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Capital One Venture Review
John Kiernan
5.0 / 5
The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $750 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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The main difference between them is their initial bonus: 75,000 miles for $4,000 purchases in the first 3 months in the case of Venture, 20,000 miles for spending $500 in the first 3 months for the VentureOne.
Also, Venture has an annual fee of $95, while VentureOne doesn't have one.
Other than that, their rewards structure are almost identical: with Venture you get 2 miles / $1 spent on everything, while the VentureOne offers 1.25 miles / $1 for the same spendings.
Visa chimes in with its Signature benefits, which amongst others include:
Concierge service
Extended warranty
Purchase protection
Travel accident insurance
Roadside dispatch
Rental car insurance
This isn't a case of “which one is better”, rather than “which card better fits your needs”. Only choose Venture if you spend enough so that the rewards will outweigh the annual fee.
Your Capital One Venture approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Capital One Venture will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a...
The Capital One Venture card commercial actress is Jennifer Garner. Garner has been a spokesperson for Capital One and the Venture card since 2014. Garner's father, William John Garner, has even appeared in a Capital One Venture card commercial with the actress, saying Capital One's signature line, “What's in your...
The Capital One Venture purchase protection benefit covers eligible items against damage and theft for 90 days after the purchase date. You're covered for replacement, repair, or reimbursement, up to the original purchase price.
Here's how the Capital One Venture purchase protection benefit works:
You can activate your Capital One Venture card online, through the mobile app, or by calling the number on the back of your card. You will need the card's 16-digit number and 3-digit security code to activate it. To prevent credit card fraud, the Capital One Venture card...
The Capital One Venture Card is one of the best travel credit cards on the market. You can learn more from WalletHub's Capital One Venture Card review here.
Capital One Venture miles are actually better than traditional airline miles, considering you can use them to pay for any travel-related purchase on your bill rather than having to actually book your accommodations with miles. That means you can book travel on any airline as well as through any third-party...
The Capital One Venture cash advance limit is a portion of your total credit limit. Maximum allowed limits are based on creditworthiness and will vary with each cardholder. You can find your exact limit on your current Venture card statement under the heading “Available Credit for Cash Advances.” Be aware...
Share your insights and review the Capital One Venture Rewards Credit Card
5
41%
4
25%
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19%
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9%
1
6%
3.8
2,659 reviews
2,659 reviews
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Laura A C @lac64
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4 Star Rating
I have a regular Capital One Platinum Credit Card and also got this Venture Credit Card solely for the miles benefit. Once I spent $3000 I got a bonus 40K miles which was not hard to spend and for every $1 spent I got 2 miles, which was also awesome. I travel a lot to see my family, so any miles I can get to lessen the expense to see my family is helpful. I can use the miles anytime and there are no blackout dates.
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Edward Carpenter @edward.carpenter.35
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4 Star Rating
I love this card mainly for the Air miles I get. They add up pretty quick so I love that I can take a trip every couple months or so in the continental US or if i save up for a while a trip more farther away. Its easy to use the miles because you can buy the tickets anywhere and then the miles get subtracted at the end of the month so you don't have to worry about having black out dates or anything like that. All in all a great card!
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Annemarie Wallace @annemariew1
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4 Star Rating
I've used capital one for years and never had a problem. Their interest rates are fair and their customer service helpful. This particular car the capital one venture rewards card, looks like a great deal for people who travel. You can get lots of miles/points. I like the feature that time miles don't expire. That would let you save them up for a bigger trip.
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Tabitha Ism @tabithai1
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1 Star Rating
Do NOT get this card!!! They use a ridiculous fraud prevention algorithm that keeps declining my purchases and it's incredibly frustrating! It's a travel card, for pete's sake, and they freak out when they see international purchases! They had declined some reservation I made in Peru like a month ago, and I had to call to get that straightened out, but then they declined a reservation for Machu PIcchu tickets last night. I called and they assured me there was now an alert on my account and that it would go through next time. So I tried again, maybe an hour after I spoke with them, and it was declined again!!! I called back and at first they tried to deny it, but you know they decline it because they send an email immediately. So she finally admitted they declined it a second time and she admitted that it's all automatic? But she had me try again while I was on the phone with her, and it was declined a third time. This time she said it wasn't on their end and that the company was probably declining it due to too many attempts!!! I suspect she is right because I did not get an email from Capitol One the third time around. So now I have contacted the company and am waiting to hear back. But still, if the company agrees to accept the payment next time, how do I know Capitol One won't decline it again?!?! It's an algorithm that is clearly out of control! So don't do it--it's not worth it!!! They also put a stop on my husband's card after he made two purchases at the same store in the same day. It's ridiculous!
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harreskov01 @harreskov01
Agreed, I currently live in Brazil and this happens alot to me as well. I currently use my Chase Sapphire Preferred card and have not been declined once. And Chase has great customer service quick and easy to access an actual person .
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Mike Musuraca @mikem_23
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4 Star Rating
Let me say one thing, I've been with Capital One for a long time and it's a great company. I don't have this card because I don't have use for mileage, but I will say they are a decent company. To those of you that say the card looks great, let me ask you a question? Who cares what a card looks like? It's designed to swipe for a purchase not impress somebody, if you are so shallow that you care what kind of card you're using and whos looking then you need to reevaluate exactly what your priorities are.
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Trashawn Price @trashawnp
Don't nobody want no ugly ass designed card you idiot
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Myles Lindeburg @grendelone
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3 Star Rating
The Capital One Venture card looks to be a great card for someone who travels. I have used other Capital One cards in the past and they were good to me. I now use Barclay Rewards cards, as I would rather have points toward money back than miles toward airline flights. The other thing I would change about this card is the annual fee of $59 after the first year. None of my cards have fees and never will. I do not understand cards that still charge annual fees. They do get a big WIN for the smart chip in the card!
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lisa @baygull
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4 Star Rating
The Capital One Venture Rewards Credit Card is a terrific choice for the inveterate traveler. If like me, you are planning your next trip while ON a trip, then I think this card deserves your attention. Flexibility is its biggest selling point. This card gives total choice on where to apply your points - any airline, any hotel, no blackout dates. Not many cards I'm aware of do that. Also, it features a smart chip for security and no foreign transaction fee. I got dinged on the transaction fees on my last trip. Ouch! So, why did I give it 4 stars and not 5 stars? I think the $59 annual fee after the first year is a bit steep.
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Thomas Grylka @thomasg_23
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4 Star Rating
I love my venture card. Not only does it have a big spending limit but it also gives me two miles on an airplane for every dollar I spend. It wouldn't be good for someone who doesn't like to travel much or often but for someone who likes to explore and go on planes as often as possible it's literally a dream come true. The fee's aren't the best but they're manageable and you don't have to pay them often if you keep up with your spending. Not to mention the card looks great!
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Elisa Scott @elisas1
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5 Star Rating
I got the Capital One Venture a little over a year ago, and so far I like it. I love having flexibility in regards to where my points are spent, and the fact that my points do ot expire. Since I use the card for business transactions I am able to earn points quickly.
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Elizabeth Barnes @elizabethb_20
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3 Star Rating
I do not like the annual fee. Annual fees are outdated and annoying for consumers. I also do not like that the card gives the same rewards for everything. I also do not like that the card does not include an introductory interest period. This is surprising due to the fact so many cards do. I do like that the card has no blackout dates. I also like that the miles do not expire. I also like that the Capital One provides you with your credit score. This makes it easy to track the effects of your spending habits on your credit.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson Professor, The School of Hospitality Business, Broad College of Business – Michigan State University Read More
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
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