Monthly earnings are lost when bill payments are late
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Capital One Venture Review
John Kiernan
5.0 / 5
The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $750 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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The Capital One Venture balance transfer fee is $0 at this Transfer APR: 16.24% - 24.24% (V). This means you'll only have to worry about paying the regular APR when transferring a balance to this card. There is no 0% APR deal for balance transfers on Capital One... show more
Capital One Venture is not a chip and PIN card. It is a chip and signature card, like all Capital One credit cards. The difference is that chip and PIN cards require the cardholder to enter a code number at checkout, whereas chip and signature cards require only the cardholder's... show more
Yeah, it'll start piling on immediately. Cash advances for any credit card do that. They don't function like regular purchases. There's the fee that gets added to your balance, plus the interest growing from day 1.
You can keep track of your Capital One Venture miles balance online by signing in to your online account and accessing the "Redeem Rewards" page. You will be able to redeem your miles for past travel purchases, future bookings, gift cards, statement credits, or checks.
To get a Capital One Venture PIN, call the number on the back of the Capital One Venture card and ask customer service for a PIN. Another way to get a Capital One Venture PIN is by logging in to an account online and requesting a PIN through the Capital... show more
The Capital One Venture is an elite travel rewards card with a $95 annual fee, while the Wells Fargo Cash Wise is a solid every-day rewards card that comes with a $0 annual fee.
The Venture's signup bonus is more significant (75,000 miles) compared to Cash Wise's... show more
You cannot get gift cards with your Capital One Venture miles.
You actually have a few ways to redeem for travel with the Venture card. The first option would be to make the purchase using your available credit, and then later redeem for it once the transaction has posted... show more
Capital One Venture deals include a bonus of 75,000 miles for spending $4,000 in the first 3 months. All purchases earn 2 miles per $1 spent. In addition, there's an application fee credit up to $100 for Global Entry or TSA pre-check. Capital One Venture currently does not offer... show more
The Capital One Venture referral bonus is $100, up to $500 a year, for every friend who is approved for the Venture card. The bonus, however, is available only to select Venture cardholders. To check for eligibility, log in to the Venture online page. From the account summary page, click... show more
Share your insights and review the Capital One Venture Rewards Credit Card
5
41%
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9%
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6%
3.8
2,648 reviews
2,648 reviews
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Chris Mettler @chris.mettler.127
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5 Star Rating
This card rocks. You can redeem 1:1 for amazon.com gift cards. A home run in the industry.
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Ricky Seshie @rickys_7
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4 Star Rating
Love the rewards and the ease of payment with my C. One Card. I found the APR although to be on the high side
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sharon nebs @hot2trott
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4 Star Rating
I have been very pleased with the card so far. I like to travel, so earning rewards that can be converted into free vacation fun is a huge perk. The interest rates are comparable to other cards. The alerts help me stay informed and organized. The credit tracker is one of the best things about the service. Overall, I have been very happy with this card. I would certainly recommend the Capital One Venture Rewards Credit Card.
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Bill Ryan @billr1
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3 Star Rating
The Capital One Venture rewards credit card is just average. New members get no annual fee for the first year which is nice. The credit tracker is useful. It allows you to see your credit score at any time. If you travel then this card is worth it because of the 40k in bonus miles that you get once you spend $3,000 in the first three months. Also, the miles do not expire. Overall, it does not suit me too well but for others it may be worth it.
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Bill Todd @billy.todd8
BY your own admission you know the limits, and you got one of these cards, and you rate it 3 stars?
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Alex Hendry @alex.hendry.330
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3 Star Rating
So if you travel a lot, this would be a great card. But otherwise, I would highly recommend looking at other cards. The 40,000 mile bonus sounds great, but you have to spend $3,000 in three months to qualify. And that 40,000 only equals $400. So if you're charging $3,000 anyway, that's great. Otherwise, you'll just feel compelled to spend more, which is probably the idea. A $59 fee and 20% interest seems kinda steep, especially when some companies like AmEx are offering NO annual fees. But you get what you pay for, and there are a lot of traveling perks. Visa lounges in airports are NICE, a lot better than competitors, and they have more connections to airlines. Also, Visa is accepted a lot of places internationally. So if your job has you flying a lot, this is probably a great card for you in that these perks will make your life better in a lot of little ways. But if you only travel a few times a year, then it's kinda someone from Miami buying a top-of-the-line snow blower. You won't be able to use all those fancy miles and upgrades. Bottom line, if you travel and will pay off your balance at the end of the month, this is a GREAT card. But if you use credit cards to get you through rough seasons, then you should look for a lower interest rate. If you don't travel a lot, then you shouldn't pay a nice annual fee for a club you don't frequent.
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Tina Marie @tinam_15
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1 Star Rating
I do not have the card yet but I was about to apply when I came accross a review stating that the venture rewards card would only erase an amount if it was the exact amount of the flight, hotel, ect. If you come accross this review please let me know if this is true. When I called and asked customer service about it they told me they could not tell me if this is true or not until I become a card member which I thought was a bunch of BS.
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Dale Gough @dale.gough.98
Not true. It simply credits your account for the exact amount. For instance, it takes 128,088 miles to credit your account for $1280.88
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Jaime Park @jaime.park.507
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4 Star Rating
I first applied for the Capital One Venture credit card to get better rewards on travel and it certainly has paid off. When you first join, depending on your credit level, you're given extra reward points that can be used to get credit back to your account or a check in the mail or other retail gift cards. I've always chosen to get credit back to my card to help pay off my balance, it's like free cash and it's super fast and easy. I always use the card to purchase plane tickets and hotel rooms and it's been great to have the ability to get reward points on any type of brand of airline or hotel rooms, even on airbnb, which I really like. Overall, it's been very easy and straightforward online and fast and simple.
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Aaron Boczkiewicz @aaronluckside
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4 Star Rating
The Capital One Venture Rewards Credit Card has some great things going for it! It is definitely a benefit that you accumulate 2 miles per dollar spent and that you can get a bonus of 20,000 miles if you spend $2000 in the first 3 months, which honestly isn't that hard to do. It is also great that the miles NEVER expire! This is great because I would rather save up and actually use them rather than having them go to waste. It is also great that you can actually fly on any airline you want and stay in any hotel you want rather than Capital One designated locations. The one downside I would say that comes with this card is the annual fee. The first year it is waived, but after that it is $59 a year, which is a hefty price for a credit card.
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Julie Hetrick @mrs_roberthetrick
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5 Star Rating
I have a capital one venture the card is great. It offers low payments and will help improve credit score which majority does but this one is I preferred as long as you make your payments on time. Interest is on the high side that would be the only down flaw of this card. It has good customer service but I prefer to use the online features to pay bill another plus. You get credit increases every 6 months to a year as long as you pay bill and don’t go over your limit. The fees aren’t bad either. I love my card.
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Katie Amoureux @katie.amoureux
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4 Star Rating
The Capital One Venture Rewards Credit card is a well-rounded travel credit card. Yes, you have a $59 fee after the first year, but using the card for one week-long car rental will save you that much just by not having to buy the extra collision, damage, and loss coverage. In addition, avoiding the foreign transaction fees will typically save 3% the other cards I have charge me when I go to Mexico or another foreign country.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson Professor, The School of Hospitality Business, Broad College of Business – Michigan State University Read More
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
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