What information is required when activating the Applied Bank Small Business Credit Card?
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Applied Bank® Visa® Business Credit Card
Applied Bank® Visa® Business Credit Card
We're sorry, but the Applied Bank® Visa® Business Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-947-1090, Ext.
You can review Applied Bank® Visa® Business Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
APRQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Fair Credit, Bad Credit
Fees
One-Time Fees$125
Annual Fee$0
Monthly Fee$9.95
APR on Purchases
23.99% (V)
Applied Bank® Visa® Business Credit Card's Additional Info
| cash advance fee | 5% (min $5) |
| cash advance APR | 23.99% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $38 |
| max overlimit fee | $38 |
| max penalty APR | 29.99% (V) |
| grace period | Unknown |
Turn Your Hobby or Interest into a Business
Bad Credit? No Problem! Easy Approval!! Complete Your Application in Less Than 60 Seconds!
Separate Your Business Expenses for Tax Purposes
Perfect for Sole Proprietors and Entrepreneurs
No Security Deposit Required
Just Starting Your Business? Let Us Help You Grow!
Questions & Answers
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How do you get cash at the ATM?
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Bob Jones
Well, call'em at 561-982-9111 to get a PIN first. Once you have that, just put it in the ATM and withdraw! Don't forget it will cost you a fee and interest, though.
How long does it take for quick shipping?
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How can I pay my Applied Bank Business credit card?
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WalletHub
The most straightforward way to pay your Applied Bank Business credit card is online.
You can also pay by phone via their toll-free Automated Payment System at (877) 882-2213.
Last, you can mail your payment at:
Applied BankPO Box 70165Philadelphia, PA 19176-0165
Payment checks and...
Does this card offer protection of your personal and business credit?
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What's the starting credit limit for the Applied Bank Business Credit Card?
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Frankie Solomon
The starting credit limit for the Applied Bank Business Credit Card was a maximum of $500. The card is no longer available to new applicants.
Considering that it also charged a $125 Account Origination Fee, that meant that applicants had at most $375 in available credit to start with.
...Applied Bank® Visa® Business Credit Card Reviews
Share your insights and review the Applied Bank® Visa® Business Credit Card
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244 reviews
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4 Star Rating
Verified CustomerTheir online banking/bill pay is NOT user friendly and they do not have a user friendly customer service phone line for assistance
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1 Star Rating
I have been a applied bank business card holder since 2012 and up until 07/2017 I was making my monthly payments as scheduled and on time , Well in July 17 I ran into some difficult times and couldn't make my payment's as they were so high so I asked applied bank for a hardship payment program and that request was denied by the bank . So I got caught up on my payment's and everything was good . But because I let my payment's get missed my APR went from 23.99% where it was initially when my account first opened up to 29.99% which is a penalty APR because I fell upon hard times and missed two month's worth of payment's . So please be careful if you are going to get a card from this provider . I more than likely will end up closing this acct .
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1 Star Rating
The Applied Bank Visa card is not very appealing. For starters this card has no grace period before it begins gaining interest. Also the interest rate is really high at 23.99%. It's alarming for a card that like this has a one-time fee of $125 and $9.95 per month. It offers no incentives for the card holder such as cash back on purchases. I have cards that have no monthly or annual fee's and do offer cash back on purchases. They also have low interest rates which are very appealing for me personally. Lastly, the card would be slightly appealing if the credit limit was higher than $750, which is a very low limit for the demographic this card is advertised to.
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2 Star Rating
I'm not a very big fan of this card. The zero percent introductory period is great but once you get outside of that, there's a flat rate of 23..99% which is very, very high. There is no rewards program to offset the money you're spending, either, which is another huge issue. For small business owners, this card could be good if they were turned down for others but I personally don't see the appeal of it. The free rental insurance on cars is great if you're a small business owner who travels a lot, however. I have considered attempting to start a business before and if so, I would most likely stay far away from this card unless it was one of the only ones available to me. The Applied Bank Visa Business Card, while not 100% bad, offers little-to-no redeeming value.
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2 Star Rating
The Applied Bank Visa Business Card is just okay as it does not offer any zero interest introductory period and considering this is a business card, I would think that would be especially helpful to customers. I like that it has no annual fee, but it doesn't offer much in the way of perks, rewards or savings. I think a better option is the Ink Cash Business Card because it has no annual fee, but even better, there is zero interest on balance transfers and purchases for the first 6 months, plus you earn cash back! Overall, it offers so much more to its customers.
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Review Applied Bank® Visa® Business Credit Card
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