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41%
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3.8
2,654 reviews
2,654 reviews
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Tiffany McLean @tiffmclean
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3 Star Rating
The first thing I noticed about the Capital One Venture Rewards Credit card was the rewards program is only helpful to someone who travels often. If that's the case then hooray because you can get lots of bonus miles for the purchases you make. I thought it was interesting that the annual fee is $0 for the first year and then $59 after that. If there was no annual fee this card might hold up better. A nice plus to the card is that the APR rates seem a lot lower than other cards such as the Citi Simplicity card. I've also never heard of a credit card coming with 24-hour roadside assistance so that was interesting and kind of a cool perk. It doesn't look like a terrible card if you travel a lot and want to earn some bonus miles.
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Becky N Ray Rodriguez @rrebecca3
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3 Star Rating
The Capital One Venture card can be a nice card to have if you are a frequent traveler, as they do offer a nice incentive package. They begin with no annual fee, but this is traded in after one year for a $59 per year fee. Another good feature is that Venture belongs to the Visa family, which is accepted almost everywhere.
Meanwhile, I enjoy the Chase Freedom card, which is another Visa backed card. Their rewards package applies with general purchases. When spending $500 in your first three months, Chase will give you $100 cash back. In addition, Chase give 5% cash back every three months when purchasing from popular retailers like Amazon.com, and 1% cash back everywhere else. Chase also has no annual fee ever.
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M H @mh8585
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4 Star Rating
The Capital One Venture Rewards card is similar to my US Airways premier world mastercard except the initial bonus is lower at 10,000 miles versus 40,000 and the interest rate is lower. If you don’t travel all that much but still wants a miles card, then Capital One is definitely better with the lower interest rate and lower annual fee, but if you travel a lot and want great bonuses then the US Airways card is best. I do have a different Capital One card and love the image card feature which lets you customize the image on your card to any picture that you own. It’s great for parents who want a picture of their child on the card!
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Owen @omasterson
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4 Star Rating
The Capital One Venture Rewards Credit Card is a fantastic card for anyone who travels, for personal or business reasons, or even both. As someone who travels for work, this is great for me. I'm required to submit all my receipts every two weeks for reimbursements. I would rack up points so quick! The annual fee doesn't seem too great though, even if they "waive" it the first year. Roadside, travel, and emergency assistance are recent features of cards and I think it's great that things like this are offered. It should be automatic, in my opinion. For the frequent traveler, this is a fantastic card.
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Allison Dixon @whuser13305035
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5 Star Rating
I love my Capital One® Venture reward card. I’m the type of person that just has to shop, and for the longest time, I had been getting nothing back in return. I was spending thousands of dollars each year on my shopping habit, and nothing to show for it. So I got the venture rewards card, and started to see a return on all my purchases. I have a low interest rate, and I get a free plane ticket with all the reward points I earn. My vacation is paid for every year, thanks to my venture card.
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Colby Gradel @colbyg
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5 Star Rating
I got my Venture card about a year ago, and I love it! My credit rating was good (not perfect for sure), and I qualified for a 5000 dollars credit limit. So if your credit score isn't perfect, apply anyway and you may qualify. The Venture card has no annual fee for the first year and earns you points for travel. I've already taken one trip to the coast with the points I've earned so far, and I’m almost able to pay for another trip with my points. Also, I received 10,000 points just for signing up! I highly recommend this card if you love to travel!
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Dalton Borella @daltonb4
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5 Star Rating
I love the fact that I simply can pay my bills with this card and still be able to get 30,000 bonus points to use for things such as traveling, if you like to travel this is definitely the card to get. The Capital One card usually offers a nice bonus for simply signing up and has low interest than most cards, this card requires a little better credit than most but its worth trying to get! I fully trust Capital One and believe them to be one of the best credit card companies over the many. They provide incredible customer service and have been very generous in the past. This is without a doubt my favorite card of them all. Such low rates too!
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Ouida Mckell @ouidam_1
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5 Star Rating
I've only had this Capital One card for about a year or so, but what is nice about it is the first year of owning it I didn't have to pay an annual fee. You do have to pay a fee of $59 after the first year, but that is okay as it's still lower than most annual fees. I mostly only use this card to pay my bills, but it is nice to get enough points to travel. So if you like to travel this card is great to have. Someday I plan on going to Hawaii when I get enough points!
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Sara Osborne @sara.osborne.146
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4 Star Rating
I have been with Capital One for about 4 years and have had very few problems. The only issue I used to have was when I would mail the bill it seemed to take forever to process and I got a few fees. I started paying online now and have no issues. There is great customer service and the cards annual fee is pretty fair. There have been options to increase credit, and I have had no problem doing that. It is expected just about everywhere and the statements are very clear. I am billed the same time every month so it is predictable. I have been able to accumulate rewards and they add up pretty quickly.
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Loris Fallo @lorisf
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5 Star Rating
I have had this credit card for over 2 years and I really love it. I love the rewards I get from it and I have gotten a few upgrades at hotels and restaurants just for using the card. The roadside assistance has come in handy for me before, too! My husband travels a lot, for business and pleasure, and we have racked up some reward points to use on our vacation. My husband's family lives in Europe, so the no foreign transaction fees were really something that stood out to me. The annual fee is $59, but your rewards are at 2% instead of the standard of 1.2% that comes with the lower card, which for us, made it a better deal.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson Professor, The School of Hospitality Business, Broad College of Business – Michigan State University Read More
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
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