Is Capital One Quicksilver a Visa or Mastercard?
The Capital One Quicksilver card is a Mastercard. That means you can use your Capital One Quicksilver at millions of merchant locations in more than 210 countries and territories. However, it is worth noting that networks are subject to change and there are both Visa and Mastercard versions of the card. Online applicants can see the network logo at the top of the application form.
Here's what you should know about the Capital One Quicksilver card:
- Card network-level benefits: The Mastercard level of benefits that you will get will depend on your creditworthiness. If you qualify for the World Elite Mastercard, your Capital One Quicksilver will include perks such as travel insurance, concierge services, and purchase protection, among other benefits.
- No foreign transaction fees: On top of the Capital One Quicksilver's wide global acceptance, frequent travelers will also enjoy the card's $0 foreign transaction fee. That means you'll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
- Other perks: The Capital One Quicksilver card provides plenty of its own rewards and perks to complement the array of benefits offered by Mastercard. For example, the card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.
Ultimately, it is worth noting that a card network is the company that helps process credit card transactions and determines where a card is accepted. Having said that, both Visa and Mastercard benefit from the most extensive worldwide acceptance, so you'll have no problems using your Capital One Quicksilver, regardless of its card network.