The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $600 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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Capital One Venture travel insurance covers you for serious accidents caused by a travel provider. It also covers rental cars and lost or damaged luggage. Capital One Venture's travel insurance benefits don't cost extra, either. They're covered by Venture's $95 annual fee and kick in automatically when you pay for travel with the card. You just have to submit a claim if a covered event occurs.
Here are the Capital One Venture travel insurance benefits:
Travel Accident Insurance. Capital One will pay up to $250,000 for death or dismemberment caused by travel companies like airlines, trains and buses. Cardholders, their spouses and any dependents younger than age 18 are covered. For an incident to be eligible for coverage, you must have paid the entire fare with your Venture card or miles. There are a few exceptions to what's covered, though, so it's a good idea to read Capital One's benefit guide.
Lost Luggage Reimbursement. If your bags are lost by a travel provider or get stolen, you can get reimbursed for up to $3,000 per trip. This applies to both you and immediate family. But you must pay for the ticket(s) and any baggage fees with Capital One Venture to be eligible. There's also a laundry list of items that are not covered, including art, animals, vehicles, sporting equipment, furniture and cell phones.
Auto Rental Collision Damage Waiver. You're insured for collision damage and theft when you rent certain types of vehicles with your Venture card. Capital One will pay up to the cash value of the vehicle. Notable exceptions include expensive and exotic cars, vans, motorcycles, trucks and limousines.
Capital One Venture travel insurance isn't the most robust policy available from a credit card. But it's solid, doesn't cost you any extra money and isn't a reason not to get the card. After all, you get Venture for the rewards and use the travel insurance when you have to.
You can easily redeem Capital One Venture miles through the Capital One website, mobile app or customer service phone line. What's unique with this card, though, is that you can redeem miles either before or after you pay for your travel expenses. You can also redeem miles for gift... show more
The Capital One Venture has a $95 annual fee. Capital One Venture's $95 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the Capital One Venture Rewards Credit Card, either.
You earn Capital One Venture miles, not points. But it doesn't really matter. Plenty of travel rewards credit cards offer points, and plenty of others give you miles. The key is that you're not earning cash back, which means you need to figure out how much your miles are worth.... show more
When you look at Capital One Venture vs Chase Sapphire, you're really comparing at least three different cards: Venture, Chase Sapphire Preferred and Chase Sapphire Reserve. There's also the Capital One VentureOne card and the discontinued Chase Sapphire card (which some people might still have).
Your Capital One Venture payment options are online, by phone or by mail. For fastest processing, online is the way to go. Alternatively, you can make a payment at a Capital One branch.
Here are your Capital One Venture payment options:
The Capital One Venture credit card does not offer trip cancellation insurance. The card still has several travel-related benefits, like rental car insurance or travel accident insurance.
Capital One Venture rental car insurance covers damage from collision or theft, up to the full cash value of most rental vehicles. It also covers towing to the nearest repair shop. To get Capital One Venture rental car insurance, you just need to pay for the rental with your Capital... show more
Yes, you can technically get Capital One Venture for a business, but you will be personally responsible for credit card payments and any resulting debt. And your credit activity will not get reported to business credit bureaus, so you won't be able to build the credit of your business.
Share your insights and review the Capital One Venture Rewards Credit Card
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2,639 reviews
2,639 reviews
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Alison Langford @alisonl_1
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5 Star Rating
I am somebody who travels multiple times per year, so I know a thing or two about rewards programs for airline miles. In my opinion, the Capitol One Venture Rewards program is one of the best options out there for travelers. There is a reason that this card is so highly recommended for people who are living abroad. I love banking with Capitol one, and I've been a customer of theirs from the very beginning.
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Ian Goodwin @iangoodwin88
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5 Star Rating
This card has been absolutely awesome. 2 miles for every $1 spent is a very tough deal to beat. Capital One is also one of the top companies because of it's fraud protection and customer service. You cannot go wrong picking a Capital One back credit card. So, if you have the credit line to apply and can use the miles for vacationing or leisure, then this is a great card for you.
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Kirk Davis @tautog11
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5 Star Rating
The Capital One Venture Card is a must for the avid traveler. The miles add up very quickly at 2 miles for every dollar spent. Once every year I redeem my miles to pay for my annual trip to see my family in Ireland. While there is an annual fee, it is still far less than the cost of the tickets that I obtain every year.
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Shelley Berkman @shelleyb1
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3 Star Rating
I got this card basically to take advantages of the miles rewards, and that this card does very well. You will be adequately rewarded with miles if you use this credit card. That being said, it irritates me to no end that I have to pay a $59 annual fee. I spend thousands on this card and it really feels petty. I don't see why Capital One feels the need to nickel and dime their customers. The APR is nothing to get excited about, it seems to be pretty standard, and I am sure they would happily jack the rates if you have a single late payment. Miles are good but that is about it.
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Barbie Whitten @b1wdancer23
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5 Star Rating
I've been a user of Capital One for many years now and have never had a problem and always enjoyed their service. I recently got the venture reward card as my job has me traveling more and the rewards included are awesome. I get great bonuses for how many miles I travel and is especially nice for long trips that require air travel. So far I've been happy with my experience using this card and don't see myself switching anytime soon.
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Laura A C @lac64
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4 Star Rating
I have a regular Capital One Platinum Credit Card and also got this Venture Credit Card solely for the miles benefit. Once I spent $3000 I got a bonus 40K miles which was not hard to spend and for every $1 spent I got 2 miles, which was also awesome. I travel a lot to see my family, so any miles I can get to lessen the expense to see my family is helpful. I can use the miles anytime and there are no blackout dates.
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Edward Carpenter @edward.carpenter.35
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4 Star Rating
I love this card mainly for the Air miles I get. They add up pretty quick so I love that I can take a trip every couple months or so in the continental US or if i save up for a while a trip more farther away. Its easy to use the miles because you can buy the tickets anywhere and then the miles get subtracted at the end of the month so you don't have to worry about having black out dates or anything like that. All in all a great card!
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Annemarie Wallace @annemariew1
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4 Star Rating
I've used capital one for years and never had a problem. Their interest rates are fair and their customer service helpful. This particular car the capital one venture rewards card, looks like a great deal for people who travel. You can get lots of miles/points. I like the feature that time miles don't expire. That would let you save them up for a bigger trip.
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Tabitha Ism @tabithai1
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1 Star Rating
Do NOT get this card!!! They use a ridiculous fraud prevention algorithm that keeps declining my purchases and it's incredibly frustrating! It's a travel card, for pete's sake, and they freak out when they see international purchases! They had declined some reservation I made in Peru like a month ago, and I had to call to get that straightened out, but then they declined a reservation for Machu PIcchu tickets last night. I called and they assured me there was now an alert on my account and that it would go through next time. So I tried again, maybe an hour after I spoke with them, and it was declined again!!! I called back and at first they tried to deny it, but you know they decline it because they send an email immediately. So she finally admitted they declined it a second time and she admitted that it's all automatic? But she had me try again while I was on the phone with her, and it was declined a third time. This time she said it wasn't on their end and that the company was probably declining it due to too many attempts!!! I suspect she is right because I did not get an email from Capitol One the third time around. So now I have contacted the company and am waiting to hear back. But still, if the company agrees to accept the payment next time, how do I know Capitol One won't decline it again?!?! It's an algorithm that is clearly out of control! So don't do it--it's not worth it!!! They also put a stop on my husband's card after he made two purchases at the same store in the same day. It's ridiculous!
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harreskov01 @harreskov01
Agreed, I currently live in Brazil and this happens alot to me as well. I currently use my Chase Sapphire Preferred card and have not been declined once. And Chase has great customer service quick and easy to access an actual person .
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Mike Musuraca @mikem_23
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4 Star Rating
Let me say one thing, I've been with Capital One for a long time and it's a great company. I don't have this card because I don't have use for mileage, but I will say they are a decent company. To those of you that say the card looks great, let me ask you a question? Who cares what a card looks like? It's designed to swipe for a purchase not impress somebody, if you are so shallow that you care what kind of card you're using and whos looking then you need to reevaluate exactly what your priorities are.
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Trashawn Price @trashawnp
Don't nobody want no ugly ass designed card you idiot
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
Mike Hampton Professor, Chaplin School of Hospitality and Tourism Management, Florida International University Read More
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