can i redeem my point in a domestic flights inside united state
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British Airways Credit Card
British Airways Credit Card
Info about British Airways Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$95
Rewards
Earn 75,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. Plus, earn an additional 25,000 bonus Avios after you spend $20,000 total on purchases within your first year of account opening.
Earn 3 Avios for every $1 spent on purchases made directly with British Airways, Aer Lingus, Iberia, and LEVEL, 2 Avios for every $1 spent on hotel accommodations booked directly through the hotel and 1 Avios for every $1 spent on all other purchases.
Every calendar year you make $30,000 in purchases on your Card, you will earn a Travel Together Ticket good for two years.
Redeem Avios points on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, Qantas, Qatar Airways and all of the other oneworld carriers. Terms apply.
Receive statement credits of $100 (Economy and Premium Economy) or $200 (Business and First Class) when you book a reward flight to London with British Airways (3 times/year, up to $600).
Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Refer friends and earn up to 50,000 Bonus Avios for friends who get the British Airways Credit Card. Terms and conditions apply.
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
APR on Purchases
19.74% - 26.74% (V)
Balance Transfer
APR: 19.74% - 26.74% (V)
Balance Transfer Fee
WalletHub Review
by John Kiernan
December 6th, 2022
British Airways Credit Card Pros & Cons
High rewards rate
75,000 points initial rewards bonus
No foreign fee
Membership fees
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
British Airways Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 28.74% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 21 days |
If approved for an account, your credit access line will be at least $5000.
Benefits: Purchase Protection, Extended Warranty Protection, Lost Luggage Reimbursement and Baggage Delay Insurance.
Questions & Answers
Can't find what you are looking for? Submit your question about British Airways Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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What is the average limit on the British Signature Card?
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WalletHub
If you are approved for a British Airways Credit Card, your credit limit will be at least $5,000. Anything above that is dependent on your creditworthiness.
Compare The British Airways Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR19.74% - 26.74% (V)
Regular APR19.74% - 26.74% (V)
Regular APR19.74% - 26.74% (V)
Rewards Rate1 - 3 points / $1
Rewards Rate1 - 2 points / $1
Rewards Rate1 - 3 points / $1
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British Airways Credit Card Reviews
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3.7
328 reviews
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3 Star Rating
What I absolutely love about this card is the amount of bonus points you receive in comparison to the amount you spend. It is so nice knowing that you have bonus points that you can spend on a wide variety of things, I also like the fact that you are awarded airline tickets. Traveling has always been a favorite past time of mine and this would be incentive enough for me to open this card. This particular card reminds me of the features on my Citi Bank Platinum card where I have a points system that builds on a rather quick basis and has proven to be very useful to me. However unlike my Citi card there are a couple of things I dislike about this card. For one the interest rate is almost sixteen percent which I feel is very high and secondly you do not have an annual fee the first year but there after you will be paying $96 per year, I feel that is extremely high!
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4 Star Rating
This British Airways Visa Signature card truly has a lot to offer. It has an extremely appealing bonus offer, and compared to the other ones like this one out there it is a lot better. I love that you can get additional miles for just using the card on other purchases. Comparing the British Airways Visa Signature Card to most other offers of credit, this card has a reasonable interest rate and associated fees while still offering you, the customer, something back.
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5 Star Rating
The BA Visa Signature card has an extremely appealing initial bonus offer, compared to other similar travel-based credit cards (such as for instance, Lufthansa Miles & More Premier World Mastercard that offers only 20,000 miles upon initial purchase and an extra 30,000 for a much higher qualifying purchase). I like that a user can get additional miles just for using the card on other (non-BA) purchases; for instance, if you spend $800 a month in such purchases, that translates into 1000 miles a month, which in my opinion is really good. Another great feature especially for people who spend a considerable amount of time abroad is the feature of no foreign transaction fees. For all these features, I think the British Airlines Visa Signature credit card is an amazing deal for frequent travelers and others.
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4 Star Rating
The British Airways Visa Signature card provides a higher mileage return of over a mile per dollar spent compared to Jet Blue. The mile limit is set pretty high so many miles are available to build up. A great card if you are a flyer of British Airways.
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3 Star Rating
Until the British Airways Visa Card has a pin to go with the chip, and has customer verification method (CVM) set to 1. pin 2. signature, then this card is of little use to anyone traveling to Europe or most of the rest of the world.
Avios are tough to use economically as BA charges very high fees and fuel charges ($700 on a $1000 flight). A better use is with Aer Lingus, a BA codeshare partner, which has much lower fees. However you have to book by telephone, and convince the person waiting on you that they should waive the telephone booking fee, as it's not possible to make this booking online.
Avios are tough to use economically as BA charges very high fees and fuel charges ($700 on a $1000 flight). A better use is with Aer Lingus, a BA codeshare partner, which has much lower fees. However you have to book by telephone, and convince the person waiting on you that they should waive the telephone booking fee, as it's not possible to make this booking online.
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5 Star Rating
The annual fee on this card is obviously high, but the low APR, and AMAZING card member benefits totally make up for that! 50,000 points is worth hundreds of dollars, and they come really quickly in relation to the time of opening the card. I highly recommend this card if you fly British Airways (or want to).
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3 Star Rating
The 50,000 bonus miles are a good incentive to apply for the card. The penalty rate is pretty high at 29.99%!
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2 Star Rating
The interest rate is reasonable. My biggest problem with this card would be that I would have to do a lot of travelling on British Airways to make the miles for rewards. Additionally, it is doubtful that I would spend $30,000.00 in any year on new purchases, including airfare. The cash advance interest rate is also quite high. If I were wealthy, however, the British Airways Visa Signature Card would be a worthwhile card to have.
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3 Star Rating
The British Airways Visa Signature Card is a decent travel rewards credit card. It does have a high annual fee, but this common on travel rewards cards. As long has you travel enough to earn enough rewards to surpass the fee, it is worth it. The interest rate is again high, but this is common with travel cards. Reward card users should be paying off their balances to maximize their rewards anyways.
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4 Star Rating
As a family with relatives outside the country, this card is actually very helpful. We have family in Sweden, Canada, and Ireland, and we're close enough to all of them to at least visit once in a while. We applied for this card because they waive the out-of-country purchase fee, and when you're picking up a pack of gum in a foreign checkout line for about $1, the last thing you want is to see that you're actually paying thrice that amount because of some unnecessary fee. We don't really use this a lot, but that's not the point; it's not about what you can get at the store right now, but about what you might have to get while out of the country.
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Offer last updated: Dec 6th, 2022 at 09:14 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
19.74% - 26.74% (V)
ANNUAL FEE
$69
MINIMUM CREDIT