Is Capital One Venture a Visa or Mastercard?
The Capital One Venture card is a Visa. That means you can use your Capital One Venture at 44 million merchant locations in more than 200 countries and territories.
Here's what you should know about the Capital One Venture card acceptance:
- Card network-level benefits: The Visa tier that you will get will depend on your creditworthiness. If you qualify for the Visa Signature level of benefits, your Capital One Venture will include perks such as travel insurance, concierge services, and purchase protection, among other benefits.
- No foreign transaction fees: On top of the Capital One Venture's wide global acceptance, frequent travelers will also enjoy the card's $0 foreign transaction fee. That means you'll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
- Other perks: The Capital One Venture card provides plenty of its own rewards and perks to complement the array of benefits offered by Visa. For example, the card offers 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases.
Ultimately, there are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it's more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.