Capital One Venture Card Reviews for 2023 | WalletHubReviews, rates, fees and rewards details for the Capital One Venture Rewards Credit Card. Compare to other cards and apply online in seconds.John KiernanWalletHub
Monthly earnings are lost when bill payments are late
Not built for financing
Capital One Venture Review
John Kiernan
5.0 / 5
The Capital One Venture Card is a very good travel rewards credit card for people with 700+ credit scores who don't want to be tied down to a single travel provider. With an initial bonus worth $750 in travel, double miles on all purchases and a reasonable annual fee, it’s... show more
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The main Capital One Venture requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
Capital One Venture Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number or ITIN
Good credit or better
Checking or savings account
If you apply for the Capital One Venture card, it's important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
The credit score that you need for the Capital One Venture Rewards Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for the Capital One Venture Card.
Other Capital One Venture Approval Requirements
You should note that while your credit score is an...
The VentureOne card earns unlimited 1.25 to 5 miles per dollar on all purchases, while the Venture card earns a higher 2 to 5 miles per dollar on all purchases. VentureOne has no annual fee, so it doesn't rewards cardholders with as many miles as the Venture card which has...
The Capital One Venture credit limit will be determined based on your credit standing, once your application has been approved. Factors such as your annual income, debts and liabilities, repayment history and length of your credit history are among the ones generally considered for determining credit limits.
Yes, Capital One Venture is an excellent credit card – provided you're someone who likes to travel. The card's travel-related rewards are very generous, especially considering how flexible the redemption process is. Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months. And you earn ongoing rewards of 5 miles...
The Capital One Venture has a $95 annual fee. This card's annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the Capital One Venture Rewards Credit Card, either.
Yes, the Capital One Venture Rewards Credit Card is a metal credit card. The Capital One Venture Card is made of stainless steel and recycled materials and weighs around 16 grams, compared to 5 grams for a traditional credit card made of plastic. Functionally, the metal Capital One Venture Card doesn't work any differently than a...
It is quite hard to get a Capital One Venture card because you need a good credit score of 700 or higher to have decent approval odds. The Capital One Venture card is especially hard to get for anyone who has applied for a Capital One card more than once in the past...
You can use most major airlines with Capital One Venture. More specifically, cardholders earn 2 miles / $1 on airfare booked with any airline. Capital One Venture miles can also be used to pay for flights on nearly all airlines. You can do so by booking through Capital One Travel, transferring miles to airline partners,...
To log in to your Capital One Venture Rewards Credit Card account, go to the login page on the Capital One website or mobile app and enter your username and password in the appropriate fields. Then, click “Sign In” to access your online account. If you don't already have an account, you will need to start by clicking...
Share your insights and review the Capital One Venture Rewards Credit Card
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3.8
2,666 reviews
2,666 reviews
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gslide06 @gslide06
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3 Star Rating
Applying your miles to real world flights is misleading and challenging. In reality it has nothing to do with actual flight miles. The miles calculation rather translates to flight dollars. 30,000 miles is 300 dollars regardless of airline. That's not really good. Kind of weak actually. Years ago the calculation was different and 70,000 miles night get you 2 round trips on a domestic flight. Nowadays you struggle to get one flight. I do like you can use your miles on any airline and you get double miles on purchases but it is somewhat negated when factoring the annual fee. I did get 60000 miles free by spending so that was good. Overall I'm looking elsewhere for a replacement card and will cancel once I find a better offer.
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miles @mileswasmer
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5 Star Rating
Verified Customer
Great card if you always pay the balance in full. I signed up when it was 100,000 sign up bonus but the 75,000 bonus it has now is still an attractive offer. Also there's no category to memorize so just use it as your work horse card and earn 2% on everything.
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Philip Davenport @davenportins
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4 Star Rating
Verified Customer
I was disappointed to learn that I can only redeem my points at face value on purchases that Capital One designates as "qualified". This is all disclosed in the agreement, I just misunderstood. It's still a good card and I use it a lot! Also, you can use points for other purchases, just at a reduced amount.
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Nhat @mktbv1966
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3 Star Rating
Verified Customer
Good card - Hard to get approved for Credit limit increase, I guess I am being bucketed - '' Once you are being bucketed by Capital One - There is NO WAY OUT''
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cpellani @cpellani
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5 Star Rating
I was scammed by Nu Car Rentals in San Jose, Costa Rica (they were charging 4x insurance than any other rental place there when they knew they had me locked in with a pre-paid rental from my travel rewards). Thankfully, when I got back from my trip Capital One Travel resolved my issue. Thanks so much.
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Christopher @cwlavely
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3 Star Rating
Verified Customer
Questionable value with 1.25 miles with a $95 AF. Not sure I could recommend, especially when the Venture X offers 2 miles at an effective negative $5 AF if you utilize the easily achievable credits.
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Keri Rorick @kgrorick63
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1 Star Rating
Horrible travel portal. I started a price watch on a direct round trip flight that was $844 at the time, but I did not book because Capital One's algorithms predicted a better rate. Two months later it tells me the flight is now $872 for an itinerary that is 17 hrs there and 26 hrs back. The original direct flight was now $1470. When I tried calling to see if there was anything they could do to fix this egregious error, the customer support said the algorithms are not guaranteed to be correct, aka I was screwed. I will be taking my business elsewhere.
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jaimea @jaimea
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5 Star Rating
Verified Customer
Great Credit Card and Bank. will recommend to anybody, Customer service is awesome,being dealing with them for over 17 years and never have a problem with them.
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harper_keith @harper_keith
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1 Star Rating
Capital One Venture Visa Buyer Beware!
I’ve recently closed my Capital One Venture Visa card after they failed to honor their zero-fraud liability policy. My wallet was stolen and three credit cards were all fraudulently used without my consent at a night club while on international travel. I immediately reported the fraud and all three accounts were closed and new cards issued. My credit union Visa card successfully declined all attempted fraudulent charges, and my second Visa card was fraudulently charged $6,000 which has been successfully charged back to the merchant. Capital One Venture Visa, however, allowed a number of fraudulent charges listed as “dining” by the now known criminal and fraudulent merchant totaling $21,000 charged over a short 30 min. period of time (found to be after hours of the said establishment). After several letters offering evidence to the Capital One Fraud Department, numerous phone calls totaling 20 hours of transfer/hold/communications with the Capital One Fraud Department, Capital One has concluded “insufficient evidence of fraud because information discovered leads us to believe you or another account user benefitted from the transactions.” After Capital One left me with a bill for $21,000, they closed the investigation with an online letter stating “We are happy to tell you that your fraud investigation with Capital One is now resolved … We truly hope you are satisfied with how this case was handled and hope you’ll be able to relax and get back to life as usual knowing that Capital One will continue to protect, monitor, and resolve any issues with your account. That’s our promise to you.” This Capital One response is insulting, out of touch, and raises question to the entire Capital One fraud protection and investigation process.
My research has concluded that there are a number of excellent reward cards far more reliable and superior to Capital One. I’ve closed my Capital One Visa and switched to Chase Sapphire Preferred. Capital One Venture Buyer Beware!
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Craig @craigg_50
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5 Star Rating
Verified Customer
An excellent card if you travel at least once per year. With 10 miles back on hotels, 5 on airfare, and 2 miles on everything else it's a great card. Add in unlimited lounge access, primary CDW coverage, plus many more Visa Infinite perks it's the card to beat.
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Review Capital One Venture Rewards Credit Card
Expert Thoughts on Capital One Venture
To help people learn more about Capital One® Venture® Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Which would you say has been more responsible for the Capital One Venture Rewards Card’s longtime popularity: successful advertising or competitive rewards?
How do you expect credit card companies like Capital One to adjust travel-focused offers such as the Capital One Venture Rewards Card in light of COVID-19?
Who benefits more from credit cards made of metal: cardholders or card issuers?
Bonnie Knutson Professor, The School of Hospitality Business, Broad College of Business – Michigan State University Read More
John T. Bowen Ph.D., Professor Emeritus, Former Dean and Barron Hilton Distinguished Chair, Conrad N. Hilton College of Hotel and Restaurant Management, University of Houston Read More
Maggie Daniels Ph.D., Professor of Tourism and Events Management, College of Education and Human Development, George Mason University Read More
Matthew J. Bauman Ph.D., MS, Assistant Professor of Hospitality & Tourism Management, White Lodging School of Hospitality & Tourism Management, College of Business, Purdue University Northwest Read More
Berkita Bradford Department Chair, Associate Professor, College of Agriculture, Virginia State University Read More
David Baker Ph.D., Associate Professor of Hospitality Management, College of Business at Tennessee State University Read More
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