Info about Aspiration Zero has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR10Reviews49Q&A
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Accepted Credit Scores
Accepted Credit Scores
Good Credit
Annual Fee
$60
Rewards
We plant a tree every time you make a purchase, and let you round up to plant one too.
Every month you get to carbon neutral, we’ll reward you with up to 1% cash back on all of your purchases
All rewards can be redeemed as a statement credit or additional planted trees
The Aspiration Zero Card is a good credit card for people with a 700+ credit score who care more about helping the environment than maximizing savings via rewards or low interest rates. Aspiration Zero's ongoing rewards rate is below average, though. Plus, there’s an annual fee of $60.
Can't find what you are looking for? Submit your question about Aspiration Zero to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You cannot check for Aspiration Zero pre-approval. Aspiration does not offer pre-approval through its website, so anyone interested in applying for the Aspiration Zero Card will have to do so without the benefit of checking for pre-approval beforehand.
You can, however, use WalletHub's CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.
The Aspiration Zero Credit Card credit limit is usually around $12,000 to start, according to forum posts, and some cardholders report limits as high as $40,000. Aspiration does not include any specific Aspiration Zero credit limit information in the card's terms, though.
The Aspiration Zero annual fee is $60 per year. Aspiration Zero's $60 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the Aspiration Zero, either.
No, the Aspiration Zero Card is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty of good first-time...
The Aspiration Zero is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Aspiration Zero Card and a metal credit card, though, so don't dismiss the Aspiration Zero Card just because it isn't...
Yes, the Aspiration Zero is a cash back credit card, which gives 0.5 - 1% cash back on purchases and has an annual fee of $60. Once you earn cash back on your Aspiration Zero Card, you can redeem it for a statement credit or planting trees at $1...
The main Aspiration Zero requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
A credit balance refund on the Aspiration Zero is a reimbursement for paying more than the total balance owed on the credit card. For example, a cardholder who has a balance of $500, but pays $600, can get a credit balance refund of the $100 that they overpaid.
Applicants can check their Aspiration Zero Credit Card application status online or by phone at 1-800-683-8529. For both methods, you'll need to provide your first and last name and email address so that Aspiration can match you to your application. It should only take a few minutes to find...
Aspiration Zero rewards do not expire as long as your account is open and in good standing. You will forfeit any rewards you have yet to redeem if you or Aspiration closes your Aspiration Zero account for any reason.
Similarly, Aspiration will not allow you to earn or redeem...
Share your insights and review the Aspiration Zero
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Joshua @joshuac_155
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1 Star Rating
Should be illegal for them to remain in business. Opened my line @ $17k, charged a small balance and paid the minimum for 3 months. Card was randomly blocked, had to call a dozen times to get a resolution, and the only way they were willing to unblock the card was by lowering the limit to $6100.
This account was then closed 4 months later, after keeping all payments on time.
If you do not plan to pay the balance in full every single month, plan to have your card privileges revoked and the card marked as closed on your credit report.
This is a shady business and I expect them to close doors soon.
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Patrice Edwards @PattyAward
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1 Star Rating
Worst customer service. They blocked my card for no reason and then won't unblock it. They won't answer their phone. They won't even send me a new credit card. That company sucks.
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Nicholas W Williams @williamsnick461
Same thing happened to me
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Joshua @joshuac_155
Same with me. This company should go out of business for their practices.
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Nicholas W Williams @williamsnick461
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5 Star Rating
High credit limit! I! $10,100. I opened up and Aspiration checking account a few years back whenever it first came about. Even though I hardly used the spend account, opened up an Aspiration zero credit card and they gave me a starting limit of $10,100.
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donnismoore946 @donnismoore946
What’s the daily spending limit please
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jacquin_alban @jacquin_alban
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2 Star Rating
I got both the debit and credit cards to save the planet and I was excited. But they do not do the banking 101 correctly so I am out. Too bad! - recurring transfers stopped working after a year and they are still working on it, which causes overdraft and missed payment issues on my checkin account - it is actually a known issue that many customers have apparently - I received the credit card and made a large payment with it. They told me it was over the daily limit so I needed to make a payment in two installments (paying furniture and paying shipping twice in that case, nope) and after escalating there was nothing they could. I told them I would quit if they do not solve or at least offer compensation which they did not. So even though I made all my research to get as green as possible in my banking and landing on them, I have to go. #1 thing on banking is trust and they lost mine. So will look for another environmentally minded bank that actually masters the hygiene factors of banking
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+ 6 users submitted a rating without writing a full review
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