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Bank of America® Travel Rewards credit card

25,000 online bonus points

after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Apply Now

Annual Fee

Rewards

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.

Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.

If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.

APR on Purchases

See Terms intro APR for 15 billing cycles, See Terms APR after that

Balance Transfer

APR: See Terms

Balance Transfer Fee 3% (min $10)

Editor's Take

by John Kiernan

June 30th, 2022

Bank of America Travel Rewards credit card Pros & Cons

25,000 points initial bonus ($250 in travel)

1.5 points / $1 spent

No annual fee or foreign transaction fees

User-friendly travel rewards redemption

Very high regular APR

Requires excellent credit

Bank of America Travel Rewards credit card Review

View 1172 User Reviews

Bank of America Travel Rewards credit card's Additional Info

cash advance fee

See Terms

cash advance APR

See Terms

foreign transaction fee

smart chip

Yes, chip-and-PIN

max late fee

See Terms

max overlimit fee

max penalty APR

29.99% (V)

grace period

See Terms

Apply Now

at Bank of America's secure site

Contactless Cards - The security of a chip card, with the convenience of a tap.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Apply Now

at Bank of America's secure site

Questions & Answers

Can't find what you are looking for? Submit your question about Bank of America® Travel Rewards credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

What are the best Bank of America Travel Rewards credit card promotions?

Upvotes

Lisa Cahill, Credit Cards Moderator

The best Bank of America® Travel Rewards credit card promotion is an initial bonus of 25,000 points. To get this Bank of America Travel Rewards credit card promotion, cardholders must spend $1,000 in the first 90 days. There are a few other notable Bank of America Travel Rewards credit card promotions to take advantage of as well.

Bank of America Travel Rewards credit card Promotions for July 2022

An initial bonus of 25,000 points
An introductory APR of See Terms for 15 billing cycles on purchases
25% to 75% more points on every purchase as a Preferred Rewards member
A 0% foreign transaction fee

Capital One Venture Rewards Credit Card

Bank of America® Premium Rewards® credit card

(1,172)

(2,654)

(23)

Purchase Intro APRSee Terms for 15 billing cycles

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APRSee Terms

Regular APR17.49% - 25.49% (V)

Regular APRSee Terms

Rewards Rate1.5 points / $1

Rewards Rate2 - 5 miles / $1

Rewards Rate1.5 - 2 points / $1

Apply Now

Bank of America Travel Rewards credit card Video Review

Bank of America Travel Rewards credit card Reviews

Share your insights and review the Bank of America® Travel Rewards credit card

3.1

What's Your Rating?

Jake Peral
December 18, 2014 • @JPeral242

The Bank Americard Travel Rewards Credit Card has a decent interest rate and lets you use reward points towards airline miles.

Compare to the Delta Travel Rewards card and you have a card that's a little more well-rounded.

It's a good card though, especially if you travel.

Comment

Alex Borgstein
November 25, 2014 • @alexb1

If you're looking to do a lot of travelling, the Bank Americard Travel Rewards Credit Card is a great option.

Zero foreign transaction fees, a very competitive interest rate, and lucrative reward points make for a great card.

Compare this to the Capital One Quicksilver which has a higher permanent rate, not nearly as many rewards, and foreign transaction fees.

If you're going to be travelling, you can't do better than the Bank Americard Travel Rewards Credit Card.

Comment

Samantha Grant
November 7, 2014 • @samantha_grant_75

The BankAmericard Travel Reward cards looks like a good credit to have with many features that are not offered by other cards. I have two credit cards, one through Chase and one with Discover, and they both only offer 1% cash back on purchases. I also like how they offer an annual 10% customer bonus point if you have a Bank of America account because many people do have bank accounts where they have credit cards and so it's a nice reward.

Comment

Zaakirah Muhammad
November 7, 2014 • @zaakirahm

The BankAmercard Travel Rewards Credit Card is pretty impressive. This card seems like the perfect option for people who are consistent travelers like my parents. The amount of points you get that can be used for future travels is pretty impressive as well. I like that you can use it for not only planes and hotels but cruises(which is not something you see everyday). I can see that it sucks you can't translate the rewards to cash but I would rather travel to be completely honest.

Comment

Angela Siegfried
February 10, 2016 • @angelas_28

It does allow translating to cash rewards although not as much as the travel rewards.

Comment

Sam Kirby
November 3, 2014 • @sam.westhoff.96

I like the rewards and how they waived my first late fee.

Comment

Justus Jackson
October 10, 2014 • @alex.uchiha.5074

The BankAmericard Travel Rewards Credit Card looks like a great credit card and I would like to apply for it. I use my credit cards to pay for most of my items, and I really like that I can get 1.5 points for every dollar that I spend, which is more than my current credit cards offer me. I also travel pretty frequently, as I have family members that live out of the country, so earning more points by using it on airline purchases is very beneficial to me. I also like that there are no foreign fees with this card.

Comment

McKenzie Thompson
September 4, 2014 • @mckenzie_thompson_9

This has been a good card for me, although the customer service which comes with it has by far been what sets it apart from my other cards/experiences. It takes awhile to rack up enough points for rewards to kick in, but travel rewards are only one vein of rewards available with this card, so I can't complain.

Comment

AL Diaz
August 24, 2014 • @ald3

i think this TRAVEL card requires the Highest Excellent Credit from all the B O A cards, NOT everybody will be able to get it, i DON'T like that i can only get the rewards towards TRAVELING expenses, i want CASH!...

Comment

Angela Siegfried
February 10, 2016 • @angelas_28

You can convert rewards to cash as of 2.1.16. (don't know if this is a new feature or not).

Comment

Lindsay Custer
August 19, 2014 • @lindsay.custer.9

I applied for the travel rewards card to use while living overseas (Japan) for one year. It seemed like a good deal at the time. Beware when you try to use it overseas! When I arrived in Japan it worked fine for a couple weeks. Then one day I tried to make a small purchase of about $15 and it was declined. Went to another store and the same thing happened. I contacted B of A and was told that the card was declined because the amount was inconsistent with my previous purchase patterns. What??? I had only used the card for about 2 weeks at that point. Are my purchasing patterns established in a two week time frame? I asked for the restrictions to be removed and was told it was impossible. I would have to call each and every time the card was declined. Ridiculous. The support that I received was totally inadequate and given that I was overseas I was not able to call easily to talk to someone who could fix the problem. A major pain in the neck..

Comment

Suzie Gorke
August 12, 2014 • @sgorke1013

The BankAmericard Travel Rewards Credit Card seems like a great card for someone who does a lot of international traveling. The rewards are great for a traveler and has a lot of perks in that area. The requirements to get this card includes having a very high credit rating, which is hard to obtain these days. Also, the late fees seem to be very high and that can be very frustrating. I have a Chase Freedom card and it also has a rewards system, that when purchasing goods you get a percentage back. With that card, though, there are a lot more opportunities to get that cash back pretty easily.

Comment

Review Bank of America® Travel Rewards credit card

Expert Thoughts on Bank of America Travel Rewards credit card

To help potential applicants learn more about the Bank of America Travel Credit Cards, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.

Bank of America rewards credit cards give bonus rewards to BofA banking customers; are there any other benefits to having a credit card and a checking/savings/investment account from the same bank?
Why does the BofA Travel Rewards Card have a special initial rewards bonus for online applicants?

Akash Dania
Ph.D., Professor of Finance, Editor-in-Chief, Accounting and Finance Research, College of Business, Delaware State University
Read More

Jacqueline R. Jaeger
MBA, Certified Financial Planner, Adjunct Business Faculty and Insurance CE Adjunct Instructor, University of Dubuque, Adjunct Instructor, Community Educators, LLC
Read More

Carlin A. Nguyen
Ph.D., Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles
Read More

Dwayne D. Gremler
BGSU Distinguished Teaching Professor, Department of Marketing, College of Business Administration, Bowling Green State University
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Kevin McEvoy
Ph.D., Assistant Professor In-Residence, Marketing Department, University of Connecticut
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Christopher Lynch
Finance Instructor, University of Delaware Lerner College of Business and Economics
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Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

Editor's Take

Bank of America Travel Rewards credit card Pros & Cons

Bank of America Travel Rewards credit card Review

Bank of America Travel Rewards credit card's Additional Info

Questions & Answers

Bank of America Travel Rewards credit card Promotions for July 2022

Compare The Bank of America Travel Rewards credit card

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Bank of America Travel Rewards credit card Video Review

Bank of America Travel Rewards credit card Reviews

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Expert Thoughts on Bank of America Travel Rewards credit card

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