Info about American Express® Green Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR363Reviews23Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$150
Rewards
Earn 40,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership.
Earn 3X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery in the US.
Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
Receive up to $189 per calendar year in statement credits, when you pay for a CLEAR® membership with the American Express® Green Card.
Earn up to $100 in annual statement credits to access airport lounges globally through LoungeBuddy.
The American Express Green Card is a decent rewards card for people with 700+ credit scores who don't mind paying an annual fee of $150. Amex Green is not a traditional credit card, which means cardholders must generally pay the bill in full by the due date.
Info about the American Express® Green Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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No Foreign Transaction Fees.
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$150 Annual Fee.
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This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
Can't find what you are looking for? Submit your question about American Express® Green Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Amex Green card does not have an over limit fee. Amex might allow you to go over the limit when making a purchase, although it is not guaranteed. If you're approved to go over the limit, you might be required to make a pre-payment before the purchase or before the balance due date. The exact amount of the pre-payment will be disclosed to you prior to completing the transaction.
Because the card has a “No Preset Spending Limit” feature, it is difficult to pinpoint the exact spending limit that you have. The spending power may fluctuate from month to month, based on your spending patterns, payment history and so on. If you plan on making a large purchase with your Amex Green card, you can use the “Check Spending Power” feature to see if the charge will be approved. You can access that feature from your online account.
The easiest way you can apply for the Amex Green card is either online or over the phone at (800) 528-4800. Alternatively, you can respond to a mail offer.
Although at first glance the American Express Green Card looks like a great one to add to your arsenal of credit cards, I am not too thrilled about the annual fee. Right now, 95$ a year for each year after the first one is a little too steep for my wallet. There are far too many other cards that offer almost the exact same perks as this one, (minus the prestigious name of course). I would use it for all it is worth the first year, and then consider whether or not I would want to pay $100 each year afterwards. I do like the fact that I get points for travel for every purchase I make. I think that in itself is the card's saving grace for me.
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Joseph Gordon @josephgordonsr
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4 Star Rating
Most Americans would be owing an AmEx card, for some purpose or the other. That's the reach AmEx has. The American Express Green Card comes power packed with rewards, Roadside Assistance, Financial Control and Fraud Protection Guarantee which are really integral. But the annual fees would simply dissuade any genuine buyer and turn him away. I havent seen any card that charges $95 annual fee, I guess only the AmEx does that! But I guess the unlimited spending and reward points are simply too irresistible.
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Andrew Hays @andrew.hays.12
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4 Star Rating
The American express green card seems like a good card to add to your credit cards. Some good quality's about this card is there are 24/7 emergency assistance when traveling and that is always good to have just in case something happens. Also there is no interest charges because you pay your balance in full every month. Also the Green card has no preset spending limit it just adjusts with you, however you use the card. I mean the good quality's just keep going and going about this card. The only set backs I see of this card would be is the annual $95 fee after the first year or the 35 dollar late fee. Other than that is card seems to be one of the best offered on the market. I know I was looking at a Capital One credit card the other day and it did not offer anything as good as this American Express Green card does.
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JUSTIN BURWINKEL @JUSTIN0805
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2 Star Rating
I'm not a fan of fees - especially annual fees. The $95 fee seems like way too much to me. The benefits associated with this type of card is pretty typical with most cards. The travel benefits and points I find with plenty of cards which do not have an annual fee. I also see that this one forces the customer to pay off the balance each month, which is the traditional American Express model. Some other American Express cards have it to where this isn't part of the policy and actually allow one to pay the balance down over time which seems to be a better deal to me. Personally, this card doesn't cut it - others have the same if not better benefits!
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Jon Philips @jrphillips
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5 Star Rating
This is simply one of the best cards on the market, hands down. Not only is their customer service super friendly and legit helpful, but their annual fee the first year is waived and only 95$ a year after that! You simply can not beat that plain and simple. Other banks charge you the first year and jack up the annual fee to above 200$, not with this bank! I also like that late fees are only 35$. With big banks now a days they charge you an arm and a leg for being late and it is very costly!
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Paula Flaquer @paula.flaquer
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4 Star Rating
The American Express Green Card was one of the first cards we had when we moved to the U.S., so maybe that's why we were not fully aware of any major benefits. It was nice that they offered it to us when we had not yet built credit (it's really the only reason why we accepted it) but once we'd built some credit the $100 annual fee just wasn't worth it. So all in all, I guess both sides benefited from the relationship and then it was over. I am kind of glad that we don't have it anymore however, it doesn't carry as much of a status symbol as it used to and let's be honest, many small businesses don't accept them.
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Richard Thompson @richard.thompson.1000
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3 Star Rating
The charge card version of the Blue credit card, the American Express Green Card allows you to have some of the benefits of a credit card but requires the balance be paid in full each month. Better than a debit if you don't have funds right now, and without the interest rates associated with a credit card, the Green Card is good if you travel frequently. With its double points on purchases made through American Express Travel and the ability to redeem points in the same site, you could quickly rack up points if you fly a lot. However, the redemption options beyond this are limited. Additionally, while there's no annual fee the first year, the $95 every year after is a bit rough.
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Neal Arora @neal.arora.39
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3 Star Rating
This credit card is beneficial for frequent travelers only. The reward points seem to be only for travel related rewards which is a big limitation of the card. There are companies providing credit cards with 5 X cashback like discover which this card doesn't provide. There is an annual fees for this card which most of the companies and my credit card company do not charge. The required credit score is also excellent to get approved for this card. My credit card requires average score for approval. However I liked that there are no blackout dates or seat restrictions when you pay with your points. Overall this card offer is not attractive.
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Regina Fallon @regina_fallon_1
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2 Star Rating
The American Express green card is geared toward wealthy people who can pay their charge card off each month and want to earn rewards. There's no preset spending limit, so these cards can be dangerous. The first year is great because there isn't an annual fee, but every year after that you find yourself paying $95. You do get the benefit of the Global Assist Hotline which provides 24/7 emergency assistance when traveling more than 100 miles from home and roadside assistance. That has value. Rewards are pretty easy to earn and flexible. You earn about one point on the dollar spent and you can earn 2X points when you use American Express Travel. The points also transfer over to 17 Frequent Flyer programs, which is pretty cool. I gave it a two because it's not a card that most people would qualify for.
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Gary Cazorla @gary_cazorla
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4 Star Rating
I like how the American Express Green Card earns you points even though it is not a credit card. This is a great deal for a card that is used like a debit, you pay off the balance each month in full and you get miles and points to use for vacation. For people that need to get credit started, this card is great because you could most likely get this approved with no credit. This card reminds me of my first "secured" credit card, that card however did not earn me points or give me rewards, it simply built my credit. I would recommend this card for people who cannot get a standard mileage or points credit card.
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