after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
APR on Purchases
See Terms intro APR for 15 billing cycles, See Terms APR after that
Contactless Cards - The security of a chip card, with the convenience of a tap.
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This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Can't find what you are looking for? Submit your question about Bank of America® Travel Rewards credit card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
To check your Bank of America Travel Rewards credit card balance, log in to your Bank of America account online or call credit card customer service at 1-800-732-9194. It's also possible to check your Bank of America Travel Rewards credit card balance through the Bank of America app or by texting BAL to 692632.
How to Check Your Bank of America Travel Rewards credit card Balance
Online: Log in to your Bank of America account to see your Bank of America Travel Rewards credit card card's balance.
By Phone: Call 1-800-732-9194 and follow the prompts to have the automated system read your current balance.
By App: Log in to the Bank of America app. Your credit card balance will be shown on the home screen.
By Text Message: Text “BAL” to 692632. If you haven't already, you'll need to log in to the Bank of America website and enroll in text banking for this to work.
It's a good idea to keep an eye on your Bank of America Travel Rewards credit card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
Bank of America Travel Rewards credit card Video Review
Bank of America Travel Rewards credit card Reviews
Share your insights and review the Bank of America® Travel Rewards credit card
5
15%
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24%
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33%
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22%
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7%
3.1
1,172 reviews
1,172 reviews
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Alyssa Merrill @alyssa_shabadabadingdong
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3 Star Rating
I like that this card offers bonus points by signing up, but it has a transfer fee. None of y credit cards have had transfer fees in the beginning.
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V.J. Jain @rampage76
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5 Star Rating
I just signed up for this card after doing some quick math about the rewards offering. It is a no-brainer. I've been a BOA banking customer for about 15 years. A few years ago, they offered $600 to open an investment account with ML Edge, so I did. Three days ago, I logged into my BOA account and they said I qualified for benefits as a Preferred Rewards Platinum Honors Client, which included a 75% bonus to their credit card awards. So, for this BankAmericard Travel Rewards, for every dollar spent, I earn 1.5 standard points + 75% bonus + 10% bonus points = 2.89 points/dollar minimum. That beats my Chase Sapphire Preferred and my Barclaycard Arrival which pays 2.14 points/dollar including their redemption bonus. And the BankAmericard are free with no annual fees! I signed up for the Cash Rewards one too just for Gas and Groceries since it effectively pays me 5.78% on gas and 3.85% on groceries, 1.93% on all others. And both of them give you $100 statement credit after spending 500$ in the first 90 days. These two new cards are now without a doubt, the best credit cards I have. It's amazing to see BOA offering such great rewards on their credit cards.
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Steve Joselson @stevej13
How is it booking the airline travel thru BoA travel vs doing it yourself? I am worried they wont find me the best rate.
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Rob Padgett @rob.padgett
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4 Star Rating
Really a rather standard credit card. The interest rates, late fees, cash advance fees and reward points accumulation is very similar to my Capital One Quicksilver card. However, the reason I give this card a 4th star over a 3 star rating is the 10% customer bonus points on total purchases with a Bank of America account! the maximum penalty APR is 29.99%, which I find a little excessive, but pay the bill on time and no worries.
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Dan Frei @danf2
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5 Star Rating
Solid 1.6% awards ( if you are a BoA checking customer ) on everything applicable to travel rebates ( a lot of things count as travel, including bus fares, amusment parks and other things, so its no problem finding things to use it on ). I mostly got it to save on foreign transaction fees before a trip, as I was worried my Discover It card (which I usually use) would not be as accepted as Visa abroad.
It wasn't that hard to qualify IMO, maybe because I'm a BoA customer. I only had about one year of credit history at the time, my fico was somewhere around 710, I had a pretty good balance with BoA. Yea the late fee is high but BoA makes the online auto bill pay pretty easy. I think $100 is an OK sign bonus for a card with no forex fee/annual fee.
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Futballer Calcio @futballer.calcio
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3 Star Rating
I very much enjoy the no annual fee, but the late fee seems pretty high. The 24 hour assistance is a great feature, however, as well as the initial bonus of 10,000 points. A very high credit history, however, is needed to get this card.
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Joshua David @joshua.david.16503323
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5 Star Rating
What was I thinkin', oh yeah, no FTF, No AF, no fees whatsoever, what a great card-!! Kidding right? Looks like others who chimed in with less than 5 stars do NOT have this card, or does not have perfect credit history, never traveled outside the USA, or just grumpy irresponsible...never mind, that's another subject, but COME ON-!! Cannot beat this card....works for me-!!!
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Nichole Olson @nichole.olson.127
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4 Star Rating
Compared to other cards (MasterCard, Visa), the BankAmericard Travel Rewards Credit Card has a number of benefits: no annual fee, fairly low interest rate, 24-hour travel assistance, and a decent rewards program. I also really like the overdraft protection! The one major downside is that it requires you to have a pretty good credit score to qualify.
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Amy Eldridge @amyodineal
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3 Star Rating
Compared to other cards, this card isn't overly impressive. It's okay, but you have to have an excellent credit score to obtain it, not to mention the late fee is a bit excessive. It looks like it would be a great card for foreign travel, but if you're not doing a lot of that, what is the point in having it? I do like that it has the shopsafe feature, however. It never hurts in this day and age to have an extra layer of safety.
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Tatiana Joseph @tatiana.joseph.94
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1 Star Rating
Well, one thing I don't like about the card is the max late fee, I don't really like it that much and I don't really see anything interesting at all about the card also. I am comparing it to Chase Freedom - $100 Bonus Cash Back and by looking at it it's way better to have than this card in my opinion.
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Skye Harris @HerPrincessSkye
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3 Star Rating
The BankAmericard Travel Rewards Credit Card is an interesting card. It's not horrible, but it does require that you have a good credit history, and if you have one of those, you'll probably go for a card with a prettier rate than this one. The benefits of this card are nice, but there are much better. I'm not sure why anyone would choose this card over others, considering the credit history rate to benefits ratio is pretty terrible. On the flip side, if you travel a lot (and I mean A LOT), this card would be amazing for you. The perks for travel are wonderful, as well as the rewards.
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Angela Siegfried @angelas_28
Which ones are better? (Nobody is saying.)
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Review Bank of America® Travel Rewards credit card
Expert Thoughts on Bank of America Travel Rewards credit card
To help potential applicants learn more about the Bank of America Travel Credit Cards, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
Bank of America rewards credit cards give bonus rewards to BofA banking customers; are there any other benefits to having a credit card and a checking/savings/investment account from the same bank?
Why does the BofA Travel Rewards Card have a special initial rewards bonus for online applicants?
Akash Dania Ph.D., Professor of Finance, Editor-in-Chief, Accounting and Finance Research, College of Business, Delaware State University Read More
Jacqueline R. Jaeger MBA, Certified Financial Planner, Adjunct Business Faculty and Insurance CE Adjunct Instructor, University of Dubuque, Adjunct Instructor, Community Educators, LLC Read More
Carlin A. Nguyen Ph.D., Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles Read More
Dwayne D. Gremler BGSU Distinguished Teaching Professor, Department of Marketing, College of Business Administration, Bowling Green State University Read More
Kevin McEvoy Ph.D., Assistant Professor In-Residence, Marketing Department, University of Connecticut Read More
Christopher Lynch Finance Instructor, University of Delaware Lerner College of Business and Economics Read More
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