I HAVE NEVER HAD A PROBLEM WITH ANY CREDITS CARDS.
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Bed Bath & Beyond® Credit Card
Bed Bath & Beyond® Credit Card
Info about Bed Bath & Beyond® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards350Reviews12Q&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Receive 1-year free membership to Welcome Rewards+ when you apply & are approved for the Bed Bath & Beyond® Credit Card. You’ll earn 100 points for every $1 spent across the family of brands with a Welcome Rewards+ Membership.
Earn 60 points per $1 spent on purchases at Bed Bath & Beyond®, and the family of brands using your Bed, Bath & Beyond® Credit Card.
Earn 20 points per $1 spent on gas station and grocery store purchases, plus 10 points per $1 spent on all other purchases
Receive $5 in rewards for every 5,000 points you earn.
APR on Purchases
0% intro APR for 6 - 12 months, 15.49% - 25.49% (V) APR after that
Balance Transfer
APR: 26.99%
Balance Transfer Fee
WalletHub Review
Bed Bath & Beyond® Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus categories
Reports to the three major credit bureaus
No rewards bonus
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Bed Bath & Beyond® Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 27.49% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Deferred Interest Details: No interest if paid in full within 6 months on purchases between $250 and $500, and 12 months on purchases over $500.
Questions & Answers
Can't find what you are looking for? Submit your question about Bed Bath & Beyond® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can I use my Bed Bath & Beyond Credit Card anywhere?
7
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Derek Meadows
You can use your Bed Bath & Beyond Credit Card anywhere. It's a Mastercard and those are accepted pretty much anywhere in the U.S. and abroad.
Does the Bed Bath and Beyond Credit Card do a hard pull?
7
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How can I apply for this card?
7
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How do I apply for this credit card?
5
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How can I pre qualify for the Bed Bath and Beyond credit card?
3
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Can I use this card in other stores?
3
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How long does it take to get the Bed Bath & Beyond Credit Card?
2
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How can you use the credit card for gas?
2
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Can I use a gift card to make a payment at Bed Bath & Beyond?
1
UpvoteReply
Lisa Cahill
You can use a gift card to make a payment at Bed Bath & Beyond.
Compare The Bed Bath & Beyond® Credit Card
Purchase Intro APR0% for 6 - 12 months
Purchase Intro APR0% for 12 months
Purchase Intro APR0% for 15 months
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR15.49% - 25.49% (V)
Regular APR16.49% - 26.49% Variable
Regular APR15.74% - 25.74% (V)
Rewards Rate10 - 60 points / $1
Rewards Rate4 - 7 points / $1
Rewards Rate1 - 5 points / $1
Other Bed Bath & Beyond Cards
Bed Bath & Beyond® Credit Card Reviews
Share your insights and review the Bed Bath & Beyond® Credit Card
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350 reviews
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1 Star Rating
Terrible customer service. I have been hung up on 3 times today. I was just trying to check the status of a credit card application. The last time I got a rude agent. I asked to speak to a supervisor. After being on hold for another 10 minutes, he transferred me to a recorded message system. So, I never got an answer. Clearly I am better off without this card.
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1 Star Rating
Verified CustomerWorst card ever, I have this card for a while, just got it because I'm working on getting my credit score to a good standing, for the time that I've had this card, I have never been close to the due date and every month I paid my total balance and I have documentation to prove it, one day out of nowhere I received a letter telling me that my credit limit is being cut in half "because I have to many revolving accounts" a lie, I do not owe a penny to any of my credit cards and that also I can prove it.
Very unprofessional, I do not recommend this card, it might come back to hurt you.
DISAPPOINTED!!
Very unprofessional, I do not recommend this card, it might come back to hurt you.
DISAPPOINTED!!
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1 Star Rating
I recently paid my balance in full on this card and was still charged interest on a zero balance. They gave me some lame excuse why this is valid, but I have other cards through Comenity and I have not been charged interest on a zero balance. Hmmmm. Anyway, I have closed my account and I don't recommend this credit card in the future.
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5 Star Rating
Verified CustomerI enjoy their card and how they value you as a customer.they always get their payments on time and more than asked for thank you very much
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5 Star Rating
Verified CustomerGreat card with lots of perks. Coupons and cash back points for purchases, everything for the home and top notch merchandise. Card has a great variety of uses.
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5 Star Rating
Verified CustomerGreat service and easy to use. Started with $1,000 line and it was increased to $5,000 within a year!! Very easy to pay my online payment without even signing in.
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5 Star Rating
Verified CustomerThis used to be a great card when I used to shop there, but since they close the store in my area, I hardly use this card anymore.
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1 Star Rating
Fraud, false advertising, stay away. Went on bedbathandbeyond site to buy something. Applied to the store credit and was told will get $20 statement credit. Received my new card and they sent me buy buy baby and never got a statement credit. Called waited to talk to a human for 10 minutes, got a representative who can hardly speak and understand English. Tried to explain that I apply for bed bath and beyond store credit but got a buy buy baby store credit. Tried to explain for at least 30minutes but she couldn’t understand. Will be returning the items that I purchased and will be closing the account. Will never buy anything from this company. They are fraud, false advertising and opening wrong accounts.
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1 Star Rating
The Bed Bath & Beyond Mastercard was purchased from US Bank in October 2016. My advice: If you have been with US Bank and made the transition to Comenity - check your credit report. Comenity reports twice and never reports the old account closed, so it looks like you have 2 open accounts, plus they report your payments to both accounts. I am fighting them for months now and will probably file a lawsuit, as the credit bureau is not helpful as long as Comenity is not cooperating, and as for now they are not.
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1 Star Rating
This Bed Bath and Beyond credit card does not seem all too great. The rewards are only usable at the store. In addition, the sign up bonus is not really to die for at all. It only gives you credit equal to ten dollars? Usually credit card sign up bonuses are around the hundreds of dollars at LEAST. Overall, I would not recommend signing up for this card unless you shop heavily at Bed Bath and Beyond. The small credit hit is still not worth it. It would be better to sign up for something like a Chase Freedom or a Citi Dividends card which has better rewards and better sign up bonuses.
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Other Bed Bath & Beyond Cards
Offer last updated: Aug 12th, 2022 at 08:44 ET
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PURCHASE INTRO APR
0% for 12 months
TRANSFER INTRO APR
Not Offered
REGULAR APR
16.49% - 26.49% Variable
ANNUAL FEE
$0
REWARDS RATE
4 - 7 points / $1
BONUS OFFER
15,000 points
MINIMUM CREDIT