Ann Taylor Store Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and rewards details for The Ann Taylor Store Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesHigh rewards rate$20 discount initial rewards bonusQualify with fair creditHigh regular APR
Info about Ann Taylor Store Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR154Reviews2Q&AContact
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Receive $20 off your first qualifying purchase when you open & immediately use your Card at Ann Taylor. Exclusions Apply. Minimum $20.01 online purchase.
Enjoy an extra 15% off the first Tuesday of every month at Ann Taylor brands.
Earn 5 Perfect Rewards points for every dollar spent at Ann Taylor, Ann Taylor Factory Store, anntaylor.com, LOFT, LOFT Outlet and LOFT.com.
Receive a $10 Rewards card for every 1000 points earned.
Enjoy up to $15 Birthday Gift.
Free standard shipping on any site order of at least $75.
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Share your insights and review the Ann Taylor Store Card
5
12%
4
50%
3
29%
2
3%
1
6%
3.5
154 reviews
154 reviews
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Reyhane Bassamtabar @r_basam
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1 Star Rating
Although I had proof that never received their statement, they never approved deleting the late payment that was their fault that I'd never received the statement. I had never missed a payment before. I had a very frustrating experience with them.
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Lisa Carlisle @lmosscarlisle_5
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1 Star Rating
I sent my payment for 4/6 on 3/31 and because of mail delay it posted 4/8, never having a late payment before and in a pandemic they were unable to remove interest. Paid balance in full and now have another charge for residual interest. Cancelled my card. I will let others know of their lack of compassion. This card is NOT worth the hassle and stress.
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gomez_stephanied @gomez_stephanied
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3 Star Rating
Even when you pay on time and in full, the payment isn't posted until after a late fee is posted. I was paying more in late fees than items purchased. I originally cancelled the card and submitted a one star review but I am editing to add 2 additional stars thanks to Ryan from their customer service department.
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ccbrixey @ccbrixey
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1 Star Rating
Every single time I paid this card, they posted my payment 4 days after the due date, despite my mailing it 6 days early. I received a late fee every time I used the card. NOT WORTH IT. Even when you pay on time, they make sure they recoup their discounts in fees. When they mailed me ANYTHING, it took no less than 20 days for me to receive it. I don't know if they are using pony express, but they did offer to FAX me a confirmation of my account closing...
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aashka shah @aisha
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2 Star Rating
You pay more on one missed late fee than all the perks from discounts. Just cancelled it.
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Rajlaxmi Ravala @rajlaxmir
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3 Star Rating
I came across Ann Taylor to shop and found that they offer cash back 10% on every purchase if we enroll for a store card.Tempted by the offer I registered for a store card and the application process and processing is quite simple and fast. As I always prefer to shop in Ann Taylor for latest and trendy wardrobes, the card best suits for my needs.The interest rate is moderately high as compared to others but it is easy to pay on a monthly basis. The card always comes with good deals and offers.
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Julie Burkett Jones @julieburkettj
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5 Star Rating
I love Ann Taylor because I am short and have to wear a petite sized clothing. I love the Ann Taylor clothing line; the clothes are fashionable, original. Additionally, they are appropriate for work, vacation, special events, depending on what you are looking for. Ann Taylor also carries an excellent line of accessories. There are often flash sales that you are emailed about (once or twice a week) so never buy anything full priced and always check your emails! This card offers a lot of rewards but you must pay it off because interest rates are high. You can pay your bill online as well.
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Shaw Manufacturing @shaw.manufacturing
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5 Star Rating
I currently have the Ann Taylor store credit card. I have been a cardholder for over 10 years. I love the perks that come with the card - I get weekly e-mails with discount coupon codes, sometimes for 50% off your entire purchase!! You also get rewards mailed to you that you can use towards your next purchase... i.e. $10 off, $20 off, etc. The interest rate is a little high so I try and pay it off every month. I will probably have this card forever, can't beat their rewards!! :)
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Sara Perugini @shegetsfierce
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5 Star Rating
Ever since I was 16 years old I wanted this credit card. I loved their styles, their quality, their brand and what it stands for. The APR is high (.24%) but that is typical for a store credit card. I picked Ann Taylor over Loft because the points per dollar is higher than Loft. You earn 5 points per dollar unlike Loft where you only earn 1 point per dollar. Multiple times have I earned a $20 gift card for every 2,000 points redeemed. Many years in a room have I gotten a $15 dollar birthday gift card. Ann Taylor gives back not just to credit customers, but also to students also. Sometimes they will have private sales called 'friends and family'. Even though they are a prestigious women's clothing store, they still have sales in store and online. The more money you invest in their brand, the more you get back. I find this credit card worth every penny if you are a frequent shopper. Remember, if you don't have a card yet, apply for it to receive an introductory discount of 15% off with whatever promotion is running as well. Save as much money as you can as long as you know for a fact you will be approved for the card.
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John S Dunning @johnsdunning
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5 Star Rating
I came across Ann Taylor while I was on vacation. I went in with my wife and found several things we were going to buy. While checking out they offered a 15% discount if we opened a card account. So I applied right there at the checkout. It was easy to apply and within seconds I was approved. We charged our items and paid the balance in full when we got the first statement. We still use the card when we are near an Ann Taylor. It has a fair interest rate, and has an easy to make monthly payment. I have never had a moment of trouble from my Ann Taylor card. I highly recommend this card.
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