Info about Best Buy® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards990Reviews119Q&AContactExcellent Credit, Good Credit
$0
Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations.
Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Plus, 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
0% intro APR for 12 - 24 months, 29.99% (V) APR after that
APR: 29.99% (V)
Balance Transfer Fee
by John Kiernan
November 29th, 2022
No membership fees
High rewards rate
10% back in rewards initial rewards bonus
No foreign fee
No intro APR on balance transfers
Balance transfer fee
Requires good/excellent credit
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Deferred Interest Details: No Interest if paid in full within 12 months on storewide purchases of at least $299.
Deferred Interest Details: No Interest if paid in full within 18 months on storewide purchases of at least $499.
Deferred Interest Details: No Interest if paid in full within 24 months on unlocked phones purchases of $649 or more.
Deferred Interest Details: No Interest if paid in full within 24 months on storewide purchases of $699 or more.
If you do not qualify for the My Best Buy™ Credit Card account, Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ Visa® Gold account in that order, based on your creditworthiness.
Can't find what you are looking for? Submit your question about Best Buy® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Yes, you can use your Best Buy® Credit Card at Walmart, since it's a Visa card. The Best Buy Store Card, on the other hand, can only be used for Best Buy purchases online and in stores.
When pulling your data to apply for the Best Buy credit card, Citi will mostly use your Experian report, with Equifax also being quite likely. In rare cases they will pull your TransUnion report instead.
The Best Buy Store Card can only be used in Best Buy stores and when making purchases online through the Best Buy website.
The Best Buy credit card, however, (the one with the Visa logo on it) can be used anywhere, and it even rewards you for that.
It's difficult to say why you were not approved for the Best Buy® Credit Card as meeting its minimum credit requirement doesn't guarantee approval. While the Best Buy® Credit Card requires good credit or better (a credit score of 700+) for approval, there could be several other reasons why...
There's no limit to how many payments you can make on your Best Buy credit card, really. The key thing to remember is you should always make sure you pay more than the minimum required.
No, it's not true, it's a regular credit card. You can make purchases as big or as small you want, as long as your limit allows it.
Share your insights and review the Best Buy® Credit Card
My card was fraudulently used so obviously it’s crazy that Best Buy didn't see I couldn't be in 3 different states at once returning 5 dyson everything.
Great help with knowledgeable people with the best possible way to get your product information! I plan on making a huge purchase in the future with best buy.
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Offer last updated: Nov 29th, 2022 at 05:13 ET
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