Info about British Airways Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$95
Rewards
Earn 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Earn 5 Avios for every $1 spent on purchases made directly with British Airways, Aer Lingus, and Iberia flight purchases within your first 18 months of account opening, thereafter earn 3 Avios.
Earn 3 Avios for every $1 spent on hotel accommodations booked directly through the hotel within your first 18 months of account opening, thereafter earn 2 Avios. Earn 1 Avios for every $1 spent on all other purchases.
Every calendar year you make $30,000 in purchases on your Card, you will earn a Travel Together Ticket good for two years.
Redeem Avios points on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, Qantas, Qatar Airways and all of the other oneworld carriers. Terms apply.
Receive statement credits of $100 (Economy and Premium Economy) or $200 (Business and First Class) when you book a reward flight to London with British Airways (3 times/year, up to $600).
Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Refer friends and earn up to 50,000 Bonus Avios for friends who get the British Airways Credit Card. Terms and conditions apply.
Competitive initial bonus. The British Airways Credit Card offers 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. And that’s on top of the regular ongoing rewards. That’s comparable to what you’d get from the best credit card deals available these days,... show more
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You can get the British Airways Credit Card 100k bonus after spending $5,000 within the first 3 months of opening an account.
You can redeem British Airways points for British Airways airfare, hotel stays, car rentals and other travel purchases. The British Airways Credit Card 100k-point bonus is worth roughly $1,930 when redeemed for British Airways airfare. You can also redeem points for flights on other Oneworld alliance airlines. That includes American Airlines, Alaska Airlines, Cathay Pacific and more. Points do not expire as long as your account remains open.
Here is what you need to know about the British Airways Credit Card 100k bonus:
How to get it: You can get the 100,000 Avios after spending $5,000 in the first 3 months of account opening.
Who is eligible? New British Airways Credit Card cardholders.
Who is not eligible? Anyone who has earned the bonus in the previous 24 months.
In addition to the British Airways Credit Card's 100,000 points bonus, the card offers plenty of other travel-friendly perks. You get 5 Avios per $1 spent with British Airways, Aer Lingus Aer Lingus, Iberia and LEVEL in the first 18 months (3 Avios thereafter), 3 Avios per $1 spent on hotels in the first 18 months (2 Avios thereafter), and 1 Avios per $1 spent on all other purchases.
There's also a complimentary companion ticket for spending $30,000 in any calendar year. The British Airways Credit Card annual fee is $95.
The British Airways Credit Card rental car insurance works if you decline the rental car agency's insurance and charge the entire rental to your Visa Signature card. It provides collision and theft insurance up to the value of the car.
Your British Airways credit card Avios (their version of miles) can be redeemed for travel on airlines in the Oneworld alliance which is a global partnership made up of 13 airlines. Oneworld is one of the 'Big 3' alliances, with the other two being the Star Alliance and SkyTeam.
No, unfortunately the Avios cannot be redeemed for cash. You can find more about the redemption options by clicking on the Apply Now button above or by calling British Airways Executive Club customer service at 800-452-1201. Hope this helps.
If you are approved for a British Airways Credit Card, your credit limit will be at least $5,000. Anything above that is dependent on your creditworthiness.
Share your insights and review the British Airways Credit Card
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328 reviews
328 reviews
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imedjoanna @imedjoanna
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1 Star Rating
This card is a rip off. The companion complementary "free" ticket is a fiction. The sits are never available and if they somehow are you pay way more in the fees and taxes than for a regular airline ticket. I was using it for hotels, but got ripped off for $800.- I booked a hotel partially with Avios and my card, but had to leave the hotel two days sooner for a documented medical emergency. The hotel would refund me on spot, but could not, because I used this British Airways Avios "reward" program. They referred me back to the card customer relations unit, which did nothing to refund me neither in avios nor cash. I got simply penalized for using this card and lost not only vacation, but money.
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Sheila Sanders @sanders_sheila
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4 Star Rating
If you use British Airways, this is a good deal. The big downside that I see is that I don't typically use British Airways so this will make it harder for me to get points. However, you only have to spend $2000 in the first 3 months for this deal. Most of the similar deals require you to spend $3000 in the first 3 months. Also, if you think that you can spend $30k in a year, the travel together ticket is a nice bonus on top of the points that you earned.
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adam @flame
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4 Star Rating
The British Airways Visa Signature card can definitely come in handy. The main thing that I like about it is the 50,000 bonus miles. Another really good thing about this card is the low APR. One thing I do not like about this card is the high annual fee.
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Chett Elderson @chette1
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4 Star Rating
My partner and I do a lot of flying and have saved so much money with the British Airways Credit Card. It's got a really low interest rate and you can earn a ton of points, very easily, through their rewards program. This program lets you redeem the points towards flight tickets and other travel goodies. Plus, there's no foreign transaction fees when you're overseas which is a nice bonus.
The only knock I have against the card is there's an annual fee after the first year but if you use the card a lot it's still worth it. It's similar to the priceline credit card but it's points are for a specific airline rather than a travel website. They're pretty comparable though so you can't pick wrong.
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Rebekah White @rebekah.white.3386
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4 Star Rating
This card is a great card, depending on what exactly you are looking for. I especially enjoy the rewards programs, as it makes it much easier to fly. My biggest complain is that it is difficult to find flights that I am looking for when I want them--though this isn't really a complaint of the card directly, more so for the airline itself. I would highly recommend this card to anybody I know because it is easy to use and accepted pretty much everywhere in the country that accepts major credit cards. Signing up and getting approved is also very easy.
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Khan Khan @omran.khan.376
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3 Star Rating
At 15.99% the APR is what most cards are offering. The really bad part is the Penalty APR, almost 30%. So if you miss a payment and get subjected to the penalty rate almost 1/3 of your payment would be interest. This card has chip and sign which is a good security feature, should virtually eliminate unauthorized transactions. This card has an annual fee which is terrible. However if you travel often, the card might be worth it to you, Since you earn towards free airline tickets.
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Sarah Bolton @sarah_bolton_5201
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4 Star Rating
I think this card offers some good rewards but for a very specific user. If you are one to frequently use British Airways and travel often, then the miles accumulated with the card are nice. The bonus miles when you spend $2000 in the first 3 months are nice, as well as the basic miles rate. The Smart Chip technology is a great feature, allowing you make chip based purchases unlike most cards. I think the interest rates are a little high considering the average purchase amount of an airline ticket, but otherwise, the rewards are nice for a frequent user!
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John Smith @johns1
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4 Star Rating
I opened an account with this card for the specific reason of booking a few business travel trips with it. I am very happy I did that because it paid off to use the British Airways Visa over my regular visa card issued through my local bank. The 50,00 bonus miles were a huge boost and I was able to put the miles towards a major trip I took which would have been impossible without the rewards miles.
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Amir Şervatdjoo @amir
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1 Star Rating
In my opinion, this credit card is the biggest rip off of the century. I've had it for a few years now and have collected over 200,000 miles. Now, I went to use it for travel, but British Airways charges some absurd amounts in fees. For example, a round trip from LA to Dubai on British Airways costs $1080.42 if I pay cash, including ALL fees and taxes. However, if I use my miles, they will charge me 90,000 miles plus $785 in cash for taxes and fees. Are these people crazy????? So they're charging me 90,000 miles for less than $300?? I just went to Kayak, and I can book a round trip flight to Dubai on those very same days for $775 total. In the past 4 years I paid $400 in annual fees and used this card more than any other card. Now feel like a complete idiot and completely robbed. Please do yourself a favor and don't get this card. I guarantee you will regret it. I will leave this review everywhere I can so others don't make the mistake I did.
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Sanjay Khanna @sanjay.khanna.9469
Could you use your points on American Airlines? Please reply.
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Caleb Kurtz @caleb.kurtz
You can book with partner airlines on BA.com and not pay fuel surcharges or extra fees. IE: you can book a flights from LAX to HNL for only 25,000 avios.
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Brian Gantz @briancgantz
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2 Star Rating
This card, based on the information in this link, is a unique one. It offers good rewards compared to most cards, matching reward points and airline mile benefits extremely well. However, I feel these good qualities are outweighed by the exorbitant APR and Cash Advance rates (15.99% and 19.24% respectively). Both of these percentage rates are extremely high, and often are found on cards given to people with poor credit. However, the poor credit crowd is not the target of the card, given the upper limit of the amount needed to achieve bonuses (for instance, $2000 in the first three months to earn a good amount of bonus airline miles). By the interest rate alone I would reject the card being an average consumer, but I could see this being useful to someone who both travels and uses their card frequently.
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