Big O Tires Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The Big O Tires Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APRDeferred interest
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases (Store Cards)." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Info about the Big O Tires Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 6 - 12 months, 29.99% APR after that
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The easiest way you can pay your Big O Tires Credit Card is either online or over the phone at (866) 836-9841. Alternatively, you can pay your credit card bill via mail. Unfortunately, you cannot make a payment in person.
Here's how you can pay your Big O Tires Credit Card:
Online: You can make a Big O Tires Credit Card payment by logging in to your online account.
Phone: If you prefer to make a payment over the phone, call customer service at (866) 836-9841.
The Big O Tires Credit Card phone number for customer service is (866) 836-9841. When asked to enter your credit card number or Social Security number say “I don't have it.” This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to the Big O Tires Credit Card Customer Service
Call the Big O Tires Credit Card customer service department at (866) 836-9841 or the number you...
You can use your Big O Tires Credit Card for purchases at Tire Kingdom, Merchant's Tire & Auto Centers, NTB, and Big O Tires locations.
The Big O Tires Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
The Big O Tires credit card delivery time is the same as most other credit cards, which is 7-10 business days. Unfortunately, there's no way to expedite delivery for it.
Unfortunately not. You can only use the Big O Credit Card at Tire Kingdom, Merchant's Tire & Auto Centers, NTB, and Big O Tires locations. Please let us know if you have any other questions.
The Big O Tires Credit Card uses either Experian, TransUnion or Equifax for approval. Unfortunately, there is no way to tell which one will be used beforehand, because it will be randomly selected. When applying for the card, a hard inquiry will be conducted.
After approval, the Big O Tires Credit Card will report to all three bureaus.
You need a credit score of at least 640 to qualify for the Big O Tires credit card, which is fair credit. That's reasonable, and it's in line with what most store cards require, so make sure to check your credit score in advance.
If it's been more than two weeks and you still don't have your Big O Tires card, a good idea would be to call their customer service line at 866-350-6853.
Share your insights and review for the Big O Tires Credit Card
5
23%
4
49%
3
11%
2
8%
1
8%
3.7
287 reviews
287 reviews
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ynakamura2252 @ynakamura2252
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1 Star Rating
It seems that Big O Tires keep changing banks or something like that. I used comenity bank, now the bank will not give me a card, I just had the card for a year and now I was told that there is no longer service through comenity bank. I have no clue to who deal with Big O Tires, maybe it's time to give up dealing with the Big O Tires and move on to a different store, Yes I am going to leave, Maybe my next stop is Firestone, I had my account with them for over 9 years and had no problems and no bank problems either.
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Vince @heinze777
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5 Star Rating
Verified Customer
Big OO tire card is a great convenience and they super hard to have in your wallet for emergency situation such as flats and external engine repair
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John @jhnvance37
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4 Star Rating
Verified Customer
They are ok. I orderd rims for my vette there but due to Biden’s blunders they never came in. After three mos. I canceled order wish I had them
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Stuart @sgabriel1960
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1 Star Rating
Verified Customer
Was approved for this card, when I received the card the company canceled it. I called and couldn’t get a reasonable answer as to why it was approved then canceled before I ever used
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marshalll83_lm @marshalll83_lm
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1 Star Rating
Getting this card was the worst thing I've ever done. Nothing but constant problems. Can't confirm it's me by using my SSN so wouldn't let me pay my bill for 2 months then took down my credit score for late payment. When they finally let me pay the bill I tried paying the entire thing, plenty of money on other card to do so... They left a $27 balance then charged me around $80 in late fees.
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Tim Boyle @truckdriver1234
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1 Star Rating
Unfortunately they will not credit your account on an early payment. I hope they are happy with their customer service or lack of, it just caused them to not only close my paid off account and as soon as my wife's is paid off that is closed as well. Very poor customer service at Citi Bank it just cost them 2 accounts, loosing this customers because they have horrible customer service.
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Tamara Yakel @tamaray_1
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1 Star Rating
Not even worth having because every time I have tried to use they have always asked if I had a different card because it's too much of a hassle to get an approval!!! Why even offer them if it too much of a hassle to use it!!!! If I would have know that it was going to be like this every time I wouldn't of even got it and had it put on my credit report!!! Waste of time!!
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Albert Phan @albert.phan.7
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1 Star Rating
If you're planning on going to or a frequent buyer of Big O Tires, then the Big O Tires Store Card is a card that's definitely worth checking out. Although there are no rewards, purchases and cash advances are on par with other cards, it has its perks by having special rebate/coupon offers, special financing, and low monthly payments for frequent buyers. There's no balance transfers and you also need to spend $250 or $500 minimum to get great benefits. Comparing this to the National Tire and Battery Store Card, Big O has higher rates that you need to clear compared to the NTB, such as NTB having a $200 minimum and Big O having $250. This is a last resort card and I wouldn't recommend it at all.
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Nick Martocello @nmartocello
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1 Star Rating
The Big O Tires Store Card is maybe the perfect card for you, but most likely not. You wont really be getting much out of it unless youre having tons of tire issues weekly or monthly. But who really has that issue. You get prepaid visa cards if you pay a select amount and a high % rate for fees. If you buy tires you get 6 months interest free to pay them off. You would be better off using a gas card for the most park like Quik or NEA or general cash rewards card and just build your points off of spending it on the repairs and tires.My opinion would to be stray away from it and get a Chase Rewards or Visa Rewards card.
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Reylin Bates @reylin.bates
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2 Star Rating
The Big O Tires Store Card is a good option for a few people, but not all. It is good for those select few of you that has tire issues very often. I do like that there is no interest if paid in full within 6 months, but I would not get this card. They also have a nice $50 cash back, so that is a plus. I, personally, this getting this type of card is a waste but it could come in handy for some people. I would go with a gas card like NEA instead since you actually use gas a lot.
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