Ballard Designs Credit Card

Ballard Designs Credit Card
Info about Ballard Designs Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactAccepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Receive a $50 Reward Certificate when you open and use your new card within the first 60 days.
Earn 1 point (10% back in rewards) for every $1 spent in net purchases.
Get a $25 Ballard Designs Reward Certificate for every $250 you spend.
20% off for your birthday every year.
Choose between 10% back in rewards or special 12-month financing on qualifying purchases.
You may redeem a maximum of 5,000 Points per billing cycle.
Points accrued under this program expire one year from the date they are earned.
APR on Purchases
0% intro APR for 12 months, 29.99% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Ballard Designs Credit Card Pros & Cons
No membership fees
$50 initial rewards bonus
Qualify with fair credit
High regular APR
Deferred interest
Ballard Designs Credit Card's Additional Info
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | No |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Deferred Interest Details: No Interest if paid in full within 12 months on qualifying purchases of minimum $599.
Questions & Answers
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