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Rewards%APR184Reviews15Q&AContact
RewardsAPRQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Get a $50 cash back bonus after you make $500 in purchases within 90 days of account opening.
Earn 3 points per $1 on gas, grocery and drugstore purchases for the first 6 months and 1 point per $1 on all other purchases.
Rewards start at 2,500 points.
No limit to the number of points you can earn each year.
APR on Purchases
0% intro APR for 12 months, 12.99% - 22.99% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 12.99% - 22.99% (V) APR after that
Balance Transfer Fee:3%
BankAmericard® Power Rewards® Visa Signature® Credit Card's Additional Info
Can't find what you are looking for? Submit your question about BankAmericard® Power Rewards® Visa Signature® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
How to Report a Lost BankAmericard® Power Rewards® Visa Signature® Credit Card
Call Bank of America customer service at (800) 732-9194.
Inform the customer service representative that you've lost your credit card.
Provide any requested information, such as your date of birth or the last four digits of your SSN.
Ask the Bank of America representative to cancel your old credit card and send a replacement.
You should receive a replacement card within 10 business days. When you receive your replacement card, you'll need to activate it before you can make purchases. And if there are any recurring charges linked to the old BankAmericard® Power Rewards® Visa Signature® Credit Card , make sure to update those accounts with your new card information.
Finally, it's important to note that your BankAmericard® Power Rewards® Visa Signature® Credit Card is covered by $0 fraud liability, which means that you will not be held responsible for unauthorized purchases made with your card while it's lost. You should still give your card issuer immediate notice of any unfamiliar charges on your account, though.
The BankAmericard Power Rewards credit card doesn't offer purchase protection.
If you're interested in a Bank of America credit card that offers purchase protection, I'd suggest checking out the Bank of America Premium Rewards credit card.
Bank Of America Power Rewards points are worth 1 cent each. You will get 3 points per $1 on gas, groceries or drugstores within the first 6 months of account opening and 1 point per $1 on all other purchases.
BankAmericard® Power Rewards® Visa Signature® Credit Card Reviews
Share your insights and review the BankAmericard® Power Rewards® Visa Signature® Credit Card
5
18%
4
69%
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8%
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3%
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2%
3.9
184 reviews
184 reviews
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Lisa Baer @lisanoellebaer
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4 Star Rating
Woohooo this is a pretty nice credit card!! The BankAmericard Power Rewards Visa Signature Card offers a LOT of variety in terms of rewards and that is NICE to see! I see rewards for simply spending money (which we all do) and then I see rewards for gas/grocery aaaand drugstore, which is great. I like that they initially offer 3 points for a time before they drop to the typical 1 point. Who wouldn't want money back for spending 500 dollars and I haven't seen the rewards offered, but I hope they are pretty good. I have a discover card that I've had for years, but it doesn't give me rewards like this (I get a 1 to 1 ratio for everything and that's just boring) Be careful about the cash advance, but even the APR is pretty dang good!
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Taylor Steeves @taylor.steeves.33
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5 Star Rating
Great card overall. The $5 cash advance fee is really good but the cash advance rate is a little crazy. The 90 day promotion is definitely worth doing. You get $50 back for just spending $500 in the first 3 months. The best thing that I'm not used to is getting points on gas, drug, and grocery purchases. My old first progress platinum card sucked compared to this. It had much higher rates, a yearly fee, and it didn't have an intro rate like this. On this card you don't have an intro rate on the first 12 months, which is crazy good. The biggest difference is the overdraft protection. I've been in spot where I didn't have it, and trust me, its worth it.
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Jared McCormick @JMAC10
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3 Star Rating
I've had this card since 1997. I've never run into any issues. The interest rate is started low for the introduction period, and then has gone up to industry average. There is no fee for the card, which I like. The rewards program is decent. I've used it a couple of times to get cash back. I enjoy the online banking. It is very easy to use and clear. I have another card that offers better interest rates and point systems, but this card is quite good as well. I would recommend it to anyone, especially as a starter card. to build credit.
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Chris @sharkmops
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4 Star Rating
The BankAmericard Power Rewards Visa Signature Card is a good credit card. It's rewards program is pretty decent I guess, it's not that special though and probably will get replaced if you find yourself with a more popular rewards credit card. Although the points are nice on the card, there is no limit to how many you can earn every year, and you get a bonus to the amount you earn for the first 6 months, which is nice. Other than that I find that this card is just kind of lack luster and isn't worth using over some of other cards I have.
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Jason Mercer @jasonmercer
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4 Star Rating
I have had this card since I started banking with Bank of America. I think that the rewards are some of the best in the business. Earning extra points with gas is extremely helpful and you still earn points everywhere you shop. The interest rates are pretty standard and I do not have to pay any fee for the card. It is never worth it to have to pay for the privilege to use the card. I have used this card for a multiple things like trips and vacation and its nice to take a look at the rewards after you have made some larger purchases. I usually use the rewards to buy gift cards for my friends and family for Christmas and Birthdays. Overall a pretty good card.
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Jeremy Crawford @jeremymcrawford
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4 Star Rating
I've had this credit card for a little while now. It was transferred from a Huntington Banks Credit Card about 2 years ago. I enjoy using the card and getting the Power Rewards points. It is easy to make payments on the Bank of America website. The card is accepted everywhere Visa is so it is good to have in case you have an emergency and need something quick. We use it for some automatic payment and other things every month.
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Freddie Obregón @freddieo1
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1 Star Rating
My only biggest criticism with this card (or anything Bank of America (BoA), for that matter) is dealing with the customer service—I’ve had really long wait times, been transferred from one department to another and I’ve had some of the Customer Service Representatives give me moments of silence as if I said that I have earwigs living in my brain). I really can’t wait to pay off this outstanding balance, close this card and move to another major bank that is NOT BoA nor Wells Fargo or to a card supported by a credit union. Other than that, I’ve been particularly okay with this piece of plastic. It is my first credit card that I’ve ever had (I opened it in 2004, solely for the reason that this bank is in my suburb, my paychecks were issued by this bank and that, at the time, this was the only major bank that The University of Texas allowed for online transactions). I’ve enjoyed only one of the rewards, and that is redeeming my points for cash back—I use that cash to help me pay off this debt :-)
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Brook Reily @brookr
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5 Star Rating
I have had this credit card since 2007, and I love it. I like being able to earn points when using my card, so instead of using a debit card, I use this. I just pay it off every month with my checking account. When I have accumulated enough points, I redeem them for cash which goes straight into my checking account using the Bank of America Worldpoints store. It's like being paid to spend money I would already spend anyway! It's also easy to make payments on, and the online banking is really clear and concise. I have never had an issue with my card that customer service was not able to clear up with a quick phone call.
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Lucas @LucasMS
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5 Star Rating
This card is the most recent credit card I have applied for. I applied for it because I bank though Bank of America. I was a little disappointed by my initial credit limit, but overall all the benefits of having this card outweighed the negative. Bank of America’s online banking is very convenient and easy to use. All of my accounts show up in one place; it is really easy to make payments and view my balances. The rewards on this card are also very useful. They add up really fast, and there are a lot of different options you can use them on. I just recently got a $50 gift card to Nike.com. As mentioned before, it is really easy to make payments and keep track of your balances on this card (especially if you have other Bank of America accounts). I recommend this card to anyone who has the ability to get it.
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Signe Kordus @signek
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5 Star Rating
I got this card when I started college and it’s been working out great for me. I can access the information safely and reliably online, without ever having to receive any paper from Bank of America. It is also great for traveling. I also feel very comfortable with the security precautions BoA takes in preventing credit card fraud: I often purchase items online from all over the world and don’t always have them shipped to my address, so BoA reaches out to me to ensure that it is me doing those transactions. Sometimes a purchase can be temporarily blocked until the verification occurred, this can be done easily over the phone anytime.
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Review BankAmericard® Power Rewards® Visa Signature® Credit Card
BankAmericard® Power Rewards® Visa Signature® Credit Card
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