Accepted Credit Scores
Excellent Credit, Good Credit
Apple Card
Info about the Apple Card has been collected by WalletHub to help consumers better compare cards.
The financial institution did not provide the details.
Editor’s Take
John Kiernan, Credit Card Editor
April 8, 2021
Review: Apple Card
The new Apple Mastercard from Goldman Sachs has no annual fee and will reward cardholders well for making Apple Pay purchases. Apple purchases made with the Apple Card via Apple Pay will yield 3% cash back, while other Apple Pay purchases charged to the card will provide 2% back. Cardholders will also enjoy some instant gratification, as the Apple Card will give rewards on purchases the same day they’re made. Those cash back rewards can be redeemed for Apple Pay purchases, put toward the account balance, or messaged to friends and family.
If you do not regularly use Apple Pay, this card is not for you. Cardholders will receive just 1% cash back on non-Apple Pay purchases, which is pretty much average for a rewards card. Its regular APR range is similarly unspectacular. Not everything is so clear cut with this card, however. For example, no specifics are given about its approval requirements and there is no mention of an initial bonus.
Finally, it’s worth noting that the new Apple Mastercard from Goldman Sachs is not the first Apple credit card to hit the market. There was a Barclays card offering rewards on Apple purchases, also an iTunes Credit Card for a time, but it has been discontinued.
If you do not regularly use Apple Pay, this card is not for you. Cardholders will receive just 1% cash back on non-Apple Pay purchases, which is pretty much average for a rewards card. Its regular APR range is similarly unspectacular. Not everything is so clear cut with this card, however. For example, no specifics are given about its approval requirements and there is no mention of an initial bonus.
Apple Card Review Highlights
Financing Options
Apple previously said its “goal is to provide interest rates that are among the lowest in the industry”. The card offers an introductory rate of 0% for 6 to 24 months on new purchases (terms apply). However, it has a regular APR of 10.99% to 21.99% (V), which is unfavorable compared to the average APR on a credit card, 13.04%.Strong Apple Pay Rewards
The Apple Card is most rewarding when used through Apple Pay. Cardholders earn 3% back when buying Apple products using Apple Pay. Other Apple Pay purchases earn cardholders 2% back.Average Physical-Card Rewards
Apple Card purchases made with the physical credit card, rather than via Apple Pay, earn just 1% back. The average cash rewards card gives 1.06% back on all purchases, according to WalletHub data. In contrast, the best rewards credit cards offer the equivalent of at least 2% back on all purchases.No Fees
The Apple Card has no annual fee, no foreign transaction fee, and no late fee. The average credit card charges a $18.3 annual fee, a 1.5% foreign fee and a late fee of up to $33.52, according to WalletHub’s Credit Card Landscape Report.Finally, it’s worth noting that the new Apple Mastercard from Goldman Sachs is not the first Apple credit card to hit the market. There was a Barclays card offering rewards on Apple purchases, also an iTunes Credit Card for a time, but it has been discontinued.
This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
April 8, 2021
Apple Card's Rewards
- Every time customers use Apple Card with Apple Pay, they will receive 2% Daily Cash.
- Customers will also get 3% Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services.
- Apple has also designed a titanium Apple Card for shopping at locations where Apple Pay is not accepted yet. For purchases made with the titanium Apple Card, customers will get 1% Daily Cash.
Apple Card's Key APRs & Fees
|
Purchase Intro APR
|
Transfer Intro APR
|
Regular APR
|
|---|---|---|
| 0% for 6 - 24 months | Balance Transfers Not Allowed | 10.99% - 21.99% (V) |
|
Purchase Intro APR
|
0% for 6 - 24 months |
|---|---|
|
Transfer Intro APR
|
Balance Transfers Not Allowed |
|
Regular APR
|
10.99% - 21.99% (V) |
| ANNUAL FEE
|
$0 |
|---|
Apple Card's Additional Info
| MAX LATE FEE
|
None |
|---|---|
| MAX OVERLIMIT FEE
|
None |
| MAX PENALTY APR
|
None |
| GRACE PERIOD
|
28 days |
| ONLINE RESPONSE
|
No |
| CASH ADVANCE APR
|
N/A |
| CASH ADVANCE FEE
|
None |
| FOREIGN TRANSACTION FEE
|
0% |
| SMART CHIP
|
Yes, unknown |
- Apple Card gives customers easy-to-understand, real-time views of their latest transactions and balance right in Wallet, and Apple Card support is available 24/7 by simply sending a text from Messages.
- Equal Monthly Payment Financing: 0% APR for 6, 12 or 24 months on qualifying purchases.
- Last updated on 4/8/2021
at Marcus by Goldman Sachs'
secure site
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Customer Questions and Answers
Don't see what you're looking for? Submit your question about Apple Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Does the Apple Card report to the credit bureaus? Reply 5
Lisa Cahill
@lisacahill
Yes, the Apple Card reports to the credit bureaus TransUnion, Experian, and Equifax on a monthly basis. To be exact, your activity will be reported to the bureaus on the third week of each month. That means that the card can help you build credit as long as you pay your bills on time and you stay well below your credit limit.
5
Upvotes
Does the Apple Credit Card do a hard inquiry? Reply 52
Theo Frank
@frankth19
Applying for the Apple Credit Card does lead to a hard inquiry into an applicant’s credit report, but only at a certain point in the application process. First, Goldman Sachs, the card’s issuer, does a harmless soft pull of the applicant’s credit. Some people may be denied right away based on this soft pull. People who seem to qualify for the card based on the soft pull will then get to see an offer for what their initial credit limit and APR would be. If they accept this offer, Goldman Sachs will then do a hard pull to finalize the application.
So in short, everyone who gets the Apple Credit Card will have to go through a hard pull, which will temporarily drop their credit score by a few points. But people who are immediately denied or who do not accept the card’s credit limit and APR offer only have a soft pull, which will not affect their score.
5
Upvotes
Does the Apple Credit Card offer rewards at Best Buy? Reply 54
Gabby Leon
@gabby_leon
The Apple Credit Card does offer rewards at Best Buy. The card gives 2% cash back on all purchases made through Apple Pay, and Best Buy accepts Apple Pay as a payment method. If you choose to use your card without going through Apple Pay, you’ll still get 1% cash back.
While the Apple Card does offer 3% cash back on Apple purchases, that only applies when you’re buying directly from Apple. So if you buy an iPhone, iPad or MacBook at Best Buy, for example, it doesn’t count for the 3%. The most you could get is 2% back for making that purchase using Apple Pay.
5
Upvotes
What's the starting credit limit for the Apple Credit Card? Reply 4
Lisa Cahill
@lisacahill
The starting credit limit for the Apple Credit Card is $250. But yours may be more if your credit score, income, and other financial information qualify you for it.
If you’re not satisfied with your limit, you might request a credit limit increase after 6 months of opening your account. The issuer will also periodically review your account to see if you’re eligible for an increase.
4
Upvotes
What credit bureau does the Apple Card use for approval? Reply 43
Lois Strickland
@lois1
The Apple Card uses the credit bureau TransUnion for approval, according to Apple’s website. But it is possible that Goldman Sachs (the issuer of the Apple Card) will pull credit reports from other bureaus as well. The website says, “TransUnion and other credit bureaus.”
Apple mostly emphasizes TransUnion, though, and specifically says to make sure you don’t have a freeze on your TransUnion credit report. A freeze would prevent that report from being pulled, and prevent the applicant from being approved.
If you’re approved for the Apple Credit Card, Goldman Sachs will report monthly to TransUnion. But they will not report to Experian or Equifax at this point in time.
4
Upvotes
Why was my Apple Credit Card application denied? Reply 42
Thomas Friedman
@icytom
There are many reasons why an Apple Credit Card application was denied, and the issuer must provide those reasons. However, one of main reasons is not meeting the credit score requirement (a score of at least 700).
If you got denied because of your credit score, Goldman Sachs, the card’s issuer, would send a copy of the credit score and the top factors contributing to your credit score. You could also be denied for a reason unrelated to your credit, like your income or employment history. Again, you will get a detailed explanation from the issuer.
4
Upvotes
What credit score do I need to get an iPhone? Reply 41
Tiara James
@tiarajames
You can get an iPhone with any credit score. But you will need a credit score of at least 700 if you want to purchase the iPhone using an Apple Card, as the credit card requires good credit for approval.
4
Upvotes
Where can I check my Apple Credit Card balance? Reply 3
Nelson Palmer
@nelson_palmer
You can check your Apple Credit Card balance online or by calling (877) 255-5923.
Obviously, you could also use the Wallet app to view your balance as well as to make payments or check your spending history.
3
Upvotes
How much is the Apple Credit Card minimum payment? Reply 3
Susan Tate
@susan_tat
The Apple Credit Card minimum payment is $25 plus any past due amount, or 1% of your new balance plus interest and any unpaid daily cash adjustments billed to you each month. The sum of these is rounded up to the nearest dollar and any past due amount is added to it.
If your balance is less than $25, your minimum payment equals the amount you owe.
Keep in mind that making the minimum payment each month will keep your account in good standing, but in order to avoid interest, you must always pay your balance in full.
3
Upvotes
Can you get approved for the Apple Credit Card with no credit? Reply 3
Danny Morales
@danny_morales
You cannot get approved for the Apple Credit Card with no credit. This card requires at least good, or excellent credit for approval.
If you don't have credit yet, you should focus on building it. There are plenty of cards for people with no credit, you just have to find the one that's best for you.
3
Upvotes
Apple Card Reviews
Share your insights and review the Apple Card.
Dec 08, 2020
Absolute garbage. I was skeptical to get the card after being a long time AMEX User that includes Platinum, Everyday and Delta; each for different purposes). The daily cash back enticed me and the growing adoption of Apple Pay with a higher return percentage was appealing. Well, after almost 6 months of having the card, I finally have had enough. While trying to buy my daughter a bike for Christmas today, my card was declined and when calling support, I might as well have saved my time. Lackluster support doesn't even begin to describe the Goldman Sachs customer service. While standing in line, the representative couldn't resolve the issue, told me I never activated the card (not even remotely true), tried to elevate my issue to the supervisor and placed me on hold for more than 5 minutes while LOCKING MY CARD. I used my AMEX without any issue and left with the embarrassment of a declined card staring at me. When I called back in, the next representative asked if I possibly could have locked my card within the app. What a joke! All the perks are there - no fee, daily cash back, easy interface for Apple users. All of the negatives come when you are in a precarious position and they force you to reexamine whether the card is worth it or not. Going back to AMEX as my card of choice and possibly looking at other options for cash back.… show more
Comment
Dec 04, 2020
No fees. Easy app to navigate and easy to pay/Apple wallet. Basically the easiest, no fee CC out there..
Dec 02, 2020
Lackluster card support and offers little to no purchase protection. Customer support is abysmal and typically difficult to work with.
Dec 01, 2020
Easy to use and manage with the app. Customer service is spotty but usually on track. Overall I have been very pleased with this card
Nov 23, 2020
Best credit card company I’ve ever had the pleasure of dealing with. Definitely recommend Apple over any other credit card. Plus the card is aluminum!
Nov 10, 2020
Once your card is linked to an Apple ID you can no longer add it to a new Apple ID. I was told by them that you have to pay the remaining balance, close the account, and resubmit an application to run your credit again just to open a new account just so you can add the card to a new Apple ID. So
Oct 31, 2020
Apple card has pluses but they have not handled my dispute ethically. I have clear documents from the company saying I will get a full refund in 24 hours. I have an email requesting the refund in less than 24 hours. Somehow 6 months later I still have not be refunded the $997.00. I would recommend you research them before you use them.
Oct 03, 2020
The card is fine for Apple based activity and limited other use that I find worthy to place on Apple. What I don’t like is their statement process in that if you don’t pay attention it’s easy to miss source
Oct 01, 2020
They practice what they call trailing interest. So even if you pay the card off in the previous cycle you will be charged a prorated interest. This is a never ending cycle with them. It’s a credit card apple not a loan!
Sep 27, 2020
Good card. Identity verification is difficult. Helped finance some of our purchases as well as contributes a good percentage cash back
Sep 23, 2020
Overall good credit card with good features! But again please be responsible with all your credit cards! Pay it off whenever you have chance!
Sep 21, 2020
Just applied for the Apple Card. Got denied due to monthly debt obligations being too high. I have no debt or monthly obligations. I live rent free and have 0 bills. I have a lot of disposable income. My credit score is over 800 as well. I have called the trans union and the Apple Card application center and still no answer as to why I got denied. I planned on buying all new apple products with this card but I will now apply for a different credit card and give them my business instead of Apple Card. Do not waste your time they sounds like an awful company with horrible customer service who doesn’t know what’s going on.… show more
Sep 11, 2020
I have been using this card for over a year now. It’s my first credit card in over 13 years. I’m looking forward to paying it off.
Sep 03, 2020
The car looks really awesome and every time you spend money a small percentage of it gets put towards your Apple Cash which you can use for anything you want. I know all credit cards do that but it’s just kind of cool to have it on my phone like that. I pay my electric bill, I can download some free on iTunes, it all works out.
Aug 31, 2020
I contacted support today, and they were very helpful to me immediately within seconds, In which I was very grateful for, as I had tried to contact the other party, with no success
Aug 29, 2020
Love the Apple Card. I can see everything right in the wallet, rewards are good, and Apple support is great. I love that the rewards go right into my Apple Cash.
Aug 21, 2020
Easy to follow spending ... and payment is just a swipe of the key. One thing I really like is ... NO card number printed on the card! So they can’t copy it down... if you want a new credit card number, just press a button on the app to have a new one assigned. Keeping the same card! I never have to sign receipts any more... maybe Apple doesn’t require it.
Aug 16, 2020
The Apple credit card is the worst card I have ever had. I received the card. As I used the card I would pay the balance off in full about every couple weeks. All of a sudden I’m out of town and went to pay a dinner bill with my card and found out my card was locked. So I texted the customer service since they don’t make it easy to physically speak to someone. Nobody could tell me why my card was locked. I’ve spent over 3 hours texting back and forth. Then I requested somebody verbally call me to discuss the matter. They said someone would call me. I waited a whole week and no phone call. Then I started texting again. I’m so disgusted.
This has been over a month now and don’t you think a company would value their customer and make an attempt to resolve issues! Maybe I shouldn’t of been paying my balance off as soon as I used the card.… show more
This has been over a month now and don’t you think a company would value their customer and make an attempt to resolve issues! Maybe I shouldn’t of been paying my balance off as soon as I used the card.… show more
Aug 14, 2020
Apple Card is great, connects with Apple Pay, easy to pay bill on phone. Customer service is excellent through I message. Respond immediately. No waiting.
Aug 12, 2020
Man, I really loved this card. I was even recommending it to friends. Here’s what changed my mind:
I payed my balance in full because I knew I wasn’t going to be able to access my account for a good while. Once I finally accessed it again, I find out I have a late payment of THREE months. The balance of that late fee you ask? It was a dollar and some change. The balance came from an interest fee on my ZERO balance. That’s crazy to me. They told me the interest was from before I payed off my balance. But then I was upset because I feel the interest should have been applied to my balance before I payed it off. Last time I looked, I had a zero balance. When I look again a few months later, I have a balance of less than $2 from an internet fee. So my credit score went from 769 to 671. That’s inane. My credit score dropped 98 points because of a $1.40 something. I've never had a late payment before this. I took extra care in keeping my score as it was. I'm very disappointed. Closed my account with apple right after we couldn't resolve my issue. Customer service was awful too. I don't know how many times I had to explain what happened before the rep transferred me to a manager per my request. The entire experience was beyond stressful.… show more
I payed my balance in full because I knew I wasn’t going to be able to access my account for a good while. Once I finally accessed it again, I find out I have a late payment of THREE months. The balance of that late fee you ask? It was a dollar and some change. The balance came from an interest fee on my ZERO balance. That’s crazy to me. They told me the interest was from before I payed off my balance. But then I was upset because I feel the interest should have been applied to my balance before I payed it off. Last time I looked, I had a zero balance. When I look again a few months later, I have a balance of less than $2 from an internet fee. So my credit score went from 769 to 671. That’s inane. My credit score dropped 98 points because of a $1.40 something. I've never had a late payment before this. I took extra care in keeping my score as it was. I'm very disappointed. Closed my account with apple right after we couldn't resolve my issue. Customer service was awful too. I don't know how many times I had to explain what happened before the rep transferred me to a manager per my request. The entire experience was beyond stressful.… show more
Aug 10, 2020
Apple Card is by far the best Credit Card I’ve come across, Apple wants you to not be treading water with compound interest payments.
Aug 08, 2020
I use this card minimally maybe more when I upgrade my current iPhone or iPad.
When card was originally issued, it only showed up on TransUnion. In July 2020 it showed up on Experian credit score & did serious damage although it was 8 months old. It appeared on Equifax the next month and did not hurt my credit score but did raise my available credit and therefore lowered my utilization percentage.
When card was originally issued, it only showed up on TransUnion. In July 2020 it showed up on Experian credit score & did serious damage although it was 8 months old. It appeared on Equifax the next month and did not hurt my credit score but did raise my available credit and therefore lowered my utilization percentage.
Aug 06, 2020
Great card accepted worldwide.great points when purchasing Apple products and sevices.automatic payment.will suspend payment without adverse consequences
Aug 03, 2020
The first time I disputed something I had to pull teeth to get any sort of timeline. I was never given the opportunity to provide evidence. I was given a provisional credit but they reduced my credit line by that amount until it was resolved; up to 90 days.
The second time, Apple Store messed up, and I had to wait a week for a charge to fall off, making my card unusable for a week; and all Goldman could do was throw it back at Apple Store - who threw it back at Goldman.
This time I have to wait another week for a payment to post. The money left my account the 31st. They will post it Aug 7. When questioned I was just told, “At this time, it can take up to 6 business days for available credit to reflect a payment from a bank account. However, depending on your payment amount and history, the hold time may vary. In the future, please note that your available credit should reflect immediately if you make a payment using your Apple Cash account in Wallet.”
So because I pay it off, completely, once a week all of a sudden the usual instant credit takes six days?
This does not work for me; their policies are their policies - and they can keep them.
I did like the app; that was the best thing they had going for it but Apple should truly be ashamed of who they partnered with.… show more
The second time, Apple Store messed up, and I had to wait a week for a charge to fall off, making my card unusable for a week; and all Goldman could do was throw it back at Apple Store - who threw it back at Goldman.
This time I have to wait another week for a payment to post. The money left my account the 31st. They will post it Aug 7. When questioned I was just told, “At this time, it can take up to 6 business days for available credit to reflect a payment from a bank account. However, depending on your payment amount and history, the hold time may vary. In the future, please note that your available credit should reflect immediately if you make a payment using your Apple Cash account in Wallet.”
So because I pay it off, completely, once a week all of a sudden the usual instant credit takes six days?
This does not work for me; their policies are their policies - and they can keep them.
I did like the app; that was the best thing they had going for it but Apple should truly be ashamed of who they partnered with.… show more
Aug 03, 2020
I love the convenience of paying this card. I wish the rewards points were a higher percentage and I had a lower apr but that’s the only things I would ever change.
Jul 21, 2020
Great card with great perks and Uber convenience. Apple Pay is so great. Earn 2% back, 3 on Apple products from the store. Same day cash back.
Jul 19, 2020
This has been a great credit card. My wife got one first to build credit and it has done great for her so I decided to get one. The Apple wallet pairing is very convenient.
Jul 18, 2020
Apple Card promised me I wouldn’t be charged interest if I paid my balance in full. But they still did charge me during a pandemic! I could’ve used that money to pay other bills I’m behind on. I was deceived and I’m making an official complaint. Don’t apply for this card!!!
Jul 14, 2020
Dislike that it can not be used like other credit cards for vehicle rentals. Other than that it’s an awesome card to have I like it
Jul 03, 2020
Have had an AmEx Gold card for 40 years. Got it when I finished my MBA. Through ups and downs it has always been easy to use and easy to understand - mostly that it was always a deferred cash and expense documentation card.
Have had Apple Card for maybe 18 months - of unmitigated, frustrating, time-wasting, and even money-wasting bull. Goldman Sachs has a national, well-deserved reputation as being one of the least respected companies in the finance industry. Why a company as with a somewat stellar reputation would align with the likes of GS is beyond me. GS' wannabe financial analsts couldn't even comprehend how a sports apparel company ripped me off on a $100 gift card I bought as a gift that they never delivered. An attemt to buy a $700 SE as a gift with interest-free installments against my ACard $6,000 'credit line' was met with more than an hour off messaging and phone call transfers and dumb answers by GS and ACard. I have better things to do. If you do also, save yourself considerable trouble and pass on the ACard!… show more
Have had Apple Card for maybe 18 months - of unmitigated, frustrating, time-wasting, and even money-wasting bull. Goldman Sachs has a national, well-deserved reputation as being one of the least respected companies in the finance industry. Why a company as with a somewat stellar reputation would align with the likes of GS is beyond me. GS' wannabe financial analsts couldn't even comprehend how a sports apparel company ripped me off on a $100 gift card I bought as a gift that they never delivered. An attemt to buy a $700 SE as a gift with interest-free installments against my ACard $6,000 'credit line' was met with more than an hour off messaging and phone call transfers and dumb answers by GS and ACard. I have better things to do. If you do also, save yourself considerable trouble and pass on the ACard!… show more
Jun 25, 2020
I wish I never got this card. I got duped by the shiny titanium. At first, I loved my Apple Card, but I'm no longer a fan and it tarnishes my love for Apple, even though it's really about Goldman Sachs. I had to dispute a charge and it's been a nightmare. The reps have not been well informed. They don't do what they're supposed to. More often than not the first response is from an AI BOT, than if you are lucky you will get a human who is unbelievably inept and indifferent to your issue and puts the problem on your shoulders to resolve. I have been instructed to contact Apple to resolve my issue and the fact that an unusual pattern of charges 38 of them within few hours didn’t flag their algorithm to unusual activity.... well they are part of Apple so they protect and serve Apple... DO NOT be fooled by MasterCard logo.. you will have zero protection unlike other banks MC. I will most certainly escalate thus to BBB and FDIC and any other governing authority. Apple tells you nothing about your rights, they did not tell me my rights to an appeal, in fact the rep told me it was between me and the merchant at this point. I requested that it be escalated to a supervisor, was told it would be and I would be hearing from them. I never heard a word and the time passed to appeal. What I've learned over the years is customer care and how they handle disputes is a far greater value than any points or rewards they could ever offer. I have great credit and am a very valued and supported customer elsewhere. They give me no reason to give them any further business. I will close this account and make sure to tell everyone about my story.… show more
Jun 03, 2020
It works, I haven’t had any issues with this card, I pay my Apple Music monthly with this credit card. I’d use it more often but where I shop they’re not set up to take Apple pay
Jun 01, 2020
I love this card! Easy to understand card features and excellent customer service. I would highly recommend this card account to others.
May 30, 2020
Denied for a card with 700 credit score, less than 40% credit usage and all cards paid within promo periods. Outrageous. Goldman Sachs was one of the banks who were prosecuted by the Fed after the 2007-2008 recession, so be aware that they already have a bad track record. They will try to get you into a bad situation financially, which I strongly disagree with. Unacceptable to treat customers that way, but what do you expect from a bank that pulled their money out of America in a financial crisis? ?… show more
May 21, 2020
Got denied because I’m not creditworthy
My credit score is 791, I own my home outright and I have a fairly low revolving debt ratio.
If they won’t take me, they won’t take anyone. How some of you are getting this as your first ever credit card is beyond me
My credit score is 791, I own my home outright and I have a fairly low revolving debt ratio.
If they won’t take me, they won’t take anyone. How some of you are getting this as your first ever credit card is beyond me
May 17, 2020
Great card with awesome incentives. Very versatile as well and with the option to use it different ways makes it for a very useful card
May 08, 2020
I wish the Apple Card could be tracked by personal finance programs like Mint and personal capital. This isn’t a show stopper but it is a major inconvenience.
May 01, 2020
At first, I loved my Apple Card, but I'm no longer a fan and it tarnishes my love for Apple, even though it's really about Goldman Sachs. I had to dispute a charge and it's been a nightmare. The reps have not been well informed. They don't do what they're supposed to. I've had two instances where they did not take action when they were supposed to and I have in writing that they were going to. I've had to escalate my dispute to the BBB because Goldman Sachs has had such poor communication and action. I experienced a dispute with Citi before and everything was so clear, what my rights were, what I should provide, an opportunity to appeal the settlement. Apple tells you nothing about your rights, they did not tell me my rights to an appeal, in fact the rep told me it was between me and the merchant at this point. I requested that it be escalated to a supervisor, was told it would be and I would be hearing from them. I never heard a word and the time passed to appeal. What I've learned over the years is customer care and how they handle disputes is a far greater value than any points or rewards they could ever offer. I have great credit and am a very valued and supported customer elsewhere. They give me no reason to give them any further business.… show more
06/25/20
Same here! I will be closing this account and making certain everyone hears about my experience
05/18/20
Did contacting the BBB help? I’m in a very similar situation and have decided to involve the BBB as well. This has been on going for about 5 months for me
05/18/20
Did contacting the BBB help? I’m in a very similar situation and have decided to involve the BBB as well. This has been on going for about 5 months for me
Apr 29, 2020
I tried for a year to get a credit card with no luck. Apple came along and gave me a chance, when the others said they would, Ha!!
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Last updated on: Apr 8th, 2021 at 09:08 ET
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Related Credit Card Categories
Apple Card is related to the following categories:
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Offer last updated: Apr 8th, 2021 at 09:08 ET