Info about British Airways Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$95
Rewards
Earn 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Earn 5 Avios for every $1 spent on purchases made directly with British Airways, Aer Lingus, and Iberia flight purchases within your first 18 months of account opening, thereafter earn 3 Avios.
Earn 3 Avios for every $1 spent on hotel accommodations booked directly through the hotel within your first 18 months of account opening, thereafter earn 2 Avios. Earn 1 Avios for every $1 spent on all other purchases.
Every calendar year you make $30,000 in purchases on your Card, you will earn a Travel Together Ticket good for two years.
Redeem Avios points on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, Qantas, Qatar Airways and all of the other oneworld carriers. Terms apply.
Receive statement credits of $100 (Economy and Premium Economy) or $200 (Business and First Class) when you book a reward flight to London with British Airways (3 times/year, up to $600).
Take 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Refer friends and earn up to 50,000 Bonus Avios for friends who get the British Airways Credit Card. Terms and conditions apply.
Competitive initial bonus. The British Airways Credit Card offers 100,000 bonus Avios after you spend $5,000 on purchases within the first 3 months of account opening. And that’s on top of the regular ongoing rewards. That’s comparable to what you’d get from the best credit card deals available these days,... show more
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You can get the British Airways Credit Card 100k bonus after spending $5,000 within the first 3 months of opening an account.
You can redeem British Airways points for British Airways airfare, hotel stays, car rentals and other travel purchases. The British Airways Credit Card 100k-point bonus is worth roughly $1,930 when redeemed for British Airways airfare. You can also redeem points for flights on other Oneworld alliance airlines. That includes American Airlines, Alaska Airlines, Cathay Pacific and more. Points do not expire as long as your account remains open.
Here is what you need to know about the British Airways Credit Card 100k bonus:
How to get it: You can get the 100,000 Avios after spending $5,000 in the first 3 months of account opening.
Who is eligible? New British Airways Credit Card cardholders.
Who is not eligible? Anyone who has earned the bonus in the previous 24 months.
In addition to the British Airways Credit Card's 100,000 points bonus, the card offers plenty of other travel-friendly perks. You get 5 Avios per $1 spent with British Airways, Aer Lingus Aer Lingus, Iberia and LEVEL in the first 18 months (3 Avios thereafter), 3 Avios per $1 spent on hotels in the first 18 months (2 Avios thereafter), and 1 Avios per $1 spent on all other purchases.
There's also a complimentary companion ticket for spending $30,000 in any calendar year. The British Airways Credit Card annual fee is $95.
The British Airways Credit Card rental car insurance works if you decline the rental car agency's insurance and charge the entire rental to your Visa Signature card. It provides collision and theft insurance up to the value of the car.
Your British Airways credit card Avios (their version of miles) can be redeemed for travel on airlines in the Oneworld alliance which is a global partnership made up of 13 airlines. Oneworld is one of the 'Big 3' alliances, with the other two being the Star Alliance and SkyTeam.
No, unfortunately the Avios cannot be redeemed for cash. You can find more about the redemption options by clicking on the Apply Now button above or by calling British Airways Executive Club customer service at 800-452-1201. Hope this helps.
If you are approved for a British Airways Credit Card, your credit limit will be at least $5,000. Anything above that is dependent on your creditworthiness.
Share your insights and review the British Airways Credit Card
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3.7
328 reviews
328 reviews
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Alex Steven @alexs_14
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3 Star Rating
This is a decent card. I just don't like the eventual annual fees. The first year has no annual fees, but that year goes by fast. Some travel cards have no annual fees whatsoever. However, if you use BritishAirways or have a fondness toward them, then this card will probably suit you very well, since they do offer some pretty great rewards, and it feels like it's very easy to get bonus points. The initial bonus is awesome as well! But still, I just don't use BritishAirways too much, so this card isn't very useful for me personally, hence why I had to drop 2 stars out of the 5.
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jesse @jessesarver
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3 Star Rating
The British Airways Visa Signature credit Card is an OK credit card. I do like the zero annual fee for the first year. It going up to 95 dollars a year would make me cancel it the next year though. That's way to much! This card doesn't have a low intro rate but the credit card rate it self is some what low. It really has some great travelers rewards though. If you fly a lot this is the card you might want to get. You also have to have high credit score to get this card. It doesn't have foreign transaction fee at all, so that's great. I have the Capital One Venture One Rewards Credit Card and it has very similar rewards. It doesn't have a annual fee though, at all. That really is the big fall for this card. This is a decent credit card but I would not recommend it. There are much better travelers credit cards out there.
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Sidhu Ram @sidhuram
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4 Star Rating
Whooping $95 a year for holding the credit card is a touch too high! Though there are quite a few bonus offerings being made, they are all only for purchases above a certain limit which would never fit my bill anytime soon! However, it does seem like a decent option for those travelling abroad, as there are no transaction fees being levied for foreign transactions. However, I still prefer to use my Chase Credit card as that offers better value for money! I get better points for the Chase card for far fewer purchases and the price for holding the card year on year is really really low compared to the British Airways!
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Ben Matthews @ben_matthews_948494
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2 Star Rating
I personally am not a huge fan of the British Airways Credit Card and would recommend Capital One VentureOne over. Quite simply, the British Airways card has annual fees, VentureOne does not. Both give you 1.25% on your every day purchases, and both have no foreign transaction fees. While you get a small bonus of 2.5% back on British Airway plane tickets, you have to buy A LOT of plane tickets in order to break even with the annual fee. You might even find a cheaper deal going with a non British Airline flight, so you may feel obligated to use them just to get the points. I would avoid this card, get VentureOne instead.
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Tiffany McLean @tiffmclean
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4 Star Rating
I love airline rewards cards because who doesn't love to travel! The British Airways Visa Signature card seems pretty decent if you're one to travel a lot. It offers a great initial bonus of 50,000 miles unlike that Southwest Credit card that only offers 25,000 points and those don't add up to the miles you'd get. You can also earn miles with the British Airways Visa on other purchases you make every day. This card has the advantage of not having an annual fee for the first year, but I've found that most airline cards have them at some point. The interest rate seems pretty low or if you're going to just pay off your purchase right away that’s even better. Overall this seems like a great card if you plan to travel often.
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Andi Robb @andi.robb
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4 Star Rating
This card is a great card if you travel a lot and can make use of the great rebates on miles but if you are just an occasional flyer then the annual fee might make this the wrong card for you. As british airways flies to many different locations you can use this card almost anywhere you want to fly so racking up the points can be achieved easily and quickly and if you can spend $2000 in the first 3 months you get the bonus 50,000 points which is a great start. The other great thing with this card is that there is no foreign transaction fee so if traveling abroad you can really take advantage of the benefits of this card. There are other cards out there for other airlines (delta etc.) But if you like to fly B.A. as I do then this is a great card to have in your wallet.
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Christopher Hopper @callenhopper
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3 Star Rating
I like the fact that there are bonuses for using the British Airways Visa Signature Card, but I don't like the annual fee. It reminds me of the annual fee on the Delta Airlines Mastercard. Personally, I like receiving the bonuses for using my card, but as a student, it is difficult to justify spending so much to just get the bonuses that leave me breaking even at the end of the year after paying that annual fee of $95. I also like that there is no foreign transaction fee like the Delta Airlines card. I think it is in line with British Airways to allow unrestricted spending across the globe as they are an airline, so I'm very glad they've done better than Delta in that regard.
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Alex Whitehouse @john.whitehouse.3158
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4 Star Rating
If you can spend the $2,000 minimum within the first 3 months of opening the account, the bonuses are really nice. 50,000 bonus miles is a great way to start in this reward program. In addition, the annual fee doesn't begin until the second year, which makes it essentially free to start. I find the APR a bit on the high side, but with reward cards you generally see this. I chose a different card based on cash-back, but for those who travel frequently this is an intriguing offer. All in all, a great deal that I would definitely recommend.
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Chris @sharkmops
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3 Star Rating
The British Airways Visa Signature card is good if you want to rack up many many miles easily. You get 1 and a quarter mile for ever $1.00 you spend with the card, which is not bad at all. One downside I see to this card is that there is an annual fee. There is no annual fee for the first year as it is waived, but after that it is almost $100 a year. Depending on how many miles you rack up, it may or may not be worth it. There are other cards out there without the annual fee that will probably save you more in the long run.
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Kjell Pedersen @kjell.pedersen.524
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4 Star Rating
I applied for this card last year at the recommendation of a friend. My wife and I had been planning to go to Hawaii and the opportunity to get some of the trip paid for through a credit card offer sounded great. The application was quick and easy, we received the card within a couple of weeks and quickly spent the $1000 to qualify for the 50,000 Avios. I will say that the booking system took some time to learn, but there are a lot of discussion groups on the web that give great tips on booking flights with Avios. We were able to book a flight with American using our Avios, and including the $95 annual fee for the card, we spent $105 on two round trip tickets for LAX to Maui. As a great bonus we were not expecting, we each were able to check up to 3 bags for free, and we received Priority Access boarding passes so we bypassed the standard security line, and boarded right after the first class passengers.
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