.S. advertising in select media, U.S. office supply stores and U.S. gas stations), up to 80,000 bonus points per category within that period. You’ll get your points 8-12 weeks after you meet the spending requirements.
• You earn 5 points per $1 on flights and eligible hotels booked at amextravel.com. They’ll post to your account 10-12 weeks after you make such a purchase.
• You get 1.5 points per $1 on purchases of $5,000 or more. You can earn up to a million points per year this way. They’ll be credited to your account 8-12 weeks after you make this type of purchase.
• You get 1 point per $1 on all other purchases. They’ll appear in your account 8-12 weeks after you make a charge.
• You get a 35% rebate on points used to pay for first class or business class flights on amextravel.com. You can earn up to 500,000 points a year with this bonus. They’ll show up in your account 6-10 weeks after you book a flight.

If you don’t make your minimum payment on time, you forfeit your points for that month. You can get those points back, but you have to pay a $35 fee. Since Amex points are worth up to one cent each, paying the fee is only worth it if you have 3,500 points or more.

The American Express Business Platinum travel benefits start with 5 points per dollar on flights and hotels at the Amex travel site. You also get a 35% points bonus when you use points to pay for flights. Plus, you get access to airport lounges around the globe.

Those are the some of the most notable benefits, but since American Express Business Platinum was built for frequent travelers, there are several more.

Here are the top 10 American Express Business Platinum travel perks:

1. Points earning: You get 5 points per dollar on flights and eligible hotels booked through amextravel.com. And you get 85,000 points for spending $15,000 in your first 3 months.
2. 35% airline bonus: When you use you points to book first class or business class flights at amextravel.com, you get 35% of them back. The limit is 500,000 points refunded per year.
3. Airport lounges: Amex Business Platinum card members get free entry to 1,000+ airport lounges all over the world.
4. Travel accident insurance: You are insured up to $3.5 million for death or serious injury aboard planes, ships, trains, and taxis when you book your reservation with Amex Business Platinum. Your spouse, dependent children, and additional card members are included. They just have to be on your reservation.
5. Rental car insurance: You’re covered for theft or damage (up to the value of the car), as long as you pay with your Amex Business Platinum card and decline the rental company’s insurance.
6. Baggage insurance: You’re covered up to $3,000 per person per trip if your baggage gets lost, stolen, or damaged. Your spouse and any dependent children on your reservation are also covered.
7. $200 airline fee credit: Amex will reimburse you up to $200 a year for charges like baggage fees and in-flight food and drink. This benefit can only be applied to one airline per year.
8. TSA Pre-check or Global Entry credit: If you’re accepted, Amex will cover your membership in TSA Pre ($85) or Global Entry ($100).
9. Hotel perks: You can get free upgrades, late checkouts, and other benefits when use your Business Platinum card to book a stay in one of the 900+ Amex partner hotels.
10. No foreign transaction fees: You won’t pay any extra fees when you make purchases in another country.

American Express Business Platinum travel benefits offer you peace of mind and comfort while traveling. And they pay you extra for booking if you do it right. So the card’s a contender if you spend a lot of time in airport lounges, the friendly skies and hotels.

The American Express Business Platinum foreign transaction fee is $0. That’s because The Amex Business Platinum Card was made with travel in mind. You get 5x points when you book flights and hotels on Amex Travel, and a 35% bonus if you use your points to pay for them. Plus, you get to hang out in over 1,000 different airport lounges for free.

But just because Amex Business Platinum has no foreign transaction fee doesn’t mean you won’t have to pay any fees. Who could forget about the huge $595 annual fee? There’s also a $38 fee for late or returned payments and a $300 annual fee for additional Platinum cards. You can get up to 99 Green cards for authorized users for free though.

Here’s how the American Express Business Platinum foreign transaction fee compares:

• American Express Business Platinum foreign transaction fee: $0
• American Express Business Gold foreign transaction fee: 0$
• Capital One Spark Miles for Business foreign transaction fee: $0
• Chase Ink Business Preferred foreign transaction fee: $0
• Bank of America Business Advantage Cash Rewards foreign transaction fee: 3%

You won’t pay an American Express Business Platinum foreign transaction fee if you use your card to buy something abroad, or from an internationally based merchant. But you will pay a hefty $595 fee every year. Amex Business Platinum is only worth the price for people who travel enough to take full advantage of the rewards, and who value perks like airport lounge access.

Amex Business Platinum lounge access lets you visit over 1,000 airport lounges in 120 cities around the world, for free. You just need to show your Platinum card, a valid ID, and a boarding pass for a flight that day, in most cases. All of the Amex partner lounges allow you to bring at least one guest or immediate family members for free.

Here’s where you can go with Amex Business Platinum lounge access:

• The Centurion Lounge: You need a Platinum card, a boarding pass for same-day travel, and a government-issued ID. You get 2 free guests.
• International American Express Lounges: Access requires a Platinum Card, government-issued ID, and same-day boarding pass. You get 1 free guest.
• Delta Sky Club: Present your Platinum Card, an ID, and a same-day Delta boarding pass. You can purchase up to 2 guest passes for $29 a person. Your spouse and dependent children under 21 can get in for free.
• Escape Lounge US: You need your Platinum Card, a government-issued ID, and a same-day boarding pass. You can bring 2 free guests
• Priority Pass Select: To get access to Priority Pass lounges, you need to enroll in Priority Pass online. You’ll get your Priority Pass card in 10-14 business days. Present your Priority Pass card and a same-day boarding pass. You can bring 2 free guests, and more for $27 each.
• Airspace: You’ll need to show your Platinum Card and an ID. You can bring your spouse and any children under 21 for free, or up to two guests.
• Plaza Premium Airport Lounges: Present your Platinum Card and an ID. You can bring two guests with you for free.

Amex Business Platinum access means you can sit in a comfy chair, have a drink, and sometimes even take a shower while you wait for your flight to leave. Different lounges have different amenities, but you can find out the details on the Amex website, along with hours and locations.

The American Express Business Platinum is worth it for frequent business travelers who like luxury and don't mind paying for it. It requires good or excellent credit for approval, has a $595 annual fee, and it offers:

• 85,000 points initial bonus for purchases of at least $15,000 in the first 3 months of account opening
• 5 points/$1 spent on airfare and prepaid hotel reservations booked on AmexTravel.com
• 1 point/$1 spent on everything else
• Access to more than 1,000 airport lounges in over 120 countries
• Up to $200 in statement credits for incidental fees charged by your chosen airline/year
• Free TSA PreCheck or Global Entry
• Automatic Gold status in the Hilton and Marriott loyalty programs
• Up to $100 in statement credits for U.S. Dell purchases twice a year
• 0% foreign transaction fee

The Amex Business Platinum is a hybrid card, with a no pre-set spending limit. This means that your credit limit will constantly change based on your spending habits, payment and credit history or financial resources. Also, it won't allow you to carry a balance, you'll need to pay your bill in full at the end of each billing cycle.