Info about Best Buy® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards950Reviews114Q&AContactExcellent Credit, Good Credit
$0
Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations.
Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Plus, 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
Choose 5% back in rewards or flexible financing options. Get a $5 reward certificate for every 250 points.
My Best Buy Elite Plus members get a 0.5 point bonus (an additional 1% back in rewards, total of 6%) per dollar spent using a My Best Buy Credit Card with standard credit.
0% - 12.99% intro APR for 12 - 48 months, 26.74% (V) APR after that
APR: 26.74% (V)
Balance Transfer Fee
by John Kiernan
June 28th, 2022
No membership fees
High rewards rate
10% back in rewards initial rewards bonus
No foreign fee
Spending caps on rewards
No intro APR on balance transfers
Balance transfer fee
Requires good/excellent credit
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.49% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Deferred Interest Details: No Interest if paid in full within 12 months on storewide purchases of at least $299.
Deferred Interest Details: No Interest if paid in full within 24 months on home theater purchases of $999 or more.
Deferred Interest Details: No Interest if paid in full within 24 months on unlocked phones purchases of $649 or more.
Deferred Interest Details: No Interest if paid in full within 24 months on select exercise equipment purchases of $799 or more.
Deferred Interest Details: No Interest if paid in full within 18 on appliance purchases of at least $599.
Deferred Interest Details: No Interest if paid in full within 18 months on Yardbird purchases of $999 or more.
Deferred Interest Details: No Interest if paid in full within 24 months on Microsoft Surface purchases or $699 or more.
If you do not qualify for the My Best Buy™ Credit Card account, Citibank may consider you for a My Best Buy™ Credit Card Preferred account, a My Best Buy™ Store Card account, and a My Best Buy™ Visa® Gold account in that order, based on your creditworthiness.
Can't find what you are looking for? Submit your question about Best Buy® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Yes, you can use your Best Buy® Credit Card at Walmart, since it's a Visa card. The Best Buy Store Card, on the other hand, can only be used for Best Buy purchases online and in stores.
There's no limit to how many payments you can make on your Best Buy credit card, really. The key thing to remember is you should always make sure you pay more than the minimum required.
No, it's not true, it's a regular credit card. You can make purchases as big or as small you want, as long as your limit allows it.
Share your insights and review the Best Buy® Credit Card
Good and perfect, just keep it up and God will continue to help the company, what a lovely improvement, don't even know how to rate you, you are just 100% perfect for now.
This company all they care is to make money one way or another I spend 7000 dollars in the store I was ready to pay when they offer me this credit card for 3500. I pay the difference with my chase card but they never told me if I don't pay the full amount in 18 months we will charge you interest for the full 18 months okay so I put my card to pay automatic payments thinking when the time is up I have lower balance and my payment going to increase and I pay off when I'm ready. NOP IT'S NOT HOW THIS WORKS MY TIME WAS UP MY BALANCE WAS LOW BUT I RECEIVED INTEREST CHARGE FOR 1600 DOLLARS YESS. . THE STORE NEVER MENTIONED THIS TO ME WHEN THEY OFFERED ME THE CARD... SO ...KEEP AN EYE ON THESE UNDERGROUND FEES.
Best Buy hasn’t reported my balance of $ 0.00. It is still showing a balance on my Credit Report This needs to be corrected immediately
Was supposed to be for application and my debit card used at the time for the purchase. Instead purchase was put on new card applied for and I now have to check to make sure I didn’t pay twice by looking at my debit card. Also waiting to receive my card. If they didn’t call for payment I would not have known and been late.
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Offer last updated: Jun 28th, 2022 at 16:14 ET
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