There's no publicly disclosed minimum Best Buy® Credit Card limit. Your limit is based on both your yearly income and your credit standing, and you'll be notified of the amount when you get your card. And that's true for both the Best Buy® Credit Card and the Best Buy® Store Card.

While you won't know your Best Buy® Credit Card credit limit ahead of time, there are a few pieces of information that can help you estimate what it could be. I'll go into them below.

Here's what you should know about Best Buy® Credit Card limits:

• Your limit will be based on your income and credit history, and you'll find out what it is when you get your card.
• Your credit score will play an important part in the credit limit decision. The Best Buy Store Card requires fair credit, and the Best Buy® Credit Card requires good credit.
• There are reports online of people receiving limits of $6,200 and $3,000 for the Best Buy Store Card and $1,200 for the Best Buy Store Card. You shouldn't expect to get a higher limit with the store card, though.

Whatever your Best Buy® Credit Card limit ends up being, it's best for your credit score if you use only 30%-40% of it. And if you need to spend a significant amount, paying the balance as soon as possible is always a good idea.  

No, there is no annual fee for the Best Buy® Credit Card. So you don't have to worry about paying a cent for just having it. You can keep it open with 0 balance and it will help you improve your credit score. Just remember to use it from... show more

You can get a Best Buy Credit Card cash advance by requesting a PIN and going to an ATM to get your cash. You won't be able to do a cash advance inside a Citibank branch with the Best Buy Credit Card, according to Citibank customer service, so you'll need... show more

You can get a Best Buy® Credit Card credit limit increase by asking for it either online or over the phone at (888) 574-1301. This is how you can request a credit limit increase for the Best Buy® Store Card, too.

To raise your chances of being... show more

Yes, you can use a Best Buy® Credit Card anywhere. And the same goes for the Best Buy® Gold Visa Credit Card. But the Best Buy Store Card can only be used at Best Buy.

The only difference between the Best Buy® Credit Card and the Best Buy®... show more

You can use your Best Buy® Credit Card both in store and online before it arrives. To make purchases in a Best Buy store, you'll need to bring your ID so the Best Buy cashier can look up your account and verify you're authorized. To do so online, you first... show more

You can activate your Best Buy® Credit Card online, as a part of the registration process for online banking. If you'd rather activate your card over the phone, you can do that by calling (888) 574-1301. The same methods apply to the Best Buy® Store Card,... show more

Yes, the Best Buy® Credit Card does give cash back, but that's only if you use the term “cash back” loosely. You can get Best Buy® Credit Card cash back by making purchases with your card.

However, if you're thinking of “cash back” as a way to withdraw money,... show more

The Best Buy® Credit Card and Best Buy® Gold Visa Credit Card payment address is:

My Best Buy Visa Card Payments
P.O. Box 78009
Phoenix, AZ 85062-8009

Best Buy® Store Card cardholders should send their payments to the following address:

My Best Buy Credit Card Payments
P.O.... show more

Yes, you can pay your Best Buy® Credit Card bill at any Best Buy store location, using cash or a check.

Just ask a cashier for assistance or go to the customer service desk. They'll be able to look up your account and process your payment right away.