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Capital One Venture Rewards Credit Card

75,000 Miles

once you spend $4,000 on purchases within 3 months from account opening

Apply Now

Annual Fee

$95

Rewards

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Earn unlimited 2X miles on every purchase, every day

Miles won't expire for the life of the account and there's no limit to how many you can earn

Receive up to a $100 credit for Global Entry or TSA PreCheck®

Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel

Transfer your miles to your choice of 15+ travel loyalty programs

APR on Purchases

20.24% - 28.24% (V)

Balance Transfer

APR: 20.24% - 28.24% (V)

Balance Transfer Fee $0 at this Transfer APR

WalletHub Review

by John Kiernan

February 6th, 2023

Capital One Venture Pros & Cons

75,000 miles initial bonus

Unlimited 2 miles per $1 on every purchase

Redeem for any-travel related expense

$0 foreign transaction fee

Terrible cash back redemption rate

Monthly earnings are lost when bill payments are late

Not built for financing

Capital One Venture Review

The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $750 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more

View 2660 User Reviews

Capital One Venture's Additional Info

cash advance fee

3% (min $3)

cash advance APR

28.24% (V)

foreign transaction fee

smart chip

Yes, chip-and-signature

max late fee

$40

max overlimit fee

max penalty APR

None

grace period

25 days

Apply Now

at Capital One's secure site

Capital One Venture FAQ

Can't find what you are looking for? Submit your question about Capital One Venture Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Does the Capital One Venture card offer roadside assistance?

Upvotes

Chip Lupo, Credit Card Writer

Yes, the Capital One Venture card does offer a roadside assistance benefit. Capital One Venture roadside assistance gives cardholders 24/7 access to a wide range of services whenever their vehicle breaks down.

Capital One Venture cardholders can call 1-800-847-2869 to request any of the following roadside assistance services:

Standard Towing (up to 5 miles included)
Tire Changing
Jump Starting
Lockout Service (no key replacement)
Fuel Delivery (up to 5 gallons)
Standard Winching

There is a fee of $69.95 for roadside assistance, and the cardholder is only responsible for uncovered services.

Does Capital One Venture pay for Global Entry?

Upvotes

Dan Tomlin

Yes, Capital One Venture pays up to $100 for Global Entry or for TSA PreCheck.

All you have to do is use your Capital One Venture card to pay for the application fee for either program. The issuer will reimburse you for the fee within two billing cycles, in the...

View more answers

Can I use my Capital One Venture card anywhere?

Upvotes

Timmy Vargas

Yes, the Capital One Venture card can be used anywhere in the world where Visa is accepted. Almost all places that accept credit cards will accept a Visa card, so it's a good companion while traveling abroad.

The Capital One Venture is also ideal for online shopping. It has...

Which lounges can I visit with my Capital One Venture card?

Upvotes

Haley Windsor

The Capital One Venture card does not offer complimentary lounge access. However, Capital One will be launching its own airport lounges in the near future. The first lounge is scheduled to open at Dallas-Fort Worth International Airport in the fall of 2021, followed by two more locations, at Dulles and...

What is the Capital One Venture concierge benefit?

Upvotes

Adam McCann, Financial Writer

The Capital One Venture Rewards Credit Card concierge is a free benefit that acts like an on-demand personal assistant for cardholders. Capital One Venture cardholders can contact the concierge by calling the number in the card benefits guide to ask for help with nearly anything, from travel and purchase assistance...

How much is the Capital One Venture minimum payment?

Upvotes

WalletHub

The Capital One Venture minimum payment will be the greater of $25 or 1% of your balance plus new interest and late payment fees. If your entire balance is $25, then that's what the minimum payment will be.

View more answers

How can I downgrade my Capital One Venture card?

Upvotes

Frankie Solomon, WalletHub Analyst

To downgrade a Capital One Venture Rewards Credit Card, log in to your online accountand take a look at any available options. If none are present, or you'd like to explore more options, call the customer service number you see on the back of your card and request...

View more answers

What's the Capital One Venture payment address?

Upvotes

William Drake, WalletHub Analyst

The Capital One Venture payment address is:

Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083

The overnight payment address is:

Capital One
Attn: Payment Processing
6125 Lakeview Rd
Suite 800Charlotte, NC 28269

To make sure your payment posts as quickly as possible, write...

Does the Capital One Venture have a grace period?

Upvotes

Chip Lupo, Credit Card Writer

Yes, the Capital One Venture Card has a grace period of at least 25 days, lasting from the end of each billing cycle until the payment due date. If cardholders pay their Capital One Venture statement balance in full every month, Capital One will not charge any interest.

Keep...

What is the Capital One Venture exchange rate?

Upvotes

Lisa Cahill, Credit Cards Moderator

The Capital One Venture credit card exchange rate is Visa's exchange rate on the date you make an international purchase. Visa exchange rates change on a daily basis, and they update these rates each day on their website.

While credit card exchange rates normally also include foreign...

Compare The Capital One Venture

Capital One Venture Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Capital One VentureOne Rewards Credit Card

(2,660)

(4,944)

(4,939)

Purchase Intro APRNot Offered

Purchase Intro APR0% for 15 months

Transfer Intro APRNot Offered

Transfer Intro APR0% for 15 months|Transfer Fee: 3%

Regular APR20.24% - 28.24% (V)

Regular APR19.24% - 29.24% (V)

Rewards Rate2 - 5 miles / $1

Rewards Rate1.5 - 5% Cash Back

Rewards Rate1.25 - 5 miles / $1

Apply Now

Capital One Venture Video Review

Capital One Venture Reviews

Share your insights and review the Capital One Venture Rewards Credit Card

3.8

What's Your Rating?

page_krista
November 26, 2020 • @page_krista

Don't get this card. They won't increase your credit limit enough to make the card worthwhile (even if you pay the full amount owed month after month). This means you have to hold onto another credit card, paying annual fees on two cards.

Comment

Trenton J
October 26, 2020 • @treywyze

I had a Capitol One card years ago, I wil never apply for another. I will improve my credit scores as high as possible and apply for major bank credit cards such as Chase, Citi, US bank etc. Any other way to me is just a waste of time and a headache.

Comment

mdsyverson95
August 27, 2020 • @mdsyverson95

I have had this card for over 3 years. I am considering cancelling because I was not utilizing the card enough so they lowered my credit limit. I have NEVER had a company do that to any of my cards (I pay them off every month so I never have a running balance).

I am considering cancelling my card due to the disregard this company has for its members. When I spoke to a representative they said that this was happening to a lot of people. They have no regard for the negative connotation this could have on someones credit due to utilization vs. available credit randomly increasing. I will not ever get another Capital One card.

Comment

Gustavo Cabarcas
August 19, 2020 • @Gustavo2020

I have been thinking about getting this card for the longest time now. I am waiting until they launch their 75,000 miles bonus offer after you spend $4,000 or $5,000 (not sure which one is it) within three months of opening the card again ?

Comment

Renato Pascual
June 15, 2020 • @terrabaypark

Verified Customer

I applied for Venture Credit Card because it appeared on this list as a metal card. It’s NOT. Please remove this from your list of Metal Credit Cards. It is now a plastic only credit card. Metal is no longer an option.

Comment

lisa
March 19, 2020 • @LisaInCali

Verified Customer

Just got approved for $5,000. TU 688 EQ 690. Have a 9 yr old BK on my credit reports. Everything else is fine, albeit young age of credit. Application and approval took less than 2 minutes! I have two cards with Cap 1; one is a platinum 2 yrs old with $2,500 limit. Other is QS1, 6 mos old, $500 limit. I was patient with Cap 1. Every 6 mos they gave me an increase. They were the ones that took a chance on me after my BK. I am so happy to get this Signature Visa card!

Comment

Harry
May 16, 2020 • @Rooroo

Congrats!! That's awesome!!

Comment

Michele Sandler
March 8, 2020 • @shelley_3

Very unhappy with this Capital One Venture Policies. I have had this card for 15 years. I pay early , the full amount every month. I accidentally paid $3.00 less on one of my bills an for 2 months they have been charging over 18 % interest on the full amount of all of my purchases! I have $50 in interest for 3 dollars! The policy is absurd. I called to see if they would wave the fee in light of my 15 year history without missing a beat. They are not will to wave the $50 fee to keep as a customer so I am moving on. Be very careful with their interest charges.

Comment

rolando
February 9, 2020 • @rolando_tamayo69

Verified Customer

This system operates under a very poor judgement of the assessment of credit, asking very sensitive and personal questions to clients which not even a banker will ask under any kind of circumstances, please understand this is sensitive information and hackers will get it. I hope this gets review with higher executive personal with in your company and review guide lines properly. BAD

Comment

villainartsweb
May 7, 2019 • @villainartsweb

I have NEVER had a worse experience with a credit card company in my 20 years of using credit cards. Now I can’t even pay for my medical bills because i had to close the card due to the stupidity of 4 different people and spending a total of 2 hours of my time being dragged around and given different answers each time. And I JUST opened it! I ultimately had to close the card because no one would help me and every single person I spoke with made banking with you IMPOSSIBLE. I will 100% absolutely be dragging your name through the mud forever. Thanks for nothing. Extremely disappointed. Feel free to look my name up in your system for proof that I was tossed from person to person. Horrible.

Comment

stearnem_ms
January 28, 2019 • @stearnem_ms

Twice, they have arbitrarily and capriciously deactivated my card when I was traveling, leaving me without a card to pay for transportation, lodging and food. No notice, and no help from customer service. If I have to carry a second card to protect me from Capital One's whimsical decisions, it begs the question of why I need their card.

Comment

villainartsweb
May 7, 2019 • @villainartsweb

Same thing happened to me. They deactivated it with no notice and I was left with medical bills I could not pay for

Comment

Review Capital One Venture Rewards Credit Card

Expert Thoughts on Capital One Venture

To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.

Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?

Bonnie Knutson
Professor, The School of Hospitality Business, Broad College of Business – Michigan State University
Read More

John T. Bowen
Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston
Read More

Maggie Daniels
Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University
Read More

Matthew J. Bauman
Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest
Read More

Berkita Bradford
Department Chair, Associate Professor, College of Agriculture, Virginia State University
Read More

David Baker
Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University
Read More

More Experts

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.

Offer last updated: Feb 6th, 2023 at 13:02 ET

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

WalletHub Review

Capital One Venture Pros & Cons

Capital One Venture Review

Capital One Venture's Additional Info

Capital One Venture FAQ

Compare The Capital One Venture

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Capital One Venture Video Review

Capital One Venture Reviews

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Expert Thoughts on Capital One Venture

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