You can check your Carnival Credit Card application status online or over the phone at (866) 408-4064. You'll need to provide your last name, the last 4 digits of your Social Security number (SSN), your ZIP Code, and e-mail address. It should only take a few minutes to find out your application status.

How to Check Your Carnival Credit Card Application Status Online

1. Go to the issuer's application status page.
2. Give your last name, last 4 digits of your Social Security number (SSN), along with your ZIP code and e-mail address when prompted.
3. View your Carnival Credit Card application status: approved, denied, or pending.

Typically, you'll receive a decision on your application within 10 business days. Many applicants are approved much sooner than that. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.

You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling (888) 232-0780.

The Carnival Credit Card reward points will be credited to your account at the close of the billing statement in which you make your qualifying purchase.

So, you won't have access to your bonus right away – you will have to wait for the current billing cycle to end.

You can only use your Carnival Credit Card points towards Carnival purchases, onboard experiences, gifts and amenities charged to Sail & Sign.

The Carnival credit card travel insurance is part of the travel benefits package with Mastercard: you get travel cancellation insurance, travel accident insurance. rental car CDW, and even trip interruption insurance.

There's a limit to their coverage (as usual) but you do have it.

When you apply for the Carnival Credit Card, Barclays will almost certainly pull your TransUnion credit report. Experian and Equifax are also possibilities, but those are rare.