The best Capital One Spark Cash Plus benefits are roadside assistance and extended warranty. The Capital One Spark Cash Plus credit card also has virtual card numbers and $0 fraud liability, which are more common perks across Capital One credit cards. For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Capital One Spark Cash Plus Credit Card Benefits

• Roadside assistance
• Extended warranty
• Virtual card numbers
• $0 fraud liability
• Free employee cards
• Rental car insurance

Along with these benefits, the Capital One Spark Cash Plus credit card has a $150 annual fee and gives rewards on all purchases. As long as you have excellent credit, the Capital One Spark Cash Plus credit card is certainly a card to consider adding to your wallet.

The best Capital One Spark Cash Plus promotion is an initial bonus of up to $1,000: $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months.

Credit card promotions change often, so if you see something you're particularly interested in, you should consider...

The Capital One Spark Cash Plus Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Capital One Spark Cash Plus Card and a metal credit card, though, so don't dismiss the Capital One Spark Cash Plus...

The Capital One Spark Cash Plus credit card exchange rate is Mastercard's exchange rate on the date you make an international purchase. Mastercard exchange rates change on a daily basis, and they update these rates each day on their website.

While credit card exchange rates normally also include foreign transaction fees, the Capital One Spark Cash Plus...

Yes, it is hard to get the Capital One Spark Cash Plus because it requires excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for the Capital One Spark Cash Plus card.

In order to...

To activate a Capital One Spark Cash Plus credit card, call the number on the activation sticker that's attached to the card or go to the Capital One activation website, which will also be noted on the sticker. Another way to activate a Capital One Spark Cash Plus credit card is by using...

Yes, the Capital One Spark Cash Plus card does offer a roadside assistance benefit. Capital One Spark Cash Plus roadside assistance gives cardholders 24/7 access to a wide range of services whenever their vehicle breaks down. For Capital One products listed on this page, some of the above benefits are...

The main Capital One Spark Cash Plus requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and excellent credit.

Capital One Spark Cash Plus Requirements

To get a Capital One Spark Cash Plus replaced, log in to your online account, use the Capital One mobile app, or call customer service at the phone number listed on their website. There is no fee to get a Capital One Spark Cash Plus replacement card, which should arrive within 4-6 business days.

How...

Capital One Spark Cash Plus purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse Capital One Spark Cash Plus cardholders for up to $10,000 and up to $50,000 per cardholder. For Capital One products listed on...