Info about British Airways Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$95
Rewards
Earn 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Earn 5 Avios for every $1 spent on purchases made directly with British Airways, Aer Lingus, and Iberia flight purchases within your first 18 months of account opening, thereafter earn 3 Avios.
Earn 3 Avios for every $1 spent on hotel accommodations booked directly through the hotel within your first 18 months of account opening, thereafter earn 2 Avios. Earn 1 Avios for every $1 spent on all other purchases.
Every calendar year you make $30,000 in purchases on your Card, you will earn a Travel Together Ticket good for two years.
Redeem Avios points on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, Qantas, Qatar Airways and all of the other oneworld carriers. Terms apply.
Receive statement credits of $100 (Economy and Premium Economy) or $200 (Business and First Class) when you book a reward flight to London with British Airways (3 times/year, up to $600).
Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Refer friends and earn up to 50,000 Bonus Avios for friends who get the British Airways Credit Card. Terms and conditions apply.
Competitive initial bonus. The British Airways Credit Card offers 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. And that’s on top of the regular ongoing rewards. That’s comparable to what you’d get from the best credit card deals available these days,... show more
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You can get the British Airways Credit Card 100k bonus after spending $5,000 within the first 3 months of opening an account.
You can redeem British Airways points for British Airways airfare, hotel stays, car rentals and other travel purchases. The British Airways Credit Card 100k-point bonus is worth roughly $1,930 when redeemed for British Airways airfare. You can also redeem points for flights on other Oneworld alliance airlines. That includes American Airlines, Alaska Airlines, Cathay Pacific and more. Points do not expire as long as your account remains open.
Here is what you need to know about the British Airways Credit Card 100k bonus:
How to get it: You can get the 100,000 Avios after spending $5,000 in the first 3 months of account opening.
Who is eligible? New British Airways Credit Card cardholders.
Who is not eligible? Anyone who has earned the bonus in the previous 24 months.
In addition to the British Airways Credit Card's 100,000 points bonus, the card offers plenty of other travel-friendly perks. You get 5 Avios per $1 spent with British Airways, Aer Lingus Aer Lingus, Iberia and LEVEL in the first 18 months (3 Avios thereafter), 3 Avios per $1 spent on hotels in the first 18 months (2 Avios thereafter), and 1 Avios per $1 spent on all other purchases.
There's also a complimentary companion ticket for spending $30,000 in any calendar year. The British Airways Credit Card annual fee is $95.
The British Airways Credit Card rental car insurance works if you decline the rental car agency's insurance and charge the entire rental to your Visa Signature card. It provides collision and theft insurance up to the value of the car.
Your British Airways credit card Avios (their version of miles) can be redeemed for travel on airlines in the Oneworld alliance which is a global partnership made up of 13 airlines. Oneworld is one of the 'Big 3' alliances, with the other two being the Star Alliance and SkyTeam.
No, unfortunately the Avios cannot be redeemed for cash. You can find more about the redemption options by clicking on the Apply Now button above or by calling British Airways Executive Club customer service at 800-452-1201. Hope this helps.
If you are approved for a British Airways Credit Card, your credit limit will be at least $5,000. Anything above that is dependent on your creditworthiness.
Share your insights and review the British Airways Credit Card
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328 reviews
328 reviews
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Krystal Marie @krystalm1
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4 Star Rating
I really like the British Airways Visa Signature Card, but the $95 annual fee is a bit of a turn off. I feel a lot of cards are getting rid of these annual fees and I'd like to see the same thing happen with the British Airways Card. Their reward point system is well above par compared to other cards. This card makes it very easy to earn rewards for frequent travelers and I feel its quite diverse! Their interest rate is most certainly on the low end when you compare to other cards. They also offer smart chip technology and no fees for foreign transactions! Anyone who travels abroad regularly should definitely consider this card for their exceptional reward opportunities!
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Rob Doe @rob_doe_3994
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4 Star Rating
The British Airways Visa Signature Card Is alright, if you like to travel and wanna get them miles built up. The $95 annual fee is not really my favorite thing in the world because there are so many cards that have no annual fee what so ever. It's got some nice incentives though with the 50,000 bonus Avios after you make $2,000 in purchases within the first 3 months of account opening. Now, $2,000 in the first three months may seem like a lot, but 50,000 Avios is a lot as well and if you travel a lot you probably can afford it anyways and it saves you money in the long run anyways. Also, the fact that every calendar year you make $30,000 in purchases on your British Airways Visa Card, you'll earn a Travel Together Ticket good for two years. That is AMAZING and makes the annual fee a little more worth it. You can make a lot of Avios really fast with their rates as well 2.5 Avios for every $1 spent on British Airways purchases and 1.25 Avios for every $1 spent on all other purchases, adds up real quick.
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5
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Nicole Azusa @nicolea_7
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4 Star Rating
British Airways is part of the One World Alliance. If often using American Airlines, Cathay Pacific or British Airways, this British Airways Credit Card is a good deal. If using this card to rake up miles, you can earn miles fast, with 2.5 and 1.25 miles per dollar spent. The annual fee is $95 which is a lot if not using this card often, but if you do use this card often, you will get more than $95 worth of mileage to be used towards purchase of air flights. The interest rate is at a modest 16%, which is a lot lower than many other cards. If you do travel a lot, there is no foreign transaction fee, which comes in handy when other cards charge a 3% fee. This card would be a 5 star rating if they offered other perks like the Asiana credit card which gives you points for purchases on gas and groceries.
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Emma Frost @emma_frost_1441
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4 Star Rating
The British Airways Visa Signature Card seems like a decent deal. The annual fee of $95 is comparable to other travel cards (like American Airlines and the new PNC travel visa card.) I like the interest rate being around 15% since other cards are usually about 20% to 25%. The initial bonus miles and earn rate are attractive, but again, similar to other offers. I really like the Smart Chip technology since many destinations abroad require this chip. The only downside is that I'm not crazy about earning Avios. The Avios reward system is much more frustrating than the straightforward award system that American Airlines offers. Just make sure it's a right fit before you commit!
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Haley Williamson @HaleyRaNee0718
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3 Star Rating
I love that this card is a great way to earn miles while spending money at any time. The interest rate is 15.24 (v) currently which is not bad compared to what some other companies offer. Another great perk is that there are no foreign transaction fees when traveling which it great since most people using this card like me are travelers. I also like that there is no fee for going over your limit which can easily happen while traveling. The annual fee is much higher than most other cards though which is a huge downside. I would advise against this card if you are not going to be using the miles rewards to their full potential to make up for the fee.
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David Marcillo @davidmarcillo
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4 Star Rating
The British Airways Visa Signature Card could be an incredibly useful card for the right person. If you are a traveler who often goes overseas, you should take a good long look at this card and realize that you're unlikely to find better benefits anywhere. The benefits become even better the more money you spend. $30,000 charged in one year automatically leads to a free Travel Together ticket that you can use for two years. This is beyond all of the points and miles (called Avios) that you will accumulate from spending on this account. Besides the great rewards, you have the reliability of the Visa network and the added bonus that you will not incur any foreign transaction fees. You can also appreciate the Smart Chip technology that's included in the card. As with many cards of this nature, this British Airways Visa Signature card is not for everyone. Domestic travelers and those who rarely travel at all will not benefit very much from having this account, so be sure to think through your travel plans and history as a part of the decision making process surrounding this card.
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Sean Chandler @sunarashi
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5 Star Rating
The British Airways Visa Signature Card is a very attractive card with a nice bonus of 50,000 Avios after $2000.00 in purchases within the first three months. The value of the British Airways Avios are at least 1.5 cents which is the equivalent of receiving a bonus of $750 for signing up! You also earn a total of 1.25 miles per dollar spent on anything which overall trumps most other airline credit cards like Delta, United or US Airways. Lastly, if you’re a big spender and spend more than $30,000 per year you’ll receive a travel together ticket making this card a steal for anyone who likes to travel!
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Shawn Cake @shawn.cake.7
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3 Star Rating
The British Airways Visa Signature Card looks to be an alright card. The annual fee and annual percentage rates seem to be fairly pricy in comparison to the actual advantages. This card would mainly benefit someone that travels often and more than that, travels abroad more than your average person. No foreign transaction fees would be a great perk. The Travel Together Ticket is a great reward, but unless you're planning on doing some extravagant spending on this card alone, then it doesn't seem like it'd be a realistic goal. All in all, I think this would be a nice card to have, but if you're looking for something with more realistic rewards and for everyday use for someone that travel is not a main element of your life, then the annual fee may not be worth it.
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Donald Pinckney @engadget_hd
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2 Star Rating
This card looks to be merely OK. The annual fees are rather high for card that offers no promotional interest rate. I suppose if you used British Airways fairly often or liked them then this card would make sense for you due to the rewards they offer. The first bonus they offer is pretty great but seeing as I don't use British Airways it doesn't help much. The lack of foreign transfer rates is pretty impressive but with the high annual fee it seems to be pretty much a wash. This credit card also seems to have steep requirements to be approved. I personally would continue to use the Bank of America Signature Visa Card due to the lack of annual fees plus the cash back they offer is more useful.
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Dan G @Dan11i
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2 Star Rating
This card is a card I would stay away from unless you really want to try it. Initially you might be enticed by the chance for flight rewards and no initial annual fee, but this card is catered to the wealthy. After your first year with this card you will be forced to pay 95$ a year just to keep your service with them. During your use of this card you will want to fly as this is the main benefit of this, but to get some decent rewards you must spend thousands to get anywhere. Anyone may obtain a Travel together ticket every year, but to do so you must spend 30,000+ each year, and in my opinion that is outrageous. If you fly very very frequently for business and get compensated back, or if you just have lots of expendable money You should look into this card more, otherwise I wouldn't suggest it. I like getting rewards slowly and surely like what the Amazon CC provides, but this is just a whole different standard of living difference!
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