Is Capital One Venture Visa or Mastercard?
55
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WalletHub
The Capital One Venture Card is a Visa. Capital One is the issuer of the Venture Card, which can be used anywhere Visa is accepted.
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Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
75,000 Miles
once you spend $4,000 on purchases within 3 months from account opening
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Sponsored Card
Rewards2,648Reviews136Q&AContact
RewardsAPREditor ReviewQ&ACustomer Reviews
75,000 Miles
once you spend $4,000 on purchases within 3 months from account opening
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$95
Rewards
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to a $100 credit for Global Entry or TSA PreCheck®
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
APR on Purchases
16.24% - 24.24% (V)
Balance Transfer
APR: 16.24% - 24.24% (V)
Balance Transfer Fee
Editor's Take
by John Kiernan
May 17th, 2022
Capital One Venture Pros & Cons
75,000 miles initial bonus
Earn the miles-equivalent of 2% cash back
Redeem for any-travel related expense
$0 foreign transaction fee
Terrible cash back redemption rate
Monthly earnings are lost when bill payments are late
Not built for financing
Capital One Venture's Additional Info
| cash advance fee | 3% (min $10) |
| cash advance APR | 24.24% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
No foreign transaction fees
Capital One Venture FAQ
Don't see what you're looking for? Submit your question about Capital One Venture Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How do I get the Capital One Venture metal card?
71
UpvotesReply
Tom Lipkis
You don't have to do anything special to get the Capital One Venture metal card. All new cardholders who are approved for Capital One Venture will receive the metal version. This is a special promotion that's been going since February 15, 2017. Capital One has not yet announced an end... show more
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How do I get the Capital One Venture sign-up bonus?
4
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Maria Adams
To get the Capital One Venture Card sign-up bonus, new cardholders must spend $4,000 within the first 3 months of opening an account. The Capital One Venture Card bonus is 75,000 miles.
Keep in mind, however, that you will not be eligible for this introductory bonus if you... show more
How does a Capital One Venture balance transfer work?
53
UpvotesReply
David Osborn
A Capital One Venture balance transfer allows applicants and cardholders to shift existing debt to the this card and pay it down over time. Capital One Venture balance transfers do not have an introductory 0% APR. That means a balance transferred to the Capital One Venture card will accumulate interest... show more
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What is the Capital One Venture card interest rate?
18
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Archie Conway
The Capital One Venture card interest rate is 16.24% - 24.24% (V). The exact APR a Venture cardholder will get upon approval will be within that range, and it will depend on their overall creditworthiness. Capital One considers an applicant's income, past payment history, credit score, and other factors... show more
How do I reach Capital One Venture customer service?
18
UpvotesReply
Patricia Lex
You can reach Capital One Venture customer service by calling (800) 227-4825. There isn't a dedicated Capital One Venture customer service line. You'll actually be calling Capital One's main credit card support number. Capital One's virtual assistant, Eno, is another way to reach customer service. Just open the... show more
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How many Capital One points do you need for a flight?
5
UpvotesReply
Tom Lipkis
You need 100 Capital One miles for every dollar that a flight costs. Each mile is worth one cent when spent on travel. So, if your flight costs $200, you'll need 20,000 miles. That's a pretty standard rate for reward redemption.
Because not all flights are equal (in terms... show more
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How can I get a Capital One Venture cash advance?
7
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Maria Adams
The easiest way you can get a Capital One Venture cash advance is by using your card and 4-digit PIN at any ATM with the Visa network logo. You can also get a cash advance in person at a local Capital One branch. Select cardholders may also receive “access”... show more
What are the Capital One Venture Card transfer partners?
1
UpvoteReply
Maria Adams
The Capital One Venture Rewards Credit Card transfer partners are:
- Accor Live Limitless
- Aeromexico
- Air France KLM
- Air Canada
- Asia Miles
- Avianca LifeMiles
- British Airways
- Emirates Skywards
- Etihad Airways
- EVA Air
- Finnair
- Qantas
- Singapore Airlines
- ... show more
What are the Capital One Venture airline partners?
11
UpvotesReply
Charlotte Smith
The Capital One Venture airline partners are:
- Aeromexico (Club Premier)
- Air Canada (Aeroplan)
- Air France KLM (Flying Blue)
- Avianca Airlines (LifeMiles)
- British Airways (Avios)
- Cathay Pacific (Asia Miles)
- Emirates (Emirates Skywards)
- Etihad Airways (Etihad Guest)
- EVA Air (Infinity MileageLands)
- ... show more
Compare The Capital One Venture
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APRNot Offered
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Regular APR16.24% - 24.24% (V)
Regular APR15.24% - 25.24% (V)
Regular APR15.24% - 25.24% (V)
Rewards Rate2 - 5 miles / $1
Rewards Rate1.5 - 5% Cash Back
Rewards Rate1.25 - 5 miles / $1
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Capital One Venture Video Review
Capital One Venture Reviews
Share your insights and review the Capital One Venture Rewards Credit Card
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2,648 reviews
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2 Star Rating
Verified CustomerA Business cheated me on a service capital one did not back me . Business realized their error and gave me back my money... 17 yrs with you thanks for your support..
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3 Star Rating
I like the card but I was really disappointed with their customer service. I signed up for the 50k mile promotion and have used it on every single purchase since (-bills). I fell $151 short of the $3000 and they refused to give me any kind of mile bonus or extend the 90-day period. Customer service wouldn’t even connect me to the department that reviewed these appeals. I would suggest going with a different company.
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5 Star Rating
Verified CustomerNice card. We use it exclusively for travel and entertainment. We like the rewards percentage and ease of cashing those points in for further use.
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5 Star Rating
Finding a no-int'l-fee credit has saved me a ton of money as I live between two countries. Never thought I would say this but I love this credit card. I use it daily. Customer service has always been fast and efficient. The weighty metal of the card never fails to trigger conversation with merchants.
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5 Star Rating
Verified CustomerAwesome card. They proactively monitor and report. Automatically increase limits and just upgraded my card to a Quiksilver cash rewards card without changing account numbers!
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5 Star Rating
Verified CustomerMy favorite credit card company - I’ve always experienced excellent customer service with CapitalOne, when compared to customer service at every other big bank competitor.
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3 Star Rating
Verified CustomerThe credit limit/increase is non-existing I just don’t know why CL is so low it’s been two years score 803-813. 2000 CL. Puzzles me
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5 Star Rating
Verified CustomerThis is a really great card if you're looking for rewards. It's really versatile when it comes to rewards because you can get a purchase credit or use it for travel or towards Amazon purchases.
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4 Star Rating
I have had this card for over 3 years. I am considering cancelling because I was not utilizing the card enough so they lowered my credit limit. I have NEVER had a company do that to any of my cards (I pay them off every month so I never have a running balance).
I am considering cancelling my card due to the disregard this company has for its members. When I spoke to a representative they said that this was happening to a lot of people. They have no regard for the negative connotation this could have on someone's credit due to utilization vs. available credit randomly increasing. I will not ever get another Capital One card
I am considering cancelling my card due to the disregard this company has for its members. When I spoke to a representative they said that this was happening to a lot of people. They have no regard for the negative connotation this could have on someone's credit due to utilization vs. available credit randomly increasing. I will not ever get another Capital One card
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1 Star Rating
Don't get this card. They won't increase your credit limit enough to make the card worthwhile (even if you pay the full amount owed month after month). This means you have to hold onto another credit card, paying annual fees on two cards.
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Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
- Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
- How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
- Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson
Professor, The School of Hospitality Business, Broad College of Business – Michigan State University
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Professor, The School of Hospitality Business, Broad College of Business – Michigan State University
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John T. Bowen
Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston
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Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston
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Maggie Daniels
Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University
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Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University
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Matthew J. Bauman
Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest
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Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest
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Berkita Bradford
Department Chair, Associate Professor, College of Agriculture, Virginia State University
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Department Chair, Associate Professor, College of Agriculture, Virginia State University
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David Baker
Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University
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Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University
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Offer last updated: May 17th, 2022 at 13:10 ET