WalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfersNo rewardsNo initial rewards bonusBalance transfer feeForeign fee
We're sorry, but the BB&T Bright™ Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review BB&T Bright™ Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Excellent Credit
$0
0% intro APR for 15 months, 11.24% - 20.24% (V) APR after that
0% intro APR for 15 months, 11.24% - 20.24% (V) APR after that
Balance Transfer Fee
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
Foreign fee
| cash advance fee | 3% (min $10) |
| cash advance APR | 22.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $38 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Zero liability on unauthorized purchases.
Use U by BB&T®, a customizable online and mobile banking experience, to monitor your BB&T and non-BB&T accounts, pay bills, set and track spending, manage your receipts and more.
Take advantage of travel and emergency assistance services and auto rental collision damage waiver.
Get important account alerts by email or text.
Monitor your credit with VantageScore®, provided by Equifax®.
Earn Cash Back when shopping with your card on BB&T Deals.
Can't find what you are looking for? Submit your question about BB&T Bright™ Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Bright Card is only designed for people with excellent (750-850) credit.
Thus, as you do not have a credit history you will not get approved.
We advise you to apply for a credit card designed for people with no credit. Please find a list of cards here.
The minumum credit score to be approved for the BB&T Bright Card is 750.
You can set up autopay for your BB&T Bright™ Credit Card from your online account, or by giving customer service a call at (844) 487-8478. You can also do it in person, at a Truist branch. Once you're enrolled, Truist will withdraw the payment amount from your linked bank account on the scheduled date.
How to...
Unfortunately, you cannot get pre-approved for a BB&T Bright™ Credit Card as the card is no longer available for new applicants. In the past, you could check for a BB&T Bright™ Credit Card pre-approval by using Truist's online pre-approval tool.
Generally speaking, getting pre-approved for a credit card indicates that your chances of being...
If you lost your BB&T Bright™ Credit Card, call BB&T customer service at (844) 487-8478 and report the lost card. You can also do that in person, at a local branch. The issuer will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost BB&T Bright™...
You can log in to your BB&T Bright™ Credit Card account by going to BB&T's online page. After that, head over to the “Sign in” button located in the top right corner of the page. Introduce your credentials and then click “Sign in”.
How to Log In to Your BB&T Bright™ Credit Card Account
You can get a BB&T Bright™ Credit Card cash advance by following these steps:
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Offer last updated: Jun 1st, 2023 at 11:40 ET
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