Nov 03, 2020
sockman
Terrible. Stay away from Barclaycard. I changed the account that the cc balance was drawn from every month, however I failed to un-change the old account. This resulted in the algorithm attempting (twice) to pull funds from a defunct account. I use it for my Sling TV subscription. They got their money (on time) from the good account but still charged me a fee, which was 83% of the charge! So I canceled it. Crooks
in my book.… show more
Sep 26, 2020
Verified Customer
santiagos_5
Great credit card , great rewards. One of the best credit cards I ever have with fast cash back. Easy to monitor spending and make payments within your apple wallet.
Jul 12, 2020
Verified Customer
paul_13
Apple branded Goldman Sachs credit card Nice integration with IPhones. Apple messages geared toward minimizing debt. Simple but elegant physical card. Payments are immediately credited. Card billing cycle based on monthly expense and payment management. The only negative is if you have to deal with GS you are dealing with a bank that only cares about their risks compared to Apple that cares about having customers for life.
Jun 03, 2020
emada_5
The beat new credit card on the market. In-App controls lets you choose how much to pay to avoid interest. Alerts appear instantaneously to avoid fraud and manage your account. Rey generous limit and great customer service complete the package.
May 18, 2020
rastha2
Barclays Services going south..
I have been holding Barclays's Apple rewards card far the last 6 years.
I have made two apple purchases with few yrs of gap and all went for automatically to 0% installment plan for 18 months. And I paid on time.
Recently I made two items from Apple thru apple.com.
Before making the purchase, I called Barclays and got confirmation that I could make 0% installment for my purchases and hence proceed
with that.
When bill came in, I do not see any mention about the deferred interest purchase details also there is detail for one of the two items. Hence called Barclays, they confirmed me that my purchase is eligible for 0% installment and when the next bill comes in you would see the installment plan along with second items details.
I made the payment for 1/18th of the total purchased value before the billing cycle as advised.
The next bill comes in along with second item details but no installment plan but interest was added. This is the first time I am charged for an interest in my entire credit history.
Shocked.
I called Barclays and explained about the installment plan is missing and the waiver of the interest charges. They told me that interest charges will be waived and installment plan will be kicking in.
When the subsequent bill came in, I see the installment plan only for lowest item value purchased and big ticket item with no installment plan.
I am/was getting for every two weeks promotional email for 0% installment plan for apple purchases.
I called in before the purchases and also while making the payment.
Also I have a good track record earlier two 0% installment purchases and completely paid on time.
In spite of that Barclays did not honor the 0% installment for main item purchased.
Barclays deceives their customer by false promotional emails.
When I was going thru all the past five year card statements, I noticed that I have over paid minor amount. (around $7). After few two billing cycles(no purchases during that time, $0 Total) , Barclays absorbed that amount adding interest for the same amount and off set over paid amount with that. This is completely a cheating and defrauding their customer.
To talk about this I try calling customer care and nobody picked after waiting for more than 2.5 Hrs.
Barclays, what happened to your customer service center. Laid off every one?… show more
May 15, 2020
jennifera_238
This is my favorite card. The ease of use and app as well as convenience of payment and Apple Cash being connected make it superior.
May 08, 2020
victorm_43
One of my favorite cards, in love with the Rewards and simplicity in the app, Approve for $6500 and was able to shop right away Thank you.
Apr 26, 2020
Verified Customer
earthtrek
Easy to use, no touching cards (just your phone) or swipe/tap machines at vendors, 2% back (1% if physical card is used), after six months my limit was raised substantially so easy to keep monthly balance below 30% (that creditors like to see). Now this is my go-to card
Apr 09, 2020
victoryman_18
Simple card statement with good rewards up to 3% on Apple Products, Nicely laid out payment calculator to avoid interest fees. Nice looking metal card.
Mar 09, 2020
zubillagagmg
Easy to use, easy to pay, I have everything in my wallet in my phone, they fraction the pays you have to do every month and you can easily see how much you will pay on interest, and how much you have toy pay with no interest charged
Mar 08, 2020
brener_silva
Very fancy card and Nice cashback. I’m loving the experience of using Apple Pay and my Apple Watch tomou-a my bills. I recommend it
Mar 01, 2020
aldrick_phd
It's a pretty good card. I love having customer service at my fingertips, but you depend deeply on the Apple ecosystem to use it. The titanium card is a pretty cool flex, but there's a lack of benefits when you use it.
I mostly use it only for the purchases that qualify for 3%.
Feb 21, 2020
larryb_201
Best card every for making payments and keeping up with the interest rates. Wish all cards were like Apple Card with its simplicity and ease of use. Also, I like the fact that my card number is not on the actual card and that I don't have to use the card in order to make a purchase. I feel safe using my Apple Card for my purchases.
Feb 18, 2020
Rooroo
Incredibly convenient and I especially love using the card where Apple Pay is accepted w/ 2% cash back. I love my Apple Card and would absolutely recommend to friends, family and the good people reading this.FYI this is the Goldman Sachs Apple Card I’m referring to.
Feb 08, 2020
dgates71
I like that no numbers are on card for better security. App makes it very easy to keep up with all purchases, shows real name of store.
Feb 08, 2020
Verified Customer
keonc_7
New card with new rewards. Based at 2% when used on the Apple platform. Great physical card that gets 1%. New Categories added regularly
Feb 01, 2020
normac_1
Its the perfect card for all apple electronics, assecories, and products. You get cash back at a 1% or 5% depend on what you purchase.
Feb 01, 2020
caa12f
This is a very useful card to have it if you’re an Apple user. You received 3% bonus is just for using Apple Pay or for purchasing Apple products which is quite a lot considering the prices of some of their products also they have no late fees or other annual charges but do you charge a rather high interest-rate
Dec 11, 2019
muhammad_fazeel
They told me that 18 month financing on apple product is not available year round and they have been charging me interest on iphone that i purchased. I had impression of 18 month interest free financing and now I have been charged interest.
Dec 11, 2019
jonathanjamesharris
The Apple Card ultimately sucks. Why? Because for over 2 months since opening it, I wasn’t able to make any purchases online despite having paid off in full and having the credit limits be well above the price of the online item I tried purchasing. Goldman Sachs tech support and higher level managers had no idea why and actually to this day have never notified me that they resolved the issue on their end.
Jun 25, 2019
ctillerjr
I have had this card for over 3 years and they just gave me a stinking CREDIT INCREASE this month June 2019. Probably because I have always paid off my balance every month. They must do not like that STAY AWAY FROM THIS CARD!!!!
Jun 10, 2019
austinhigginbotham
Terrible customer service. They closed my account without telling me and i caught it less than 30 days after close. They would not re-open my account, they wouldn't transfer my earned points to a new account, they would not provide a solution other than "apply again". My credit has actually suffered now because my massive available balance is now gone. I hate this company.
May 02, 2019
tschorn
Do not use Barclay cards. I had two cards there for the last 18 years. I just had one dispute, and they have some rule that won't allow them to stick up for me. I canceled both cards and went to Citibank who did support me 20 years ago when I had my only other dispute.
Mar 15, 2019
promosatohairej
This company is the absolute TERRIBLE. They manipulate, run you in circles and literally rob blind. WORST CUSTOMER SERVICE EVER AND WORST CARD TO HAVE.
Jan 05, 2019
niyibsn
This card is an abject fraud. The only selling point which is the deferred financing is an outright lie. Customer service reps will tell you that you are set to make purchases. Fast forward to the first bill then there is an interest charge. Call them and then they tell you how the purchase had to be made 2 days later. I hope this serves as fair warning to those that are in the process
of obtaining this card and/or make an apple purchase. Rather than reversing an error(3.50) in my case they open a case. A billion dollar company will nickel and dime a consumer for 3.50 but remember that bad/negative insight from customers will cause loses of more than the aforementioned amount. I should have listened to consumers with similar problems. I am the fool however and accept responsibility for trusting the company.… show more
Oct 11, 2018
docreview4400
Barclays is a complete joke. Been with them for years and they just cancelled my card without any notification. Several declined charges and I had to call in, no explanation and terrible customer service.
Oct 06, 2018
guyileo
I just got scammed by Barclays. I used their deferred payment plan for my Macbook. They do not indicate clearly from their statements when the full amount is due. It is very ambiguous. I interpreted their statement to mean the full amount was due Oct 14. They said it was due Sept 14 and charged me all the interest. The attitude of their customer rep was "nothing we can do". Barclays is not customer friendly
as I have always found Apple to be. Watch out for any Barclays special offers.… show more
Sep 08, 2018
allymullenite89
WORST CARD CUSTOMER SERVICE AND TEAM EVER. Paid off $1,970 within the allotted time period of free interest. Got no notice of $30 being remaining on my card when deferred interest was up. I had put other purchases on this card and paid off so much of them it's not even funny. They think it's okay to charge $580 interest on the original $2,000 purchase over $30. What literal trash and scum a company is
to pocket $580 off $30. I will never support any Barclay card again after this incident.… show more
Nov 27, 2017
mhollaway88
Do not get this card if you appreciate your credit score. I may charge it up but I have always kept it below the 30% mark and out if know where they knocked my credit limit down by 4500 putting me right at Bal available of 200. I am pissed me credit score took a hit. I pay them on time all the time. They stated based on the number of cards I have they
lowered my limit. Bull I got a car and they lowered my limit. As long as I pay you off on time and more that is due why are you worried about my other credit. If you look they are paid on time also. Well I'm paying off this Bal and you guys can kick rocks. One less bill to worry about. DoNT WASTE YOUR TIME WITH BARCLAY APPLE REWARD THEY DO NOT APPRECIATE LOYALTY.… show more
Jun 29, 2017
is very terrible service and never paid late and down my credit limit 1500 to 1000 because a use some money in oder credit card and the customer service is terrible.am goin to paid to close this acount
Jun 11, 2017
Terrible service. Also, used the card to purchase a new MacBook, never used it for anything else, made on-time payments larger than minimum and after I paid the card down to approx 40% utilization - they lowered the credit limit to $100 more than current balance. This increased the % of utilization and impacted my credit score by 15 points. I will be paying off balance in the next 30 days and closing account.
Dec 15, 2016
michal_1
Barclays customer service is beyond frustrating.. so far, this card is a headache, and not worth the (incorrect) gift cards they send out!
Mar 15, 2016
glorimara1
They take long to solve disputes. I had a dispute on my account. I provided with all the required evidence, but they are sitting on the papers and not solving the case in a promptly manner.
Dec 29, 2015
alp4
Terrible service, would not ever get this credit card, I have a 796 credit score, went to apple store to get a computer and wanted to take advantage of no interest financing. Had to call them, and they said before allowing credit had to send them copy of drivers license, utility bill and bunch of other stuff. Never had a problem at Amazon or Best buy, so will not be going back to apple store
to get products. They should change providers terrible bank.… show more
Sep 16, 2015
chad
The Barclay Card Visa with Apple rewards credit card seems to offer very similar rewards that many other credit cards offer. However I am a total Apple fanatic so this is a card that I am very interested in obtaining. If I could also transfer my balances from my credit cards where I earn rewards on stuff I don't use that is a pure bonus. Whether I get the rewards in iTunes or as an
Apple gift card I don't care, it will get used quickly in either case. Beware that the interest rate may be high, so keep your balances low or paid off.… show more
Jul 08, 2015
michaele_21
Silly me. Ive known for ages that Apple products are fantastic but their ancillary lines are generally garbage. Never dawned on me to check out the reviews for Apple promoted Barclays Bank free financing. They are in the US but every bit as problematic as all offshore tech support. This card isnt even received yet and so much trouble its going to be paid off and a balance transfer to Discover card. The scary thing
is these peoples native tongues all seem to be english or one could blame their stupidity on a language barrier.… show more
Jun 10, 2015
josh.quick3
This looks like a pretty reliable cad for me. I love my apple products and this seems to fit right in. The late fee is scary but the no annual fee is nice. I eat out a lot so i would stack up on points pretty fast. If you are not an apple user i wouldnt go with this card though.
May 08, 2015
brandons_14
I don't care for Apple the way some people do, so this Apple credit card would not be for me. I suppose if you're a big Apple fan then this card would be perfect for you but from my past experience with Apple, they are way too nosy and I don't like nosy people being involved in handling my money. I never really understood all the reasons for all of the different fees but it
seems like Apple is sticking to their guns and charging out the Wazoo as usual. I'd be wary of this card.… show more
Apr 23, 2015
maxj1
As an Apple nut I love this card. The Apple Credit Card was a great way for me to get a new Macbook and have plenty of time to pay it off before the intro rate expired. Plus it has a lot of really good rewards points. 3 for every apple purchase, 2 for every restaraunt, and 1 for everyone else. Obviously you get the most bang for your buck if you do a lot
of apple shopping but even without that this is a pretty good card. The interest rate and terms are pretty good to.
I also have a Discover card but it only gives me a flat 1 point for each dollar rather than a variable scale with this. If you're an Apple nut, this card is awesome. But even if not, it's still pretty good.… show more
Apr 18, 2015
anthony.jacobson.712
Barclay card is probably the worst card company to have to deal with . I have several other credit cards with zero balances and the declined me because I have other cards. The guy stated my credit is fine and your not maxed out on the debt to income. But we cant approve you because you have several other cards. I dont recommend going through this card.