I HAVE NEVER HAD A PROBLEM WITH ANY CREDITS CARDS.
8
UpvotesReply
Bed Bath & Beyond® Credit Card
Bed Bath & Beyond® Credit Card
Info about Bed Bath & Beyond® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards348Reviews12Q&AContactRewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Receive a $60 Reward certificate in your first billing statement, when you apply, are approved, and make a purchase the same day at Bed Bath & Beyond®. $125 minimum purchase.
Get a $25 off $100 coupon when you receive your card.
Earn 5% back in rewards for every $1 you spend at Bed Bath & Beyond®, buybuy BABY® Christmas Tree Shops® and That!®, Cost Plus World Market® and Harmon Face Values.
Earn 2% back in rewards for every $1 you spend on gas and groceries and 1% back in rewards for every $1 you spend anywhere else Mastercard® is accepted.
Receive a $10 Reward Certificate for every $10 you earn.
Get a $25 and an additional $75 Gift Certificate when you spend $1,000 and $6,000 in the first 6 months anywhere Mastercard® is accepted outside of Bed Bath & Beyond®, buybuy BABY®, Christmas Tree Shops®, and That!®, Cost Plus World Market® and Harmon Face Values.
APR on Purchases
0% intro APR for 6 - 12 months, 14.24% - 24.24% (V) APR after that
Balance Transfer
APR: 26.99%
Balance Transfer Fee
Editor's Take
Bed Bath & Beyond® Credit Card Pros & Cons
No membership fees
up to $145 discount initial rewards bonus
Bonus categories
Reports to the three major credit bureaus
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Requires good/excellent credit
Bed Bath & Beyond® Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 27.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Deferred Interest Details: No interest if paid in full within 6 months on purchases between $250 and $500, and 12 months on purchases over $500.
Questions & Answers
Don't see what you're looking for? Submit your question about Bed Bath & Beyond® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
Does the Bed Bath and Beyond Credit Card do a hard pull?
7
UpvotesReply
Peter Fox
Yes, the Bed Bath and Beyond Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Bed Bath and Beyond Credit... show more
How can I apply for this card?
7
UpvotesReply
Can I use my Bed Bath & Beyond Credit Card anywhere?
6
UpvotesReply
Derek Meadows
You can use your Bed Bath & Beyond Credit Card anywhere. It's a Mastercard and those are accepted pretty much anywhere in the U.S. and abroad.
How do I apply for this credit card?
5
UpvotesReply
How can I pre qualify for the Bed Bath and Beyond credit card?
3
UpvotesReply
James bronzz
There's no way to prequalify for the Bed Bath & Beyond credit card. Unfortunately, that stands for most Comenity Bank credit cards. So best way to tackle this is to check your credit score in advance. If you have at least 700, which is good credit, give it a shot.... show more
Can I use this card in other stores?
3
UpvotesReply
How long does it take to get the Bed Bath & Beyond Credit Card?
2
UpvotesReply
Peter Wallace
Your Bed Bath & Beyond Credit Card card will arrive within seven to 10 business days.
That's just an estimate and consumers usually don't have to wait that long to get their credit cards. In many cases, you can receive your new card in the mail in five business days... show more
How can you use the credit card for gas?
2
UpvotesReply
Can I use a gift card to make a payment at Bed Bath & Beyond?
1
UpvoteReply
Lisa Cahill
You can use a gift card to make a payment at Bed Bath & Beyond.
Other Bed Bath & Beyond Cards
Bed Bath & Beyond® Credit Card Reviews
Share your insights and review the Bed Bath & Beyond® Credit Card
3.0
348 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
1 Star Rating
I recently paid my balance in full on this card and was still charged interest on a zero balance. They gave me some lame excuse why this is valid, but I have other cards through Comenity and I have not been charged interest on a zero balance. Hmmmm. Anyway, I have closed my account and I don't recommend this credit card in the future.
Comment
Report Abuse
5 Star Rating
Verified CustomerI enjoy their card and how they value you as a customer.they always get their payments on time and more than asked for thank you very much
Comment
Report Abuse
5 Star Rating
Verified CustomerGreat card with lots of perks. Coupons and cash back points for purchases, everything for the home and top notch merchandise. Card has a great variety of uses.
Comment
Report Abuse
5 Star Rating
Verified CustomerGreat service and easy to use. Started with $1,000 line and it was increased to $3,500 within a year!! Very easy to pay my online payment without even signing in.
Comment
Report Abuse
5 Star Rating
Verified CustomerThis used to be a great card when I used to shop there, but since they close the store in my area, I hardly use this card anymore.
Comment
Report Abuse
1 Star Rating
Fraud, false advertising, stay away. Went on bedbathandbeyond site to buy something. Applied to the store credit and was told will get $20 statement credit. Received my new card and they sent me buy buy baby and never got a statement credit. Called waited to talk to a human for 10 minutes, got a representative who can hardly speak and understand English. Tried to explain that I apply for bed bath and beyond store credit but got a buy buy baby store credit. Tried to explain for at least 30minutes but she couldn’t understand. Will be returning the items that I purchased and will be closing the account. Will never buy anything from this company. They are fraud, false advertising and opening wrong accounts.
Comment
Report Abuse
1 Star Rating
The Bed Bath & Beyond Mastercard was purchased from US Bank in October 2016. My advice: If you have been with US Bank and made the transition to Comenity - check your credit report. Comenity reports twice and never reports the old account closed, so it looks like you have 2 open accounts, plus they report your payments to both accounts. I am fighting them for months now and will probably file a lawsuit, as the credit bureau is not helpful as long as Comenity is not cooperating, and as for now they are not.
Comment
Report Abuse
1 Star Rating
This Bed Bath and Beyond credit card does not seem all too great. The rewards are only usable at the store. In addition, the sign up bonus is not really to die for at all. It only gives you credit equal to ten dollars? Usually credit card sign up bonuses are around the hundreds of dollars at LEAST. Overall, I would not recommend signing up for this card unless you shop heavily at Bed Bath and Beyond. The small credit hit is still not worth it. It would be better to sign up for something like a Chase Freedom or a Citi Dividends card which has better rewards and better sign up bonuses.
Comment
Report Abuse
3 Star Rating
The Bed Bath and Beyond Store brand Credit card is actually one of the better Credit cards offered by big brand retails if you qualify for it. This handy card offers no Annual fee which a lot of other retails that offer credit cards do. Also the Bed Bath and Beyond card is set up on a points program so that every dollar you spend on the card will accumulate points that can be used at the store on a date for some amazing deals. The only thing not to love about the card is it does not offer an introductory period at all on your interest rate, you will pay a flat interest rate from the start.
Comment
Report Abuse
4 Star Rating
Bed Bath & Beyond Credit Card is great for any frequent shoppers of the store. You get 5% back, or 5 points per dollar at any bed, bath and beyond store and 1% or 1 point per dollar one any other purchase. The great benefits though is your first purchase nets you a $10 gift card, and it only takes 1000 points to get any other gift cards after that. Another great signing bonus is you get a coupon for $25 off a purchase of 100 dollars or more. Both of those signing bonuses are worth getting the card alone. Sadly they do not offer any introductory apr rates, but the rates are the standard competitive 13-25% based on your credit rating.
Comment
Review Bed Bath & Beyond® Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
Other Bed Bath & Beyond Cards
Offer last updated: May 11th, 2022 at 08:49 ET