The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $600 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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The Capital One Venture miles conversion rate is 1 cent per 1 mile when redeemed for travel purchases. Capital One Venture's conversion rate is typically 0.5 cents per 1 mile when cardholders redeem for cash back. You can also convert miles to gift cards and more and rates for these options vary and are subject to change without notice.
Here are the Capital One Venture miles conversion rates:
Travel purchases – 1 cent per mile: You can use your miles to book flights, car rentals and hotels through the Capital One website. Alternatively, you can use Capital One's "Purchase Eraser" feature to redeem your miles and receive an account credit for past travel purchases charged to your Capital One Venture. "Purchase Eraser" redemptions must be made within 90 days from the date the travel purchase posts to your account.
Cash back – 0.5 cents per mile: You can convert miles directly to cash back either in the form of a statement credit or a check.
Gift cards and merchandise – rates vary and are subject to change without notice: You can sign in to your Capital One online account to view mile conversion rates for gift card and other redemption options. Bear in mind that when you redeem your miles for gift cards, you must redeem in certain increments that correspond to gift card denominations
Transfer to Travel Loyalty Program – up to over 1 cent per mile: You can transfer your earned miles to Capital One's 15+ travel loyalty programs such as those from Air France KLM, Air Canada and Emirates. You can view the different transfer ratios and their conversion rates by logging into your online account.
Capital One Venture miles are most valuable and very easy to use when converted into travel. And you can either use them toward future bookings or use the Purchase Eraser to redeem your miles as a statement credit for travel purchases made in the past 90 days.
Capital One Venture reward miles do not expire as long as your account is open. But if your account is closed for any reason, you will lose any rewards you have not redeemed.
You can request a Capital One Venture Rewards Credit Card credit limit increase online, through the Capital One mobile app, or by calling customer service at the number on the back of your card. To raise your chances of being approved for a higher credit limit, pay your bill... show more
Capital One Venture miles do not expire as long as your account is open and in good standing. You will forfeit any miles you have yet to redeem if you or Capital One closes your Capital One Venture account for any reason.
Similarly, Capital One will not allow you to... show more
Capital One Venture works by giving you 2 miles per $1 that you charge to your card. You can then redeem those miles for gift cards, cash back or travel expenses – with no blackout dates or restrictions. Although it's nice to have options, there's a catch hiding here. Capital... show more
To add a Capital One Venture authorized user, log in to your online account and click the “I Want To...” tab, or call customer service at the number on the back of your card. You will need to provide the person's full name, phone number, date of birth, and Social... show more
No, the Capital One Venture Card does not have a 0% APR intro period for new purchases. If you're planning on making a large upcoming purchase and you don't anticipate paying off the balance for a few months, the Capital One Venture Card is not a great credit card to... show more
Yes, the Capital One Venture Card does offer extended warranty protection. The Capital One Venture extended warranty policy will lengthen the original manufacturer's warranty by up to 1 extra year for warranties of 3 years or less. The maximum coverage amount per item under the Capital One Venture Card extended... show more
Yes, the Capital One Venture card does offer a roadside assistance benefit. Capital One Venture roadside assistance gives cardholders 24/7 access to a wide range of services whenever their vehicle breaks down.
Capital One Venture cardholders can call 1-800-847-2869 to request any of the following roadside assistance services:
Yes, Capital One Venture pays up to $100 for Global Entry or for TSA PreCheck.
All you have to do is use your Capital One Venture card to pay for the application fee for either program. The issuer will reimburse you for the fee within two billing cycles, in the... show more
Yes, the Capital One Venture card can be used anywhere in the world where Visa is accepted. Almost all places that accept credit cards will accept a Visa card, so it's a good companion while traveling abroad.
The Capital One Venture is also ideal for online shopping. It has... show more
Share your insights and review the Capital One Venture Rewards Credit Card
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41%
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4.0
2,641 reviews
2,641 reviews
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lisa @LisaInCali
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5 Star Rating
Verified Customer
Just got approved for $5,000. TU 688 EQ 690. Have a 9 yr old BK on my credit reports. Everything else is fine, albeit young age of credit. Application and approval took less than 2 minutes! I have two cards with Cap 1; one is a platinum 2 yrs old with $2,500 limit. Other is QS1, 6 mos old, $500 limit. I was patient with Cap 1. Every 6 mos they gave me an increase. They were the ones that took a chance on me after my BK. I am so happy to get this Signature Visa card!
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Harry @Rooroo
Congrats!! That's awesome!!
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Michele Sandler @shelley_3
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1 Star Rating
Very unhappy with this Capital One Venture Policies. I have had this card for 15 years. I pay early , the full amount every month. I accidentally paid $3.00 less on one of my bills an for 2 months they have been charging over 18 % interest on the full amount of all of my purchases! I have $50 in interest for 3 dollars! The policy is absurd. I called to see if they would wave the fee in light of my 15 year history without missing a beat. They are not will to wave the $50 fee to keep as a customer so I am moving on. Be very careful with their interest charges.
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rolando @rolando_tamayo69
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1 Star Rating
Verified Customer
This system operates under a very poor judgement of the assessment of credit, asking very sensitive and personal questions to clients which not even a banker will ask under any kind of circumstances, please understand this is sensitive information and hackers will get it. I hope this gets review with higher executive personal with in your company and review guide lines properly. BAD
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Marvelle @marvelled
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1 Star Rating
Verified Customer
❌❌??. Don’t waste your time ?.❌❌They don’t process and report payments to credit bureaus on time. They never give increases and lie and give you BS excuses why even though they claim you can get increases if you make payments on time for 3-5 months but they don’t honor it. Customer service is a nightmare!!! Then the fraud dept will randomly (without warning) restrict your accounts and not give you any viable ways to verify your account. It’s a nightmare so even if you paid off your balance in full (like I did) you’re still not able to use your card. They are supposed to send you a link and let you upload documents but they say every single time that it’s not good enough or they didn’t receive them. Months later still they can’t verify your account but then I say I want to close the account, that they can do on the spit no problem. How’s that?! How can I not access my account to use it but I can access it to close it. That’s super stupid. Makes literally no sense. Then the genius I get from the fraud dept tells me he can close the accounts but can’t provide documentation that the accounts are closed. He transfers me to customer service who puts me on hold for no reason and then I call back and customer service transfers me back to fraud dept and fraud outs me back on hold. Apparently when you close an account it automatically generates a letter to be sent to you but for some reason she still can’t be sure I’ll get a document for all 3 of my accounts. ??♀️??♀️??♀️. This bank is so lame and useless. I have told my info 8 times today and my story 16 times and still nothing is resolved. Capital one has no bounds for its incompetency. In addition to that, I find out that once the accounts are closed but for some stupid reason the confirmation letters were not generated, they can’t do this after the accounts have been closed. So basically this entire waste of a day energy and time has been for nothing. They ruined the past few months and now they are making an already horrible day 100x worse for no explicable reason??????????????? Stupid Capital one. DO BOT WASTE your time energy or sanity in this bank!!
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faithm_25 @faithm_25
I just had this same issue with their fraus department. Very frustrating. Aggravation and so many wasted hours! Stiil don't have use pf my card back after sending in a copy of both sides of my driver's license.
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villainartsweb @villainartsweb
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1 Star Rating
I have NEVER had a worse experience with a credit card company in my 20 years of using credit cards. Now I can’t even pay for my medical bills because i had to close the card due to the stupidity of 4 different people and spending a total of 2 hours of my time being dragged around and given different answers each time. And I JUST opened it! I ultimately had to close the card because no one would help me and every single person I spoke with made banking with you IMPOSSIBLE. I will 100% absolutely be dragging your name through the mud forever. Thanks for nothing. Extremely disappointed. Feel free to look my name up in your system for proof that I was tossed from person to person. Horrible.
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stearnem_ms @stearnem_ms
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1 Star Rating
Twice, they have arbitrarily and capriciously deactivated my card when I was traveling, leaving me without a card to pay for transportation, lodging and food. No notice, and no help from customer service. If I have to carry a second card to protect me from Capital One's whimsical decisions, it begs the question of why I need their card.
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villainartsweb @villainartsweb
Same thing happened to me. They deactivated it with no notice and I was left with medical bills I could not pay for
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ravi parmar @ravip2248
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5 Star Rating
The travel options are completely terrible. With nearly 100,000 miles you're still paying out a significant amount of cash for terrible flight options. It's cheaper to shop your travel needs through travel websites. I'm completely disappointed in this card since I got for travel purposes.
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sorinrocks @sorinrocks
The whole point of this card is you don’t have to pick from a selection of flights provided by the credit card company. You book whatever flight you want wherever you want. Then when the purchase shows up on your bill, you pay it off with miles….
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harreskov01 @harreskov01
True but you can use the purchase eraser or transfer the points to airline or hotel partners.
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sarrinha @sarrinha
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1 Star Rating
Capital One Venture has the absolute worst customer service ever! I've had 2 different issues with fraudulent disputes and they don't ever help the customer out. I had a shady airline website make charges that I never authorized and tried to make me pay cancellation fees to remove the charges and Venture told me to file a Dispute. Which I did and the manager at Venture reassured me not to cancel the charges even though I only had 24 hours to cancel or they would charge me the full amount. The manager said I would win the case and not to cancel in order not to get the cancellation fees added as well from the shady merchant. I did what she asked and then 2 months later they sent me a letter saying my case was lost because I never canceled the charges that they supposedly said they've taken care of and said the case is lost and the money has been paid to the merchant. I told them the phone calls are recorded and I have the manager's name and employee ID and they said they needed that in writing not over the phone and it's my responsibility since it was my card. Stay away from this card, american express handles all your disputes for you with no problems and they make sure the customer is priority over the merchant. Any shady fraudulent activity occurs, american express has your back. Venture is only interested in taking your money and treating you like your the problem. I'm closing my account with them as soon as the dispute is closed and am telling every person I know not to get this card.
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Lotfi Fouzi @ylf16000
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1 Star Rating
I don’t know about the credit card itself, because I didn’t receive it yet, I applied on October 17th and today we are November 8th, my concern it’s about the costumer service, it was very poor and very bad. First of all to speak with a representative, you need to wait on holding for at least 30 minutes, I called 3 times, and each time it was that long. Second they only information that they provide you is: you gonna receive it soon !!!! On my last call I was told that they gonna cancel the card and send me a new one in 6 to 10 other business days, so I asked about the APR because basically the time l am gonna receive the card, I am gonna have only 11 month APR instead 12 month, they said there is nothing that we can do about it. I am really disappointed about that, and I pretty sure that I am gonna receive my first bill before even receiving the credit card, do you think that is fair?
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Ji Lee @jihyelee9202
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4 Star Rating
Got this credit card about 5 months ago. I appreciated that I got my bonus rewards right when I hit the promotional spending requirement, without having to jump through hoops. Also appreciate their fraud text alerts regarding potential unauthorized used of my card. To block the transaction, I just had to text back saying 'no' and it blocked my card. I get a piece of mind knowing that if someone tries to steal my credit card, I'll be notified.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
Mike Hampton Professor, Chaplin School of Hospitality and Tourism Management, Florida International University Read More
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