You can apply for the Buckle Credit Card either online or at any Buckle store location. Keep in mind that in-store applications require you to present a valid government-issued photo ID. Unfortunately, phone applications are not possible for the Buckle Credit Card.

You will need a credit score of at least 640 (fair credit) to be considered eligible. Plus, the issuer will also consider other factors when looking at your application, such as your income or existing debts.

The Buckle Credit Card credit score requirement is 640, at the minimum. That means people with fair credit or better have a shot at getting approved for the Buckle Credit Card.

Other Buckle Credit Card Approval Requirements

You should note that while your credit score is...

No, the Buckle Credit Card  is a store card that can only be used to make purchases at Buckle, in-store and online.

Co-branded credit cards, on the other hand, are the product of a partnership between a merchant and an issuer, and they belong to a specific ...

The Buckle Credit Card minimum payment will be equal to your balance if it's $30 or less ($37 if you were charged a late fee) or 5% of plan balance at the end of billing period rounded up to nearest $1 (minimum $5) – whichever is higher.

Buckle Credit...

Yes, the Buckle Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.

There is no way to pre-qualify for the Buckle Credit Card. A hard pull usually causes...

You can get a Buckle Credit Card credit limit increase by requesting it online or by calling 1-888-427-7786.

Comenity Bank will also periodically review your account to see if you're eligible for an increase.

Your best chances of getting an increase are if you've been paying your bills...

No, there is no inactivity fee for the Buckle Credit Card.

The Buckle Credit Card late fee is up to $41, which applies when you don't make the minimum payment by the due date. The late fee for the Buckle Credit Card can never exceed the minimum payment amount, though.

If you accidentally make less than the required minimum...