Monthly earnings are lost when bill payments are late
Not built for financing
Capital One Venture Review
John Kiernan
5.0 / 5
The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $750 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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The Capital One Venture credit card does not offer trip cancellation insurance. The card still has several travel-related benefits, like rental car insurance or travel accident insurance.
Capital One Venture rental car insurance covers damage from collision or theft, up to the full cash value of most rental vehicles. It also covers towing to the nearest repair shop. To get Capital One Venture rental car insurance, you just need to pay for the rental with your Capital...
Yes, you can technically get Capital One Venture for a business, but you will be personally responsible for credit card payments and any resulting debt. And your credit activity will not get reported to business credit bureaus, so you won't be able to build the credit of your business.
You can transfer Capital One Venture miles online or by calling Capital One customer service at (800) 227-4825. However, it is worth noting that not all cardholders are eligible to transfer Capital One Venture miles to another Capital One credit card account.
It usually takes 7 to 10 days following account approval to receive a Capital One Venture card. If you need your card sooner, you can also opt to receive expedited delivery, which will cost $16 and shorten your timeframe to 2 to 3 business days.
The Capital One Venture does not provide medical insurance, but you get travel accident insurance.
That covers the cardholder and immediate family up to $250,000 if a travel accident causes death or dismemberment. You must pay for travel fare with a Capital One Venture card to be covered.
That depends on how much you can book your flight for. The Venture Card allows you to simply buy your flight directly and then pay for it using accrued miles once it appears to your monthly statement. This is a great aspect of the Capital One rewards program, since it...
The best Capital One Venture Rewards Credit Card promotion is an initial bonus of 75,000 miles. To get this Capital One Venture promotion, cardholders must spend $4,000 during the first 3 months.
Credit card promotions change often, so if you see something you're particularly interested in, you should...
Capital One Venture has no annual fee the first year but costs $95 annually after that. But its sibling, Capital One VentureOne, does have no annual fee every year.
Some people like to get Capital One Venture while it has no annual fee the first year, earn its big initial...
Share your insights and review the Capital One Venture Rewards Credit Card
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3.8
2,660 reviews
2,660 reviews
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perjunk @perjunk
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1 Star Rating
I applied for this card online and was approved with a $10,000 credit limit. Received the card and attempted activation which failed. Called customer service, was transferred to the fraud department where a rep told me there was high suspicion that the application was fraudulent (in other words that I was committing fraud) and that I would need to send in copies of my drivers license, a utility bill or bank statement, and my social security card. Two red flags right away. One, why would they send me a card when there was a high risk of fraud in their opinion? Two, I have never been asked for my physical SS card and I guard it closely. I told the rep I would not send in my SS card as I thought this was risky and unnecessary. I was put on hold then told I was approved to only provide one form of ID, my Drivers license, and that the fastest way to get approval would be to go to a bank and present my ID to a banker. The next day I called back to confirm this information and the rep again checked with someone and assured me this was correct. So I went to a bank, presented my ID to the banker who called the fraud department. I was put on the phone and the rep proceeded to tell me that I could not have my identity verified by this route. Unbelievable and embarrassing. I called later and requested my account be closed and requested a letter stating account closure which I have not received. If you do a search about this you will find numerous reviews about being subjected to this bogus fraud suspicion and how many people are still denied activation even when sending in all the requested documents. I have no idea what flagged me as high risk for fraud...the only thing I can imagine is that my physical address and mailing address (a USPS PO Box) are different. Never again would I do business with this company. And now I have hard hits on TU and Equifax. My advice if you get this runaround...just immeditately cancel, it's not worth the misery.
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Mary Barney @maryb202
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5 Star Rating
I like it because it's going to let me have a credit card yay and hopefully by tomorrow
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Justin Thuss @justint2
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5 Star Rating
Just got approved for 5k, I love capital one. The rewards and benefits of this card are amazing, I would definitely recommend applying
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BarbieW @barbiew
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5 Star Rating
I decided to purchase the Capital One Venture Rewards credit card because I had a close friend with the card who had nothing but positive reviews about the card. I obtain points each time I use my card and have been able to use these points for later purchases. I like this perk very much, but the one thing I would improve is how much we get back. Instead of 40,000 miles, it should be smaller, such as 20,000 or even 30,000. In the end though I would recommend this card to users because there's no expiration date and you can keep earning as much as you'd want.
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Frank33 @frank331
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4 Star Rating
Over the years I have had many experiences with "rewards" cards. But I have to say that my Capital One Venture Card, has provided me with more solid and noticeable rewards than any of the others! I travel a lot as a backpacker, thus getting everything I can for my money spent, only adds to my ability to travel! The miles and rewards add up quickly, as well as a solid interest rate, this credit card has been perfect for my needs!! And on top of that, no foreign transaction fees!!
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Frank Thomas @Frank33
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5 Star Rating
Over the years I have had many experiences with "rewards" cards. But I have to say that my Capital One Venture Card, has provided me with more solid and noticeable rewards than any of the others! I travel a lot as a backpacker, thus getting everything I can for my money spent, only adds to my ability to travel! The miles and rewards add up quickly, as well as a solid interest rate, this credit card has been perfect for my needs!! And on top of that, no foreign transaction fees!!
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6
3
Alison Langford @alisonl_1
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5 Star Rating
I am somebody who travels multiple times per year, so I know a thing or two about rewards programs for airline miles. In my opinion, the Capitol One Venture Rewards program is one of the best options out there for travelers. There is a reason that this card is so highly recommended for people who are living abroad. I love banking with Capitol one, and I've been a customer of theirs from the very beginning.
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Ian Goodwin @iangoodwin88
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5 Star Rating
This card has been absolutely awesome. 2 miles for every $1 spent is a very tough deal to beat. Capital One is also one of the top companies because of it's fraud protection and customer service. You cannot go wrong picking a Capital One back credit card. So, if you have the credit line to apply and can use the miles for vacationing or leisure, then this is a great card for you.
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Kirk Davis @tautog11
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5 Star Rating
The Capital One Venture Card is a must for the avid traveler. The miles add up very quickly at 2 miles for every dollar spent. Once every year I redeem my miles to pay for my annual trip to see my family in Ireland. While there is an annual fee, it is still far less than the cost of the tickets that I obtain every year.
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Shelley Berkman @shelleyb1
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3 Star Rating
I got this card basically to take advantages of the miles rewards, and that this card does very well. You will be adequately rewarded with miles if you use this credit card. That being said, it irritates me to no end that I have to pay a $59 annual fee. I spend thousands on this card and it really feels petty. I don't see why Capital One feels the need to nickel and dime their customers. The APR is nothing to get excited about, it seems to be pretty standard, and I am sure they would happily jack the rates if you have a single late payment. Miles are good but that is about it.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson Professor, The School of Hospitality Business, Broad College of Business – Michigan State University Read More
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
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