What's the Capital One Quicksilver rewards limit?
2
UpvotesReply
Evan Morrison
There is no Capital One Quicksilver rewards limit.
You can earn as many rewards as you wish.
Capital One Quicksilver Reviews [2023] Capital One Quicksilver Card reviews, rewards, fees & APRs. Cash Rewards Credit Card. Compare Capital One Quicksilver to other cards top offers and & apply online for the best credit card in seconds. John Kiernan
WalletHub
WalletHubCapital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
$200 Cash Back
after you spend $500 on purchases within 3 months from account opening.
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Sponsored Card
RewardsAPRReviewsQ&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
$200 Cash Back
after you spend $500 on purchases within 3 months from account opening.
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
APR on Purchases
0% intro APR for 15 months, 19.74% - 29.74% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 19.74% - 29.74% (V) APR after that
Balance Transfer Fee
WalletHub Review
by John Kiernan
May 26th, 2023
Capital One Quicksilver Pros & Cons
$200 initial bonus
1.5% cash back on all purchases
No annual fee
0% intro APR on purchases and balance transfers
Potential for a very high interest rate
Balance transfer fee
Requires good/excellent credit
Capital One Quicksilver's Additional Info
| cash advance fee | 3% (min $3) |
| cash advance APR | 29.74% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
$0 annual fee and no foreign transaction fees
0% intro APR on purchases and balance transfers for 15 months; 19.74%-29.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Capital One Quicksilver FAQ
Can't find what you are looking for? Submit your question about Capital One Quicksilver Cash Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can I get the Capital One Quicksilver if i'm under foreclosure?
2
UpvotesReply
Keyaira Sutton
It is unlikely to get approved for the Capital One Quicksilver if you're under foreclosure. However, approval decisions are ultimately very individualized, so if you still have at least good credit (700+), you may get approved.
At this point, it is worth noting that you can check your credit score for free on WalletHub. Keep in mind,...
Can I use this card in Europe with no fees?
2
UpvotesReply
Andrew McKinley
Sure, there are no foreign transaction fees.
Is there a Capital One Quicksilver monthly fee?
2
UpvotesReply
William Cartler
Capital One doesn't have monthly fees for their credit cards, at least none that I know of.
Moreover, Quicksilver doesn't have an annual fee either, so you shouldn't be getting any random fees. Of course, you do have a monthly minimum payment, but that's only if you carry a balance.
Is the Capital One Quicksilver Card a credit card?
1
UpvoteReply
Chip Lupo
Yes, the Capital One Quicksilver Cash Rewards Credit Card is a credit card. The Capital One Quicksilver Card has an annual fee of $0, works wherever Mastercard is accepted, reports to the credit bureaus, and allows you to pay off purchases over time. There are quite a few important things to know about the card before...
Does the Capital One Quicksilver card offer cell phone insurance?
1
UpvoteReply
Chip Lupo
The Capital One Quicksilver card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it's not a benefit commonly offered by credit card issuers.
If...
What is the Capital One Quicksilver Credit Card authorized user bonus?
1
UpvoteReply
Chip Lupo
The Capital One Quicksilver Cash Rewards Credit Card does not offer an authorized user bonus, currently. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and the Capital One Quicksilver Card is not among the cards offering it.
Adding an authorized user to your Capital One Quicksilver...
What counts as a purchase for a credit card?
1
UpvoteReply
John Miller
Most everyday transactions count as purchases for a credit card. For example, transactions made with your card at places like the supermarket, gas station and restaurant are considered to be eligible credit card purchases.
Some credit card transactions that don't count as purchases include:
When does the Capital One Quicksilver card report to credit bureaus?
1
UpvoteReply
Chip Lupo
The Capital One Quicksilver Cash Rewards Credit Card reports to the credit bureaus monthly, within days after the end of a cardholder's monthly billing period. Capital One Quicksilver reports the card's credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Capital One may use a specific...
How can I freeze my Capital One Quicksilver Card ?
1
UpvoteReply
Chip Lupo
To freeze a Capital One Quicksilver Card, log in to your online account or the Capital One mobile app and navigate to “Lock Card." You can also call Capital One customer service at the number listed on their website and ask them to freeze your card, though it is much easier to lock...
Compare The Capital One Quicksilver
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Transfer Intro APR0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
Transfer Intro APR0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Regular APR19.74% - 29.74% (V)
Regular APR19.74% - 28.49% (V)
Regular APR16.74% - 27.74% Variable
Rewards Rate1.5 - 5% Cash Back
Rewards Rate1.5 - 5% Cash Back
Rewards Rate1 - 5% Cash Back
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Capital One Quicksilver Video Review
Capital One Quicksilver Reviews
Share your insights and review the Capital One Quicksilver Cash Rewards Credit Card
3.6
4,965 reviews
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4 Star Rating
Verified CustomerLove my card and my cap1 platinum card, only reason I gave 4 instead of 5 is because with the platinum card you start with a 300$ credit limit and after you pay on time for 6mos it goes up to 500$ automatically but with the quicksilver it's got the cash back which is nice but you don't get a higher credit limit after a certain amount of time making payments on time to prove your creditworthiness so that's the only part that sucks about the quicksilver compared to the platinum otherwise it's awesome with getting cashback you can put toward your balance or get a check or use to buy things online etc... I just wish I could up my limit past 300 without it affecting my credit having to ask for it. Otherwise, Cap One is the BEST card brand to ever go with!
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1 Star Rating
Verified CustomerI have had this card for 10 years!! my credit scores are 706, 767, 772 and my debt to income ratio is 10% but I still can't get the limit increased. it's such a low amount I almost never use the card.
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1 Star Rating
Verified CustomerI've had this card for years.They started me out with a $500.00 limit.I have always paid every month on time; never been late; my credit is good and they finally raised my limit to $2500....5 & 1/2 years ago!!! It has been over 5 years since they raised my credit limit. I have requested an increase several times and they come up with the stupidest reasons not to. I either pay it off every month or I don't pay but the minimum every month, or I haven't used it enough or I drive the wrong color car or something....Their interest rate is nearly 30% which is horrible. I don't owe much of anything now, so plan to just pay it off and pitch it in a drawer.
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5 Star Rating
Verified CustomerIt is a pretty solid card, 1.5% back on anything, no revolving criteria makes this card one that will be in most people's wallets awhile. You don't need a high credit score to obtain, I got this card with something around 650. There is hope.
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1 Star Rating
Verified CustomerI was approved for this card and it was shipped on 3/5/21. Never received it. Called this morning. They sent it to the wrong apartment. They verified my address over the phone two weeks ago, TWICE. I went to the apartment that it was sent to and the grandmother found it under her grandson's pillow, opened. He tried to activate it. How does this happen?! Mailed a new card today. Not sure about this company now. Unsettling and gross incompetency. I hope that this was just one isolated incident and that I don't have problems in the future.
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It doesnt sound like the grandson is a very sophisticated scammer who will pose your ID fraudulently. More like a bogus charge or cash advance.
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4 Star Rating
Verified CustomerI have had this card for 2 years and love it this far, it's not a card with any rewards or fun stuff but if you want to establish great credit with a card that gives a credit increase and shows good faith. This is it! The app is so easy to use and not overly done. I subtracted 1 star because they report a full week after you pay your bill and sometimes it ends up being over that 1 month before you see a change on Wallet Hub so it's a waiting game.
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2 Star Rating
Verified CustomerGood card for bad credit...that was over 12 years ago though, and will not raise credit over $500. I only keep for the length of time I’ve had it, and pay $39 a year for that.
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5 Star Rating
Verified CustomerCapital One was the first company to offer me an unsecured credit card after my divorce. I don’t use the cash back card to benefit from what a cash back offers and the credit limit is too low to increase my credit report. Transferring from $3300 credit limit to a credit card with a $4000 dollar credit limit wasn’t that much better. My idea of moving from one credit card company to another with a low credit limit actually damages my credit rating more. In retrospect, I should have stayed with Capital One. Bigger isn’t always better and in this case, moving to BOA was a big mistake.
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5 Star Rating
Verified CustomerI like the Wallmart cash back and debit features. I like the extended warranty the card offers on purchases........................
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5 Star Rating
Verified CustomerI keep a balance on my card to show I am using it. I pay more than my minimum payment. Every 3 or 4 months I pay the whole balance. The credit available will increase every 5 months long as you're making payments.
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Review Capital One Quicksilver Cash Rewards Credit Card
Expert Thoughts on Capital One Quicksilver
WalletHub posed the following questions to a panel of experts in order to quickly help credit card shoppers become better acquainted with the Capital One Quicksilver Rewards Card. You can find the panel’s bios and responses below.
- Do you think most people would be better off with a credit card that gives cash back on all purchases or a card offering rotating bonus categories?
- How important would you say it is to have at least one credit card with no annual fee?
- Do you think Capital One is getting their money’s worth from the Quicksilver Card’s celebrity endorsers?
John B. Dinsmore
Ph.D., Associate Professor, Marketing, Raj Soin College of Business, Wright State University
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Ph.D., Associate Professor, Marketing, Raj Soin College of Business, Wright State University
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Raghava Gundala
Associate Lecturer, University of Wisconsin–Parkside
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Associate Lecturer, University of Wisconsin–Parkside
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Offer last updated: May 26th, 2023 at 11:55 ET