Accepted Credit Score
Bad Credit
Accepted Credit Score
Bad Credit
ONE-TIME FEES |
---|
None |
ANNUAL FEE |
$0 |
MONTHLY FEE |
None |
REGULAR APR |
---|
23.99% (V) |
GRACE PERIOD |
25 days |
Credit line $300-$4,900. Your maximum credit line is determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established. |
Important account information is shared with the 3 major credit bureaus helping you to establish a credit history that could benefit you now and in the future. |
Your account will be reviewed periodically and, based on your overall credit history, you may qualify to have your security deposit returned. |
Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option. |
Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking. |
MAX LATE FEE |
$40 |
---|---|
MAX OVERLIMIT FEE |
None |
MAX PENALTY APR |
29.99% (V) |
FOREIGN TRANSACTION FEE |
3% |
SMART CHIP |
Yes, chip-and-signature |
Bank of America® Cash Rewards Secured Credit Card is an Editor's Pick for:
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Last updated on: March 1st, 2021 at 14:57
Bank of America® Cash Rewards Secured Credit Card is an Editor's Pick for:
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Mar 1st, 2021 at 14:57 ET