after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase. That means you could earn up to 2.62 points for every $1 spent.
APR on Purchases
See Terms intro APR for 15 billing cycles, See Terms APR after that
Contactless Cards - The security of a chip card, with the convenience of a tap.
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This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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To dispute a Bank of America® Travel Rewards credit card charge, log in to your Bank of America Travel Rewards credit card account online and search for the transaction to dispute, or call Bank of America customer service at 1 (866) 266-0212. Alternatively, the address to dispute a charge by mail is:
Credit card billing inquiries Bank of America PO Box 982234 El Paso, TX 79998
Bank of America Travel Rewards credit card disputes are typically resolved within 60 days, though more complex issues may take a little longer.
How to Dispute a Bank of America Travel Rewards credit card Charge Online
Click "Dispute this transaction" to open an inquiry.
Check for a confirmation e-mail from Bank of America verifying receipt of the inquiry.
Before you dispute a charge through Bank of America, you should first contact the merchant associated with the charge on your card. Merchants have easier access to your purchase information and should be better able to quickly remedy the issue. If for some reason, the merchant is unable or unwilling to work with you on a disputed charge, you can then file a dispute with Bank of America.
Once you've initiated the dispute, Bank of America will then contact the merchant and review any information provided by both parties. You won't be charged for the disputed transaction, nor any associated fees or interest, while the dispute is under investigation. And you can still use your Bank of America Travel Rewards credit card as you normally would while a dispute is ongoing.
Bank of America will notify you of the outcome of the dispute after they've completed their investigation. They will either issue a chargeback to your account for the contested amount, or allow the charge to stand. If the disputed charge is ruled to be valid, you would then have to pay that amount, including any applicable fees and interest charges that accrued during the dispute, starting from the original purchase date.
Bank of America Travel Rewards credit card Video Review
Bank of America Travel Rewards credit card Reviews
Share your insights and review the Bank of America® Travel Rewards credit card
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1,172 reviews
1,172 reviews
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Mike Powe @mike_powe
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3 Star Rating
Overall, the BankAmericard Travel Rewards Credit Card is an Okay credit card; however, because it requires an excellent credit rating, it will be unobtainable for most people. The initial bonus is average considering how much they expect you to spend. If you want more bang for your buck though, there are other cards out there that will give you point bonuses if you shop at certain places.
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Angela Siegfried @angelas_28
Which ones are better? (Nobody is saying.)
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Lindsay Whitehead King @sylver882488
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5 Star Rating
The BankAmericard Travel Rewards Credit Card is not a card for everyone, since it does require a good credit history; but the benefits are great. New customers get an introductory rate of 0%. For people who use their credit card frequently, and typically pay the balance in full or carry a small balance this card is perfect. Just by using the card, you are getting money back into your pocket. The added security and travel assistance features are also a big plus.
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Thomas Burke @nick.bentley.319
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3 Star Rating
The BankAmericard Travel Rewards Credit Card is very similar to other travel type cards, but to max out the benefits you should get a Bank of America bank account as well for the added 10 percent bonus. Really similar to the Amex card, but there's some places that don't accept it and this one is on the Visa/MC network which has lower fees to merchants, so you might like this one better if you go to small corner stores and such in your travels to make sure they'll accept it. It was the one thing I didn't like with the competing Amex card, was small places or places running on thin profit margins didn't take Amex because it cost them an extra hundred basis points on their swipe rate.
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David Marcillo @davidmarcillo
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4 Star Rating
This BankAmericard Travel Rewards Credit Card is one of those credit cards that people who do not qualify point to as the ones they wish they could have. Once you get past the required Excellent credit rating, you're looking at a card with excellent reward potential. For starters, simply spending $500 within 90 days of opening the account will earn you $100 off your next travel purchase. Following that, you'll earn 1.5 points per dollar spent, which as they seem proud to say, truly is 50% more than most other rewards programs I've seen (1 point=1 dollar) Also, if you combine this card with a valid Bank of America account, you'll earn a 10% bonus to the points you've accumulated. So, if you have a Bank of America account already and you like to travel (and you have Excellent credit) this is definitely the card for you!
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Jason Budley @jason.budley
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4 Star Rating
The only real downside to the BankAmericard Travel Rewards card is being able to qualify for it, as not everyone will be able to be so lucky. However, for those that are able to get their hands on it, this will be the perfect piece of plastic for any time you need to travel. The rewards are great and are non-airline specific, making it a step up from many of the other travel cards out there.
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Angela Pacelli @Torbie
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3 Star Rating
Requiring an Excellent credit score for approval for the BankAmericard Travel Rewards Credit Card makes this card out of reach for the average consumer, and even if you're fortunate to have an Excellent rating, the incentive program will mean jack if you don't travel much. At least the added security and travel assistance features make sense considering the intended consumer base. The fact that this card allows for cash advances and credit transfers is another welcoming feature. (I do find it amusing that options mobile alerts and paperless statements are mentioned--I imagine that those are standard features for most cards.)
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Angela Siegfried @angelas_28
That comment was made in 2013. Back then it was a pretty big deal. :)
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Reggie Strange @reggie_strange_5
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3 Star Rating
The BankAmericard Travel Rewards credit card appears to be one of the most prestigious and well-acclaimed credit cards currently available on the market. It offers great travel rewards through a generous points system, 24 hour emergency assistance, paperless statement options, and even overdraft protection on linked Bank of America checking accounts. The only notable downside to this credit card is the fact that it's somewhat hard to obtain, since it is only available to consumers who have an excellent credit history. Overall, however, the BankAmericard Travel Rewards credit card is the perfect choice for anyone who has a history of stellar money management and also enjoys traveling and exploring.
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Katie Christianson @g0ktbcg17
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2 Star Rating
BankAmericard Travel Rewards Credit Card is a good deal IF you have great credit and travel a lot. The initial bonus is nice, but $100 isn’t that much when other cards are giving out $200 to $500 for signing up. The rewards are all focused on travel and consist of statement credits for those travel purchases. It is nice that is has a 10% bonus for Bank of America customers and no foreign transaction fees. If you do get this card, make sure you read all of the fine print. In my experience with Bank of America there are a lot of conditions that must be met which can get annoying fast.
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Gregory Stancil @gregorystancil
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4 Star Rating
The BankAmericard Travel Rewards Credit Card is definitely loaded with benefits and is a neat option for travelers such as myself. By simply spending $500 during the first three days, you receive $10,000 bonus points which can be used to save $100 on an upcoming trip. In comparison, the Capital One Venture Rewards Credit Card requires that one spend $1,000 during the first three months for the same benefit. It's clear that the BankAmericard is a better option during the initial period and the benefits do not stop there. The card offers 1.5 points for every dollar spent after the Intro period although this is less than the 2 points offered by the Capital One venture card. There is an added 10% annual bonus for existing Bank of America account holders which is why I consider it preferable to the Capital One card. In terms of travel credit cards, I don't think you can go wrong with the BankAmericard Travel Rewards Credit Card.
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Angela Siegfried @angelas_28
Things have changed. Now you spend $500.00 within the first three months to receive $100.00 on travel. .
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Braden Blaettler @braden_blaettler
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4 Star Rating
I love travel rewards cards. Perfect for that young professional who does not only travel a lot for business, but also for pleasure. The BankAmericard Travel Rewards card gives you $100 off of your next travel purchase. This is great, especially if you know you are going to take a trip in the coming months. This worked out well for me, as I was planning a trip home to visit my parents and after spending $500 within three months and getting the discount, my trip only cost my about $100. CRAZY. If you’re looking for a good, basic travel rewards card, the BankAmericard Travel rewards is a great candidate.
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Review Bank of America® Travel Rewards credit card
Expert Thoughts on Bank of America Travel Rewards credit card
To help potential applicants learn more about the Bank of America Travel Credit Cards, WalletHub posed the following questions to a panel of experts. You can see who they are and what advice they had to share below.
Bank of America rewards credit cards give bonus rewards to BofA banking customers; are there any other benefits to having a credit card and a checking/savings/investment account from the same bank?
Why does the BofA Travel Rewards Card have a special initial rewards bonus for online applicants?
Akash Dania Ph.D., Professor of Finance, Editor-in-Chief, Accounting and Finance Research, College of Business, Delaware State University Read More
Jacqueline R. Jaeger MBA, Certified Financial Planner, Adjunct Business Faculty and Insurance CE Adjunct Instructor, University of Dubuque, Adjunct Instructor, Community Educators, LLC Read More
Carlin A. Nguyen Ph.D., Assistant Professor of Marketing, College of Business and Economics, California State University, Los Angeles Read More
Dwayne D. Gremler BGSU Distinguished Teaching Professor, Department of Marketing, College of Business Administration, Bowling Green State University Read More
Kevin McEvoy Ph.D., Assistant Professor In-Residence, Marketing Department, University of Connecticut Read More
Christopher Lynch Finance Instructor, University of Delaware Lerner College of Business and Economics Read More
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