How do I upgrade from Capital One Quicksilver to Venture?
You can upgrade from Capital One Quicksilver Cash Rewards Credit Card to Capital One Venture Rewards Credit Card either online or by calling the number you see on the back of your card. Alternatively, you may also receive an offer from Capital One, but it is not guaranteed.
What you should know before upgrading your Capital One Quicksilver card:
- How to upgrade your Capital One Quicksilver card: Log in to your online account and see if you're eligible for an upgrade. If you are, there may be an “Upgrade Now” button. Click on it and follow the on-screen instructions to upgrade your card.
You can also request an upgrade by calling Capital One customer service. Alternatively, you may receive an upgrade offer either by e-mail or mail. - What happens when you upgrade your card: When you upgrade from Capital One Quicksilver to Capital One Venture, your current APR and credit limit will remain the same, unless it's stated otherwise in your upgrade offer. Your card number will remain unchanged as well, but your CVV and expiration date will change.
Keep in mind that the annual fee will change from $0 to $95 when you upgrade. You should receive the new card within 7 to 10 business days. You can continue using your old card until the new one arrives. - When to upgrade your Capital One Quicksilver card: You can upgrade to Capital One Venture if you had the Capital One Quicksilver card for at least 6 months.
- How a credit card upgrade impacts your credit score: Capital One will use a soft pull of your credit report when processing a credit card upgrade request. So, there's no need to worry about affecting your credit score.
Ultimately, you should keep in mind that upgrading to Capital One Venture will not make you eligible for the initial bonus offer that would otherwise come with this card. So, to earn the 75,000 miles bonus, you will have to apply for this card and spend $4,000 in the first 3 months.