The Avant Credit Card is a reasonably priced unsecured credit card for people with fair credit, charging a $39 annual fee with no monthly fees, no initial fee, and no deposit needed. The Avant Card also gives cardholders a credit limit of $300 and reports account information to the three... show more
Can't find what you are looking for? Submit your question about Avant Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can log in to your Avant Credit Card account by going to the login page on the Avant website or mobile app and entering your username and password in the appropriate fields. Then, click “Log In” to access your online account.
How to Log In to a Avant Card Account
Go to the Avant Card login page.
Fill out the username and password fields with your credentials.
Click “Log In” to access your account.
After you have logged in, you'll be able to manage your Avant Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Don't remember your password?” on the Avant login page. Then, just follow the prompts to reset or retrieve your username or password.
The easiest way you can reach the Avant Card customer service is by signing in to your online account or by completing Avant's contact form. Alternatively, you can contact customer service over the phone at (855) 752-7012. But there are several other ways you can get in contact...
To get pre-approved for the Avant Card, fill out the pre-approval form online or enter a promotional code from a pre-approved mail offer. The issuer requires all potential applicants to get pre-approved before submitting an application. Pre-approval uses a soft credit pull, which does not affect your credit...
You can check your Avant Card balance online or over the phone at (855) 752-7012. Alternatively, you can check your Avant Card balance through the Avant mobile app for iOS or Android.
The Avant Card credit limit can be as low as $300.
If your Avant Card's limit is less than what you want, you can call (855) 752-7012 and request a credit limit increase at any time. Avant may also periodically review your account for an automatic credit...
To request an Avant card credit limit increase, log into the Avant website or mobile app and follow the instructions on the self-service dashboard. Avant credit card users can request a credit limit increase at any time, though the odds of approval are best if there's a history of on-time...
Your Avant Card approval odds are good if you have a credit score of 640+, which is considered fair credit. Approval odds for the Avant Card will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ years old with a...
Share your insights and review the Avant Credit Card
5
24%
4
14%
3
11%
2
12%
1
39%
2.7
195 reviews
195 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Stella Esther @04_macrame_drone
Report Abuse
1 Star Rating
Verified Customer
Update: As of 10/18/22 4 months after opening this card I was suddenly decreased from my initial 1k limit to 300$ without notice. Perfect payment history, never late, paid in full and after contacting customer service… they only said that I will receive a letter. I just received that letter today 10/26/22 and it states that I have insufficient credit history. Makes NO sense! Strangely enough I have 2 Auto loans paid in full, 4 credit cards that have under a 25-30% utilization combined never late average age of credit is 9 years, nothing negative. All My fico scores across the board are now between 700-730 and even my Capital one Quicksilver reward card for good/excellent credit received a 2000k increase without me asking as well 2 of my other revolving cards have increased me after their periodic review of my accounts and credit reports. I Paid my Annual fee the month after using the card upon opening it. I used not all of the limit but whatever I did use, I paid in full not allowing myself to incur interest and that’s another problem with this card. When a credit card decreases your limit it can look as if you are a possible “credit risk” and THIS WILL negatively impact your credit utilization and credit report and scores. This is supposed to help build credit and suddenly decreasing so many good customers limits who are really working hard to rebuild their credit it a smack in the face.
Not keeping this card. I take back that original review I wrote:: I’m really happy so far with my Avant credit card. I paid off the purchase I made in full and got a statement credit reward before the statement closed. I like the convenience of the app to pay and set it on auto payment so I stay on top of my credit. The only reason I didn’t give this card 5 stars was because I haven’t been able to reach them by phone ever since I opened the account. I was on hold twice for 40 minutes one time and 25 min the other time so I gave up. Hopefully they improve this. Other than that, the app is awesome and I’m excited my score rose 36 points after opening this card. Beware
show more
show less
Comment
0
0
Emily @emilylawless
Report Abuse
1 Star Rating
Verified Customer
Worst ever. Do not do it. Applied and was approved January 2023. Card was sent out supposedly on 2/2. I suddenly had to move for work purposes and did a forward address through USPS. March 3rd and still haven’t received it. I have been going back n forth with customer service for a week now asking them to please close the old card in case someone got ahold of it and to reissue a new one to my new address. Every time I call I verify my date of birth, social and email address. This is not enough for them to send a new card with new number to the new address apparently. So I send in a bank statement with my name and matching NEW address. However, I just sent the header in as I don’t feel they need to see all of my transactions. Apparently this is not acceptable for them to reissue a card to the new address. I also sent in a photo of the envelope from my bank which was addressed to me with the new address and had their return address information printed on the envelope. Still not enough for them to send a new card. So here I am with an account with open credit and no card and sending them perfectly valid bank documents with name and address and they still won’t send a new card. Their excuse is we need to see all 4 corners of the document. Unacceptable for them to want to see all of my banking transactions. The header had a balance and the last 4 of my checking on it plus my name and new address which I was even skeptical to send in. It seems like they are looking for personal information that is none of their business instead of just proof of new address. Seems super shady. I’ll be closing my account update: sent in the entire bank statement page so they could see all 4 corners but blacked out the transactions. They said still not valid but I could send in the official USPS forwarding document. I forwarded them official confirmation email with my old and new address on it and they also said it wasn’t valid. I truly feel this company is scamming and not sending cards and doing who knows what with them. Regardless of what document I send in, they reply with a reason it is not valid.
show more
show less
Comment
1
0
Godishope1912 @Godishope1912
Report Abuse
2 Star Rating
Verified Customer
Customer Service is the Worst I was approved for this card and the card sent to me. Then the nightmare begin. After receiving the card I call then and they could not find my account. Called about 6 times still couldn’t find my account. After telling me six different answers as to why they couldn’t find my account. Kept telling me to call back. Then I finally spoke with a supervisor who finally found my account and told me my new Avant Master Card which I had never used and just received was frozen and I could not use it. Asking why, she told me I needed to verify my identity, originally would not have been a problem but they never contacted me in anyway to tell me this is what was needed and and they had already sent me the card. I have other cards and never have experienced anything like this. Most major card companies ask for proof of identity before releasing the card. Sent requested documentation still have not released the card for use. I do not recommend this card. They need to train customer service team on how to treat customers. They are nasty and rude. What company sends a card and then ask for proof of identity after sending the card. What’s wrong with these people?
show more
show less
Comment
2
0
Emily @emilylawless
They are doing the same to me. Was approved and never received the card until I verify. I’ve sent in multiple documents and they reply to each one why it’s not valid with reasons such as we can’t see all 4 corners of the page or something ridiculous
show more
show less
Comment
1
0
Roman @czroman
Report Abuse
5 Star Rating
Verified Customer
This card is useful for purchases as I get 2% cashback on each one so I will use this card to purchase my groceries gasoline for miscellaneous items shopping at Lowe’s etc.
show more
show less
Comment
1
1
Luther Ludwick @lludwick59
Report Abuse
1 Star Rating
Absolutely the worst card ever! Received an email that my credit limit was being increased and it was actually decreased. I called and spoke to a number of people in customer service and they could not give an explanation. I had paid the entire balance on time every single month that I had the card! I informed them to close the account since they could not give any explanation whatsoever. A week later, I received another email with their apology that the decrease was a "technical error" and my credit limit should have been increased. After call again, I was informed the only way they could reopen my account was for me to apply again. Ridiculous considering the entire episode was the fault of Avant....Never again!!
show more
show less
Comment
1
0
Aaron Stevens @Aoslowes
Report Abuse
1 Star Rating
The worst of the worst. Customer service is trash. This is predatory lending at its finest. As soon as you activate the card you're hit with a mandatory $59 fee that comes out of your available credit. Run away from this high interest, high fees, POS company.
show more
show less
Comment
1
0
deitz rudisill @tarheelbrn
Report Abuse
1 Star Rating
Today is January 8,2023 and still have not received card since November 28,2022..terrible company, can never get answers to questions I have Was approved on the 28th of November..Now I guess it is because of Web bank out of Chicago.. Not a bank with a good reputation. If I ever get the card I will never activate or use the card..So with that being said no annual fee
show more
show less
Comment
1
0
Emily @emilylawless
Same here. Approved January 30th still have not received a card as of 3/24. I’ve called multiple times and they will not resend the card unless I send them a bank statement with all the information showing and a like 10 other ridiculous documents they don’t need to see. Never again
show more
show less
Comment
0
0
f_mandaglio @f_mandaglio
Report Abuse
1 Star Rating
The Avant Card payment system is broken. They hold your payment up to 10 days. They will NOT credit your Available credit until they want to. They will NOT add money to the credit available if you pay the card in full. If you only pay the minimum balance, then the will put the credit down within 24 to 48 hours.
This means that Avant Credit Card issued by Web Bank may be breaking banking laws depending on your state.
On December 2, 2022, I paid a portion of the balance. On December 3, 2022, I was able to use the card. Now I paid on December 31, 2022, and I still have not got may darn payment shown as my credit available.
Avoid this credit card company at all costs if you can. And if there are other cards owned by Web Bank, I would avoid them also.
show more
show less
Comment
1
0
lindatrempe25 @lindatrempe25
Report Abuse
1 Star Rating
Verified Customer
This card initially gave me a $3000 credit limit. I paid early every month, though not always the full balance due. On about the 5-6 month I saw a drastic change in my credit utilization score and credit score and it was because without warning they had suddenly cut my credit limit in half to $1500. My score was in the fair range before this and now I’m fighting to get my credit score out of bad credit range. I highly recommend reading reviews of this card before applying. I applied for it after getting a pre-approval invitation
show more
show less
Comment
1
0
Tara Graham @tgraham603
Report Abuse
1 Star Rating
HORRIBLE card, awful, rude customer service. Deceased my credit limit out of the blue after only having the card a few months, which put me over my "new limit". Very shady business practices, 0/10 do NOT recommend. I cut it up and after I pay it off will cancel.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
