Exchange rate fees do not apply to the Capital One Quicksilver, as the card has a $0 foreign transaction fee.

You'll want to avoid dynamic currency conversion, though. This is a foreign merchant's offer to convert your transaction from the local currency to U.S. dollars. And it can be as much as 7% higher than the actual going rate. You can avoid this cost simply by turning down a merchant's offer to convert your transaction and choosing to pay in the local currency. 

Foreign transaction fees are usually 1-3% of the total price of purchases abroad (or online purchases made through international merchants). These are made up of the transaction fee imposed by credit card issuers and the exchange rate fee (typically 1%) tacked on by credit card payment processors (e.g.; Visa or Mastercard) to convert your purchase from the foreign currency to U.S. dollars. These fees apply when the merchant submits your payment for processing. The Capital One Quicksilver card, however, features $0 foreign transaction fees, so you won't have to worry about any of these extra charges.  

So as long as you avoid dynamic currency conversion, the Capital One Quicksilver can save you quite a bit of money.

Your daily and overall Capital One Quicksilver cash advance limits should be listed on your monthly statement. You can also find out by calling Capital One's customer service department or by enrolling in online banking here.

Like the overall spending limit on a credit card, the amount you... show more

To pay your balance online, you will need to register your account for online access. You can do so here: https://services1.capitalone.com/ui/#/cardEnrollment/access. Hope this helps. Please let us know if you have any other questions.

The Capital One Quicksilver Cash Rewards Credit Card cash advance fee is 3% (min $10) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One Quicksilver card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.

If Capital One approves your Quicksilver application, you will receive the credit card by mail within 7-10 business days. If you need your card faster, you can pay $16 for expedited shipping and get it in 2-3 business days.

No, I have a Quicksilver MasterCard and no other accounts with CapitalOne.  Think of it like an American Express or Discover card, it is a stand-alone account with the card issuers.

You can link your bank account to make a Capital One Quicksilver payment. To do so, you must have a Quicksilver online account. Log in to your Quicksilver account and from the profile picture icon, click "Settings" and scroll down to "External Accounts." Select the "Add External Account" link. Enter... show more